Misc Credit Card Questions

[ckmk47]

are you sure?  I cant ask that application be reconsidered since now its past 48 months?

Try. If  you're told no, reapply.
Note that the Sapphire offer goes away nov 8, so you're on deadline.

[srap]

Does Amex count 7-11 as gas stations?  (Looking to use my Marriott Bonvoy for the extra points)

[davidd75]

Try. If  you're told no, reapply.
Note that the Sapphire offer goes away nov 8, so you're on deadline.

yeah I know I can always reapply but the whole point is trying to get the 80K offer through this method
no one has ever tried it this way?

[metsgiantsfan]

Applying for a business chase card. Does that count against the 5 card rule for my personal?

[Yo ssi]

Applying for a business chase card. Does that count against the 5 card rule for my personal?

https://www.dansdeals.com/?p=186148

[metsgiantsfan]

https://www.dansdeals.com/?p=186148

Thank you..but still confused

"Chase has several great business cards as well that are all subject to 5/24, though it’s worth noting that business cards from AMEX, Barclaycard, BOFA, Chase, Citi, and USBank don’t show up on your report and don’t count towards 5/24. Spending on these cards also won’t affect your credit score as they’re not on your report.  Business cards from Capital One and Discover do show up on your report and will affect 5/24"

so the chase business does or doesnt?

[Yo ssi]

Thank you..but still confused

"Chase has several great business cards as well that are all subject to 5/24, though it’s worth noting that business cards from AMEX, Barclaycard, BOFA, Chase, Citi, and USBank don’t show up on your report and don’t count towards 5/24. Spending on these cards also won’t affect your credit score as they’re not on your report.  Business cards from Capital One and Discover do show up on your report and will affect 5/24"

so the chase business does or doesnt?

As written, they're subject to the 5/24 rule but are not counted towards it.

[metsgiantsfan]

As written, they're subject to the 5/24 rule but are not counted towards it.

still dont really get that, but ok..Im assuming wont hurt my personal

[CountValentine]

still dont really get that, but ok..Im assuming wont hurt my personal

Lets say you are at 3/24. You can apply for the card. If you get approved you will still be at 3/24 and the card will not report to your credit report.

[Samb]

yeah I know I can always reapply but the whole point is trying to get the 80K offer through this method
no one has ever tried it this way?

I did try and they said no. You cannot recon a credit card that is declined for this reason As per my previous answer:)

[metsgiantsfan]

Lets say you are at 3/24. You can apply for the card. If you get approved you will still be at 3/24 and the card will not report to your credit report.

Perfect.. applied and says need to review theyll let me know

[Yo ssi]

Perfect.. applied and says need to review theyll let me know

Call reconsideration

[CountValentine]

Call reconsideration

Better to let it run its course.

[Yo ssi]

Better to let it run its course.

Better for what? You think it would increase chances of success?

[CountValentine]

Better for what? You think it would increase chances of success?

Sometimes it goes to approved by itself. No need to call then. Give it a couple of days.