Author Topic: Misc Credit Card Questions  (Read 752633 times)

Offline cgr

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Re: Misc Credit Card Questions
« Reply #9315 on: June 02, 2020, 06:42:20 PM »
My options are Chase Sapphire Reserve or Chase Ink Business Preferred and it's a gift to someone who I doubt will reach out for the protection so that part doesn't carry as much weight.

Actually now that I'm thinking about it I doubt it would be considered a "Internet, cable and phone services" purchase so no point in using the Ink.

Offline ROYA

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Re: Misc Credit Card Questions
« Reply #9316 on: June 02, 2020, 09:55:17 PM »
My options are Chase Sapphire Reserve or Chase Ink Business Preferred and it's a gift to someone who I doubt will reach out for the protection so that part doesn't carry as much weight.
Freedom unlimited or Ink unlimited would be nice options for non bonus category purchases.
If you really want to take full advantage of each card it could get confusing.. I'm personally putting all non bonus category purchases on Discover Miles as the first year is 3% back.

Offline El Capitan

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Re: Misc Credit Card Questions
« Reply #9317 on: June 07, 2020, 01:39:40 PM »
Am I able to get multiple of the same Chase ink card? (For example to get multiple ink cash for over 25k in 5ppd categories)
Always looking for a good MS method... PM suggestions 😊

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9318 on: June 07, 2020, 02:33:20 PM »
Am I able to get multiple of the same Chase ink card? (For example to get multiple ink cash for over 25k in 5ppd categories)
yes

Offline El Capitan

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Re: Misc Credit Card Questions
« Reply #9319 on: June 07, 2020, 02:34:30 PM »
yes
How? By getting other ones and downgrading? Or is there a simpler way?
Always looking for a good MS method... PM suggestions 😊

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9320 on: June 07, 2020, 02:47:04 PM »
How? By getting other ones and downgrading? Or is there a simpler way?
1) product changing from another car
2) using a different EIN
3) convincing them over the phone that you need another card for the same business (I believe people have had luck with saying that they need to keep expenses separate)

Offline free123cc

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Re: Misc Credit Card Questions
« Reply #9321 on: June 19, 2020, 01:02:39 PM »
I got the capital one venture 10 months ago and received the 50k bonus, and cashed out my points. now the annual fee is coming up. does anyone know if they let u downgrade to another card thereby avoiding the annual fee? or is it better to close the card?

also if I downgrade - to which card would be best to downgrade to? and does capital one consider a downgrade a new cc and therefore make a new hard pull?

TIA

Offline etech0

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Re: Misc Credit Card Questions
« Reply #9322 on: June 22, 2020, 08:16:45 PM »
How long after paying an annual fee can you cancel a chase card and get the fee refunded?
Workflowy. You won't know what you're missing until you try it.

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #9323 on: June 22, 2020, 09:11:06 PM »
How long after paying an annual fee can you cancel a chase card and get the fee refunded?
30 days after statement has closed.

Offline etech0

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Re: Misc Credit Card Questions
« Reply #9324 on: June 22, 2020, 09:11:56 PM »
30 days after statement has closed.
TY!
Workflowy. You won't know what you're missing until you try it.

Offline free123cc

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Re: Misc Credit Card Questions
« Reply #9325 on: June 22, 2020, 11:30:09 PM »
I got the capital one venture 10 months ago and received the 50k bonus, and cashed out my points. now the annual fee is coming up. does anyone know if they let u downgrade to another card thereby avoiding the annual fee? or is it better to close the card?

also if I downgrade - to which card would be best to downgrade to? and does capital one consider a downgrade a new cc and therefore make a new hard pull?

Offline 159dallas

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Re: Misc Credit Card Questions
« Reply #9326 on: June 24, 2020, 08:30:59 AM »
I am planning on staying at hampton inn for 17nights the rate is about 87 per night including taxes. Would it be worth it to get a hhonors card just for that stay?

Offline simplicity

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Re: Misc Credit Card Questions
« Reply #9327 on: June 24, 2020, 02:04:22 PM »
I am planning on staying at hampton inn for 17nights the rate is about 87 per night including taxes. Would it be worth it to get a hhonors card just for that stay?
whats the downside?

Offline Thingywingy

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Re: Misc Credit Card Questions
« Reply #9328 on: July 01, 2020, 05:05:39 PM »
I was verifying my identity/SS number with a bank over the phone and the asked me a series of questions about where I and my relatives live or have lived. I have a sibling and sibling-in-law with the same name and they asked about them. Is there a way to know which person they are asking about?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline dovigz

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Re: Misc Credit Card Questions
« Reply #9329 on: July 01, 2020, 08:16:08 PM »
what would be a good credit card to open/have for amazon prime day, based on recent years, I don't want to miss out on any "sizzling" smoking hot deals this year, maybe @Dan can write a article on this. Thanks!