Author Topic: Misc Credit Card Questions  (Read 908368 times)

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9240 on: April 17, 2020, 12:01:27 AM »
What about balance transfers?
Amex EveryDay has both

Offline jacobs

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Re: Misc Credit Card Questions
« Reply #9241 on: April 17, 2020, 01:24:50 PM »
If I want to cancel the Amex Bonvoy Consumer Card (due to fee and lack of card use) how do I make sure I donít lose my points? Does it last for 24 months? What activity needs to be done to keep account alive? TIA

Offline Yehudaa

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Re: Misc Credit Card Questions
« Reply #9242 on: April 17, 2020, 01:37:04 PM »
If I want to cancel the Amex Bonvoy Consumer Card (due to fee and lack of card use) how do I make sure I donít lose my points? Does it last for 24 months? What activity needs to be done to keep account alive? TIA
https://www.dansdeals.com/points-travel/milespoints/mileage-expiration-guide-for-38-loyalty-programs-how-to-keep-your-points-from-expiring-and-how-to-bring-them-back-to-life-after-theyve-expired/

Offline ari3

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Re: Misc Credit Card Questions
« Reply #9243 on: April 17, 2020, 03:13:49 PM »
If I want to cancel the Amex Bonvoy Consumer Card (due to fee and lack of card use) how do I make sure I donít lose my points? Does it last for 24 months? What activity needs to be done to keep account alive? TIA
If you haven't used the card in a while I would make a purchase before you cancel it that way you start the clock from now.

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9244 on: April 17, 2020, 03:45:08 PM »
i chatted amex to see if my card can get both tsa pre and global entry rep said yes, now the credit doesnt come thru i chat again and rep says its either or, what avenue do you suggest i take/or cut my losses?

Offline herb

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Re: Misc Credit Card Questions
« Reply #9245 on: April 17, 2020, 03:49:19 PM »
i chatted amex to see if my card can get both tsa pre and global entry rep said yes, now the credit doesnt come thru i chat again and rep says its either or, what avenue do you suggest i take/or cut my losses?
tsa pre is included in global entry

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9246 on: April 17, 2020, 03:53:39 PM »
tsa pre is included in global entry
this is in the past, i now know all these details, would like some guidance in how to proceed in getting back my money!

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9247 on: April 17, 2020, 05:50:49 PM »
i chatted amex to see if my card can get both tsa pre and global entry rep said yes, now the credit doesnt come thru i chat again and rep says its either or, what avenue do you suggest i take/or cut my losses?
UPDATE: called in and they waved the $100 b'h!

Offline herb

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Re: Misc Credit Card Questions
« Reply #9248 on: April 17, 2020, 05:55:17 PM »
UPDATE: called in and they waved the $100 b'h!
happy to hear

Offline hvaces42

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Re: Misc Credit Card Questions
« Reply #9249 on: April 21, 2020, 08:10:22 AM »
Amex offered to upgrade my ED to EDP with 25k bonus for 2k spend. Havent had the EDP yet. Will that effectively block me from getting SUB at a later date?
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Offline Joel

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Re: Misc Credit Card Questions
« Reply #9250 on: April 21, 2020, 08:51:04 AM »
Amex offered to upgrade my ED to EDP with 25k bonus for 2k spend. Havent had the EDP yet. Will that effectively block me from getting SUB at a later date?
Yes.
What you can do is sign up for the EDP then right afterwards upgrade your ED.
(Might need to keep the offer open on another device so you don't loose it when applying for the EDP)

Offline hvaces42

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Re: Misc Credit Card Questions
« Reply #9251 on: April 21, 2020, 08:53:13 AM »
Yes.
What you can do is sign up for the EDP then right afterwards upgrade your ED.
(Might need to keep the offer open on another device so you don't loose it when applying for the EDP)
Its not a bad offer anyway. Dont want to kill 5/24 over some extra MR whats the highest offer for EDP lately? Not worth the pull either.
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Offline Joel

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Re: Misc Credit Card Questions
« Reply #9252 on: April 21, 2020, 08:58:42 AM »
Its not a bad offer anyway. Dont want to kill 5/24 over some extra MR whats the highest offer for EDP lately? Not worth the pull either.
Once you accept the upgrade offer you will never be able to sign up for the EDP with the bonus.
Keep in mind chase has tightened on chase biz cards and i don't think keeping below 5/24 is still a good idea. IMO
EDP highest is 30k via incognito.
Amex 99% of the time dosnt pull for existing customers.

Offline hvaces42

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Re: Misc Credit Card Questions
« Reply #9253 on: April 21, 2020, 09:01:30 AM »
Once you accept the upgrade offer you will never be able to sign up for the EDP with the bonus.
Keep in mind chase has tightened on chase biz cards and i don't think keeping below 5/24 is still a good idea. IMO
EDP highest is 30k via incognito.
Amex 99% of the time dosnt pull for existing customers.
Meh...can manufacture the 5k MR easily.
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Offline Joel

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Re: Misc Credit Card Questions
« Reply #9254 on: April 21, 2020, 09:04:17 AM »
Meh...can manufacture the 5k MR easily.
From my perspective its 25k+30k

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9255 on: April 21, 2020, 09:29:48 AM »
Its not a bad offer anyway. Dont want to kill 5/24 over some extra MR whats the highest offer for EDP lately? Not worth the pull either.
@doctorofcredit has a 35k mr, But I donít know if itís recent

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9256 on: April 21, 2020, 09:30:59 AM »
UPDATE: called in and they waved the $100 b'h!
Had a similar problem put global entry charge on the primary card instead of the authorized user. Call them and got a credit adjustment

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9257 on: April 22, 2020, 10:56:33 PM »
seem to recall a 50k after $4500 spend on a us bank business card. was i dreaming or is it there somewhere, expired?

Offline Cls2020

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Re: Misc Credit Card Questions
« Reply #9258 on: April 23, 2020, 09:48:18 PM »
From my perspective its 25k+30k
Agreed

Offline yudawils

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Re: Misc Credit Card Questions
« Reply #9259 on: April 23, 2020, 10:53:38 PM »
Is there a reason a hospital I owe 25k would send only $491 to collection?
Should I pay it?
Is it bait to get the rest?