Author Topic: Misc Credit Card Questions  (Read 752366 times)

Offline meilich

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Re: Misc Credit Card Questions
« Reply #9345 on: July 17, 2020, 04:34:22 PM »
Ok thanks will try

Offline Mootkim

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Re: Misc Credit Card Questions
« Reply #9346 on: July 18, 2020, 09:52:53 PM »
when applying for a biz cc as a sole prop withOUT associated business documentation - do u enter business name merely as "first name last name" OR as "first name last name sole prop"?
dont put sole prop in the business name. Just in the drop down by business type

Offline Josef.koney

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Re: Misc Credit Card Questions
« Reply #9347 on: July 18, 2020, 10:41:46 PM »
dont put sole prop in the business name. Just in the drop down by business type
Really? I've been doing this wrong since I started.

Offline stooges44

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Re: Misc Credit Card Questions
« Reply #9348 on: July 19, 2020, 04:28:30 PM »
I accidentally overpaid one of my amex cards by a few hundred and now there's a negative balance and the statement closed yesterday. Is that bad? (That it closed with a negative balance)
If it's not free shipping it's not worth it.

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #9349 on: July 19, 2020, 05:22:44 PM »
I accidentally overpaid one of my amex cards by a few hundred and now there's a negative balance and the statement closed yesterday. Is that bad? (That it closed with a negative balance)
No, if you don't have additional charges they'll send a check after a few months or you can request one earlier.

Online etech0

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Re: Misc Credit Card Questions
« Reply #9350 on: July 19, 2020, 05:27:44 PM »
No, if you don't have additional charges they'll send a check after a few months or you can request one earlier.
+1
You can contact them for a refund. They may offer to transfer the negative balance to another card if you want.
Workflowy. You won't know what you're missing until you try it.

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9351 on: July 19, 2020, 11:50:33 PM »
Does anybody know if the Barclays Avaiter Biz card has the same 5/24 rule as the arrival card had? Getting declined for too many accounts opened recently. I didn't open any account recently when explaining that to the rep, the rep claims that this is a rule that he cannot override. sounds a little like that 5/24 rule. 

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #9352 on: July 20, 2020, 03:47:40 AM »
Does anybody know if the Barclays Avaiter Biz card has the same 5/24 rule as the arrival card had? Getting declined for too many accounts opened recently. I didn't open any account recently when explaining that to the rep, the rep claims that this is a rule that he cannot override. sounds a little like that 5/24 rule.
Yes 6/24.

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9353 on: July 20, 2020, 11:30:48 AM »
Yes 6/24.

which other cards have it?

Offline shmoe joe

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Re: Misc Credit Card Questions
« Reply #9354 on: July 20, 2020, 07:38:34 PM »
anyone know who buys points/miles at good rates?
give some love (likes) to a brother!

Offline lcm

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Re: Misc Credit Card Questions
« Reply #9355 on: July 23, 2020, 05:11:08 PM »
Does 2 BM work from chase when you do a hard pull for a cc application and also a credit line increase on a different chase card?

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9356 on: July 23, 2020, 07:17:56 PM »
Chase doesnt lately combine inquiries (in my experience). but you can dispute with the credit bureaus as duplicate 

Offline mgarfin

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Re: Misc Credit Card Questions
« Reply #9357 on: July 26, 2020, 11:30:23 AM »
Amex Gold for Biz

 x 4 on advertising capped at $250k

When does this reset calendar year?
Will downgrading and re upgrading reset the yearly cap?

I keep om losing thousands of points as they don't show you the x 4 till statement closes.

P.S. is there a dedicated thread for the AMEX BGC

Offline Danlover111

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Re: Misc Credit Card Questions
« Reply #9358 on: July 26, 2020, 01:19:57 PM »
trying to ad a person to my BP getting this message


We're sorry. The Card Apply Site is temporarily down.
Please feel free to use our site map.

Thank you for visiting American Express.

Offline Elikip

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Re: Misc Credit Card Questions
« Reply #9359 on: July 26, 2020, 07:49:52 PM »
Canceling a chase card 3 months after opening and after new card bonus posted, can/does Chase claw back sign-up bonus points? Rep says Chase will not retract, as I met spend (terms) for bonus. Anyone out there with a different dp? It's the club infinite card.

Wasn't planning on churning (soonest I ever closed a Chase card was 2-3 years after applying, many of my (churnable) Chase cards are 6-10 years old on avg.)
Since clubs aren't open though, and the only offer to offset the hefty $525 fee is a $100 statement credit, I am considering cancelling.
 
Am I risking my sign-up bonus points if I cancel?
« Last Edit: July 26, 2020, 08:21:55 PM by Elikip »