Author Topic: Misc Credit Card Questions  (Read 811348 times)

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9570 on: October 26, 2020, 12:32:35 AM »
creditboards.com  :P
Where do you think this came from?
I'm currently doing it on 3 cards and missed one card for 2 months and saw a difference.

Perhaps @Dan can shed some light

Search $2 trick.
Is it $1 or $2? ;D

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9571 on: October 26, 2020, 12:35:18 AM »
I'm currently doing it on 3 cards and missed one card for 2 months and saw a difference.

Perhaps @Dan can shed some light
Is it $1 or $2? ;D
$2 is safe because some cards would not register with a $1 balance. Not sure if that is the case any longer.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #9572 on: October 26, 2020, 12:37:40 AM »
One card out of all your cards.
Perhaps your longer depth of credit makes it that it doesn't fluctuate so much like Yo ssi who is considerably younger
I'm currently doing it on 3 cards and missed one card for 2 months and saw a difference.
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Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9573 on: October 26, 2020, 12:41:24 AM »
Perhaps your longer depth of credit makes it that it doesn't fluctuate so much like Yo ssi who is considerably younger
Your score will have an effect on it. If you are 800+ don't expect as many points as someone who has a 700 score.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #9574 on: October 26, 2020, 12:44:43 AM »
Your score will have an effect on it. If you are 800+ don't expect as many points as someone who has a 700 score.
obviously, that's why I wouldn't call it
#fakenews
to someone who's trying to build credit.
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Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9575 on: October 26, 2020, 12:45:55 AM »
Your score will have an effect on it. If you are 800+ don't expect as many points as someone who has a 700 score.
If your at 800+ having an extra 6-8 points is quite significant.

Have you tried doing it with more cards?

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9576 on: October 26, 2020, 12:47:22 AM »
obviously, that's why I wouldn't call it  to someone who's trying to build credit.
The "greatly" part is what I take issue with. Are we talking a 40-50 point increase, I don't think so.
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Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9577 on: October 26, 2020, 12:48:27 AM »
The "greatly" part is what I take issue with. Are we talking a 40-50 point increase, I don't think so.
To fix that issue just fix your presumption of greatly ;)

You also have to compare it to people with low credit lines when they spend 500 that could be half their credit line and can make a huge difference.

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9578 on: October 26, 2020, 12:49:21 AM »
If your at 800+ having an extra 6-8 points is quite significant.
Say what? They are completely useless at that point. I only did it to test things.
What is 808 going to get you that 800 won't?  :)
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9579 on: October 26, 2020, 12:50:25 AM »
To fix that issue just fix your presumption of greatly ;)
I forgot I am on DDF and having discussions with individuals that don't believe 1+1=2.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9580 on: October 26, 2020, 12:51:32 AM »
Say what? They are completely useless at that point. I only did it to test things.
What is 808 going to get you that 800 won't?  :)
Significant relative to hard it is to obtain. Meaning it's much harder to get from 800 to 850 then 750 to 800. If there's a use? 🤷‍♂️

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9581 on: October 26, 2020, 12:52:11 AM »
You also have to compare it to people with low credit lines when they spend 500 that could be half their credit line and can make a huge difference.
We are talking about putting a small amount on one card to increase your score. Your CL won't matter.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #9582 on: October 26, 2020, 12:54:06 AM »
The "greatly" part is what I take issue with. Are we talking a 40-50 point increase, I don't think so.
Perhaps for someone who's just starting out. I wouldn't know because my father gave my a boost of a depth of credit significantly older than me.
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Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9583 on: October 26, 2020, 12:55:37 AM »
Significant relative to hard it is to obtain. Meaning it's much harder to get from 800 to 850 then 750 to 800. If there's a use? 🤷‍♂️
Obtaining something that is hard but does not help you is a waste of time.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9584 on: October 26, 2020, 12:56:11 AM »
We are talking about putting a small amount on one card to increase your score. Your CL won't matter.
Putting a small amount on one card for someone with just one card usually means (if he's using his card regularly) that they need to pay up almost everything before they're statement closes. If they're CL is $1000 and they spent $500 that month, then not paying up early means they are using 50% of their CL which is bad for one's CS

Obtaining something that is hard but does not help you is a waste of time.
Agreed