Author Topic: Misc Credit Card Questions  (Read 851430 times)

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9660 on: October 31, 2020, 08:04:06 PM »
are you sure?  I cant ask that application be reconsidered since now its past 48 months?
Try. If  you're told no, reapply.
Note that the Sapphire offer goes away nov 8, so you're on deadline.

Offline srap

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Re: Misc Credit Card Questions
« Reply #9661 on: October 31, 2020, 09:57:08 PM »
Does Amex count 7-11 as gas stations?  (Looking to use my Marriott Bonvoy for the extra points)

Offline davidd75

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Re: Misc Credit Card Questions
« Reply #9662 on: November 02, 2020, 10:37:29 AM »
Try. If  you're told no, reapply.
Note that the Sapphire offer goes away nov 8, so you're on deadline.

yeah I know I can always reapply but the whole point is trying to get the 80K offer through this method
no one has ever tried it this way?

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #9663 on: November 02, 2020, 05:26:43 PM »
Applying for a business chase card. Does that count against the 5 card rule for my personal?

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9664 on: November 02, 2020, 05:30:30 PM »
Applying for a business chase card. Does that count against the 5 card rule for my personal?
https://www.dansdeals.com/?p=186148

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #9665 on: November 02, 2020, 05:35:37 PM »
https://www.dansdeals.com/?p=186148

Thank you..but still confused

"Chase has several great business cards as well that are all subject to 5/24, though itís worth noting that business cards from AMEX, Barclaycard, BOFA, Chase, Citi, and USBank donít show up on your report and donít count towards 5/24. Spending on these cards also wonít affect your credit score as theyíre not on your report.  Business cards from Capital One and Discover do show up on your report and will affect 5/24"

so the chase business does or doesnt?

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9666 on: November 02, 2020, 05:58:54 PM »
Thank you..but still confused

"Chase has several great business cards as well that are all subject to 5/24, though itís worth noting that business cards from AMEX, Barclaycard, BOFA, Chase, Citi, and USBank donít show up on your report and donít count towards 5/24. Spending on these cards also wonít affect your credit score as theyíre not on your report.  Business cards from Capital One and Discover do show up on your report and will affect 5/24"

so the chase business does or doesnt?
As written, they're subject to the 5/24 rule but are not counted towards it.

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #9667 on: November 02, 2020, 06:14:38 PM »
As written, they're subject to the 5/24 rule but are not counted towards it.

still dont really get that, but ok..Im assuming wont hurt my personal

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9668 on: November 02, 2020, 06:23:41 PM »
still dont really get that, but ok..Im assuming wont hurt my personal
Lets say you are at 3/24. You can apply for the card. If you get approved you will still be at 3/24 and the card will not report to your credit report.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9669 on: November 02, 2020, 06:29:27 PM »
yeah I know I can always reapply but the whole point is trying to get the 80K offer through this method
no one has ever tried it this way?
I did try and they said no. You cannot recon a credit card that is declined for this reason As per my previous answer:)

Offline metsgiantsfan

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Re: Misc Credit Card Questions
« Reply #9670 on: November 02, 2020, 06:38:43 PM »
Lets say you are at 3/24. You can apply for the card. If you get approved you will still be at 3/24 and the card will not report to your credit report.

Perfect.. applied and says need to review theyll let me know

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9671 on: November 02, 2020, 06:39:25 PM »
Perfect.. applied and says need to review theyll let me know
Call reconsideration

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9672 on: November 02, 2020, 06:43:35 PM »
Call reconsideration
Better to let it run its course.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9673 on: November 02, 2020, 06:45:24 PM »
Better to let it run its course.
Better for what? You think it would increase chances of success?

Offline CountValentine

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Re: Misc Credit Card Questions
« Reply #9674 on: November 02, 2020, 06:48:17 PM »
Better for what? You think it would increase chances of success?
Sometimes it goes to approved by itself. No need to call then. Give it a couple of days.
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch