Author Topic: Misc Credit Card Questions  (Read 727675 times)

Offline avrohomgelb

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Re: Misc Credit Card Questions
« Reply #9420 on: August 16, 2020, 11:10:03 PM »
Will excessive returns from clothing stores on Amex Business open any eyes?

Offline nirc

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Re: Misc Credit Card Questions
« Reply #9421 on: August 16, 2020, 11:53:32 PM »
Downgrade from Premier to Rewards+ keeps my TYP from expiring correct? Does Rewards+ have the ability to transfer to airline partners or only Premier and Prestige?

yes. no. correct.

Offline Cls2020

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Re: Misc Credit Card Questions
« Reply #9422 on: August 17, 2020, 10:08:46 AM »
Downgrade from Premier to Rewards+ keeps my TYP from expiring correct? Does Rewards+ have the ability to transfer to airline partners or only Premier and Prestige?
I believe the + can only transfer to Jetblue, but at a lower rate.

Offline Danlover111

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Re: Misc Credit Card Questions
« Reply #9423 on: August 18, 2020, 05:31:30 PM »
I was charged my AF on  the bonvoy biz 3 months ago,if i cancel now will i get back most of it?

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #9424 on: August 18, 2020, 05:39:15 PM »
I was charged my AF on  the bonvoy biz 3 months ago,if i cancel now will i get back most of it?
Try calling for a retention offer. If they don't offer you one, you can ask them on the phone, but I think yes.
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Offline jose34

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Re: Misc Credit Card Questions
« Reply #9425 on: August 19, 2020, 11:47:33 AM »
Is there any benefit in paying money towards a credit card between due date and end of the Statement period?


Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #9426 on: August 19, 2020, 12:39:16 PM »
Is there any benefit in paying money towards a credit card between due date and end of the Statement period?
Lower credit utilization.

Offline itunes

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Re: Misc Credit Card Questions
« Reply #9427 on: August 19, 2020, 11:23:12 PM »
50 days past my AF on the CSP, looking to downgrade to no AF card. Rep saying no refund on AF past 41 days. Any way round that?

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9428 on: August 20, 2020, 12:00:13 AM »
is their a thread about reopening closed credit cards?

i just found out my chase amazon card was closed in April and i am wondering if their is any chance of me getting it reopened

tia

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9429 on: August 20, 2020, 12:16:50 AM »
50 days past my AF on the CSP, looking to downgrade to no AF card. Rep saying no refund on AF past 41 days. Any way round that?
Isnt the number 30 days?

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #9430 on: August 20, 2020, 12:17:37 AM »
is their a thread about reopening closed credit cards?

i just found out my chase amazon card was closed in April and i am wondering if their is any chance of me getting it reopened

tia
Unfortunately not. They usually send a letter telling you to use the card within 30 days or they'll close it.

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #9431 on: August 20, 2020, 12:18:24 AM »
Isnt the number 30 days?
30 days from statement close.

Offline 21young

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Re: Misc Credit Card Questions
« Reply #9432 on: August 20, 2020, 07:09:13 PM »
Any recommendations for a card with 0% APR intro and no annual fee? Credit over 700, doing construction so will be making lots of big purchases right away

Offline nirc

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Re: Misc Credit Card Questions
« Reply #9433 on: August 20, 2020, 07:32:15 PM »
Can anyone corroborate how long after an annual fee is posted, can one cancel card and still get a full refund.

Citi - have 37 days from when the fee is posted, and that's it.
Chase - have 30 days from when the statement containing the annual fee closes. This could be close to 60 days.

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #9434 on: August 20, 2020, 07:44:57 PM »
50 days past my AF on the CSP, looking to downgrade to no AF card. Rep saying no refund on AF past 41 days. Any way round that?
Don't they prorate it after that, as apposed to giving a full refund until that time.
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