Author Topic: Misc Credit Card Questions  (Read 748714 times)

Offline ShimshonK

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Re: Misc Credit Card Questions
« Reply #9705 on: November 20, 2020, 12:05:11 AM »
Is there any sort of flat deadline for Chase (business cc) disputes? I know the dispute option doesn't show online after about 3 months, but they told me I can still dispute something on the phone.
I bought a gift card from a restaurant in February, and I haven't been able to reach them, seems as though they closed. Would that be a legitimate dispute?

Offline kranzman

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Re: Misc Credit Card Questions
« Reply #9706 on: November 20, 2020, 12:36:54 PM »
You can always switch back to the CSR at a later point.
Thanks, I didn't know that. Is there a minimum time that I have to keep the SP card before switching back?

Offline Euclid

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Re: Misc Credit Card Questions
« Reply #9707 on: November 20, 2020, 12:38:19 PM »
Thanks, I didn't know that. Is there a minimum time that I have to keep the SP card before switching back?
I think a year.

Online Samb

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Re: Misc Credit Card Questions
« Reply #9708 on: November 21, 2020, 08:49:50 PM »
I think a year.
The dispute type should be good or service not received or defective merchandise. You have 120 days with visa

Offline bb1836

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Re: Misc Credit Card Questions
« Reply #9709 on: November 22, 2020, 11:05:30 AM »
does opening a capital one cc affect chase 5 in 24?

Also tried calling but it seems like their is nobody to talk to at CO. anyway to try to call and try to get approved for a capital one cc after getting denied online. Is it like chase that u can sometimes call lending and get approved? Thx
« Last Edit: November 22, 2020, 11:15:04 AM by bb1836 »
As @davidmal says: "Likes" feed the family

Offline Young explorer

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Re: Misc Credit Card Questions
« Reply #9710 on: November 22, 2020, 11:07:43 AM »
does opening a capital one cc affect chase 5 in 24?
Yes they're terrible in hard pulls, they check by all three bureaus

Online Shaya E

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Re: Misc Credit Card Questions
« Reply #9711 on: November 22, 2020, 12:06:29 PM »
Yes they're terrible in hard pulls, they check by all three bureaus
5/24 isn't affected by hard pulls. They look at total accounts opened. There is no difference between CO consumer cards or those of any other bank, they all count. CO business cards also count towards 5/24 unlike most other banks though.

Online Samb

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Re: Misc Credit Card Questions
« Reply #9712 on: November 22, 2020, 06:33:12 PM »
does opening a capital one cc affect chase 5 in 24?

Also tried calling but it seems like their is nobody to talk to at CO. anyway to try to call and try to get approved for a capital one cc after getting denied online. Is it like chase that u can sometimes call lending and get approved? Thx
CO recon is a disaster

Offline Essen est zich

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Re: Misc Credit Card Questions
« Reply #9713 on: November 22, 2020, 07:20:27 PM »
If I purchase a asher hat, which cc will cover the return protection of sizing won't be good?

Online Yo ssi

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Re: Misc Credit Card Questions
« Reply #9714 on: November 22, 2020, 07:28:45 PM »
If I purchase a asher hat, which cc will cover the return protection of sizing won't be good?
https://www.dansdeals.com/?p=200102

Offline Yehudaa

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Offline Essen est zich

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Re: Misc Credit Card Questions
« Reply #9716 on: November 22, 2020, 07:56:37 PM »
https://www.dansdeals.com/?p=200102
I guess that's one of the reasons to have a blue cash business or everyday card... If not having any other premium cards.

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Online Yo ssi

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Re: Misc Credit Card Questions
« Reply #9718 on: November 23, 2020, 11:36:36 AM »
Where does amex stand in regards to credit cycling? Any recent experience?

Online etech0

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Re: Misc Credit Card Questions
« Reply #9719 on: November 23, 2020, 08:53:28 PM »
What's the easiest way to get a temp or virtual CC# without a Citi CC?
Anything easier than buying a visa GC and then emptying it?
Workflowy. You won't know what you're missing until you try it.