Author Topic: Misc Credit Card Questions  (Read 747651 times)

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9495 on: October 16, 2020, 12:53:28 PM »
 Anybody have any success bypassing amex popup(getting bonus offer) by calling in to apply if you never had the card before?

Online Yehudaa

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Re: Misc Credit Card Questions
« Reply #9496 on: October 16, 2020, 01:22:21 PM »
Can we join the mod team? ;) ;D
Per forum rule #11, discussion of forum moderation actions must be done via the Private Messaging system.

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9497 on: October 16, 2020, 02:02:06 PM »
Anybody have any success bypassing amex popup(getting bonus offer) by calling in to apply if you never had the card before?

some people mentioned they will try calling after receiving pop-up because they did not have card before but never heard of this working?

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9498 on: October 16, 2020, 02:39:45 PM »
Per forum rule #11, discussion of forum moderation actions must be done via the Private Messaging system.
Clearly there was no action involved in my question 😅

Offline CountValentine

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Offline Samb

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Re: Misc Credit Card Questions
« Reply #9500 on: October 18, 2020, 01:01:13 AM »
some people mentioned they will try calling after receiving pop-up because they did not have card before but never heard of this working?

I have heard from someone successful just the other week

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #9501 on: October 18, 2020, 08:56:56 PM »
Anywhere to get a list of all random banks that offer CC? Looking to get a bunch of 0 APR cards.

Offline yearning2travel

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Re: Misc Credit Card Questions
« Reply #9502 on: October 18, 2020, 09:30:54 PM »
Anywhere to get a list of all random banks that offer CC? Looking to get a bunch of 0 APR cards.

0% intro APR cards are coming back on the scene at the big banks after disappearing earlier in the pandemic. I haven't seen discussion of smaller banks offering much lately. Note that banks are often much more conservative with credit lines on 0% APR cards than they would be otherwise (and more conservative than they used to be). Referrals aren't allowed here but if you Google for 0% offers, the usual suspects will emerge.

Offline nirc

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Re: Misc Credit Card Questions
« Reply #9503 on: October 18, 2020, 11:54:41 PM »
attention experts ---- looking for advice on how to proceed. Thank you!

my story: I signed up and received a SUB on CitiBusiness platinum card for business #1 (sole prop no business name). A year later I was interested in getting the same card & SUB for business #2 (business name w/ EIN), so checked with Citi knowing the 48 month rule. Via chat that I still have a copy of, the representative confirmed I would in fact get a bonus on card for business #2 since applying under the legal business name. With that information, I applied and reached spend amount on card. As feared, bonus never showed and now Citi is refusing to honor their reps statement saying "it was a mistake".

tried HUCA via chat and phone. spoke to "supervisors" and nothing. any ideas???

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9504 on: October 19, 2020, 10:05:16 AM »
I have heard from someone successful just the other week

what exactly did they do? just call rep and lets the chips fall?

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9505 on: October 19, 2020, 01:01:21 PM »
I have heard from someone successful just the other week

that would be pretty significant if true

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9506 on: October 19, 2020, 01:23:44 PM »
that would be pretty significant if true
The pop up said due to too many many opened or closed accounts....... The guy complaint that he never had any Amex cards this is his first one. The rep put him on hold and came back that ok you will get the bonus

Offline yearning2travel

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Re: Misc Credit Card Questions
« Reply #9507 on: October 19, 2020, 02:24:28 PM »
The pop up said due to too many many opened or closed accounts....... The guy complaint that he never had any Amex cards this is his first one. The rep put him on hold and came back that ok you will get the bonus

Hah! There's probably no one reading this who doesn't already have an Amex in their wallet (or sock drawer), so I don't think this line will work for us.

Offline dealtastic

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Re: Misc Credit Card Questions
« Reply #9508 on: October 19, 2020, 03:52:01 PM »
The pop up said due to too many many opened or closed accounts....... The guy complaint that he never had any Amex cards this is his first one. The rep put him on hold and came back that ok you will get the bonus
The question is whether the bonus will post automatically or require additional escalation. I don't think reps can simply overwrite this. In fact, in the past some reps said you won't get the bonus, but  it posted anyway.

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9509 on: October 19, 2020, 04:22:07 PM »
what happens when you call to apply with amex do they verbally read you the pop up disclosure?