Author Topic: Misc Credit Card Questions  (Read 747635 times)

Offline bhoaem

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Re: Misc Credit Card Questions
« Reply #9510 on: October 20, 2020, 10:01:22 AM »
Yes
Wait 90 days
Then why does 2bm work.
Or is that also risky

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9511 on: October 20, 2020, 11:10:13 AM »
Then why does 2bm work.
Or is that also risky
That's precisely why it works. 2bm (or really the same day) takes one pull

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9512 on: October 20, 2020, 06:36:14 PM »
Can I still claim total household income on an application for my 18 year old daughter if we still support her and she lives with us.

One recent chase rep claimed only if she is 21 or older ???

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9513 on: October 20, 2020, 07:02:02 PM »
One recent chase rep claimed only if she is 21 or older ???
this.

As far as I know it has always been this way

Offline Cls2020

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Re: Misc Credit Card Questions
« Reply #9514 on: October 20, 2020, 07:29:48 PM »
what happens when you call to apply with amex do they verbally read you the pop up disclosure?
Yes.

Offline Josef.koney

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Re: Misc Credit Card Questions
« Reply #9515 on: October 20, 2020, 09:32:08 PM »
If an application is pending (2 week notice) with chase, is it a bad idea to apply for another card with chase before getting approved?

Offline Cat18

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Re: Misc Credit Card Questions
« Reply #9516 on: October 20, 2020, 09:45:50 PM »
can i apply for 1 business and 1 personal chase credit cards and have only 1 credit pull? what about if do 2 personal credit cards?

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9517 on: October 20, 2020, 10:01:27 PM »
can i apply for 1 business and 1 personal chase credit cards and have only 1 credit pull? what about if do 2 personal credit cards?
1) no
2) should be 1 pull

Offline yeshivabucher

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Re: Misc Credit Card Questions
« Reply #9518 on: October 20, 2020, 10:17:01 PM »
Is chase credit increase a hard pull if yes if I open a freedom today will it be another hard pull if not which freedom should I open (or any other chase product)
« Last Edit: October 20, 2020, 10:20:32 PM by yeshivabucher »

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9519 on: October 21, 2020, 10:30:37 AM »
this.

As far as I know it has always been this way

 ??? when she is 21 you can claim total household income for her application but when she is younger you cannot?  How does that make sense?

I don't remember Dan ever making that distinction with ages; I though as long as she is being supported she can claim total household income?

Offline jack stone

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Re: Misc Credit Card Questions
« Reply #9520 on: October 21, 2020, 11:10:33 AM »
Hi,
I opened up a Business Ink for a company i work for - the CC is under the company name & has my name as well.
The company is facing financial dificulties and is way behind on their payments and owe around 50k on the CC.
I checked my credit score and it took nosedive because of this - does this make sense? Im a newbie but was under the impression that business cards do not affect your personal credit score? Is there any way to correct this?
Thanks

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9521 on: October 21, 2020, 02:50:43 PM »
??? when she is 21 you can claim total household income for her application but when she is younger you cannot?  How does that make sense?

I don't remember Dan ever making that distinction with ages; I though as long as she is being supported she can claim total household income?

does anybody have clarity on this before applying for 18 year old daughter?

Online Joel

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Re: Misc Credit Card Questions
« Reply #9522 on: October 21, 2020, 04:53:24 PM »
A family member just sent a screenshot from credit karma over yom tov someone tried applying for 5 cards..
What is the next step call each issuer?
Update:
Looks like the inquires is real... someone tried applying for several different accounts so far the accounts weren't opened.
this type of story you only read about in the news its a good reminder to keep the 3 reports frozen.

is there a thread for fraud victims?

Online Yehudaa

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Re: Misc Credit Card Questions
« Reply #9523 on: October 21, 2020, 05:02:16 PM »
Update:
is there a thread for fraud victims?
There's this, though I can't stand the name: https://forums.dansdeals.com/index.php?topic=44592.15

Online Joel

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Re: Misc Credit Card Questions
« Reply #9524 on: October 21, 2020, 05:31:58 PM »
There's this, though I can't stand the name: https://forums.dansdeals.com/index.php?topic=44592.15
Thnx! maybe a mod can change it..