Author Topic: Misc Credit Card Questions  (Read 876723 times)

Offline justmeha

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2019
  • Posts: 1310
  • Total likes: 135
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Misc Credit Card Questions
« Reply #9820 on: January 05, 2021, 05:29:52 PM »
Does anyone know the answer?
most banks have such rules (@doctorofcredit has a good resource for them), but chase is known to be the harshest i.e. no exceptions or wiggle room.

Offline Shaya E

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2020
  • Posts: 109
  • Total likes: 89
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #9821 on: January 05, 2021, 05:50:50 PM »
most banks have such rules (https://www.doctorofcredit.com/ has a good resource for them), but chase is known to be the harshest i.e. no exceptions or wiggle room.
FTFY

Offline Samb

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2020
  • Posts: 242
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Next to coffee
Re: Misc Credit Card Questions
« Reply #9822 on: January 05, 2021, 09:49:36 PM »
Does anyone know the answer?
6/24 I believe is only Barclays business cards

Offline yomo

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jan 2013
  • Posts: 996
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9823 on: January 06, 2021, 03:46:37 AM »
6/24 I believe is only Barclays business cards
So no limit on barclay personal side?

Offline yomo

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jan 2013
  • Posts: 996
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9824 on: January 06, 2021, 03:48:08 AM »
most banks have such rules (@doctorofcredit has a good resource for them), but chase is known to be the harshest i.e. no exceptions or wiggle room.
What is Citi's and Amex's policy?

Offline Shaya E

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2020
  • Posts: 109
  • Total likes: 89
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #9825 on: January 06, 2021, 11:08:34 AM »
 Does amex's rule about 4 cards maximum apply to business cards as well?

Online Yehudaa

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2018
  • Posts: 2479
  • Total likes: 1065
  • DansDeals.com Hat Tips 82
    • View Profile
  • Location: YYZ
Re: Misc Credit Card Questions
« Reply #9826 on: January 06, 2021, 11:15:54 AM »

Offline Shaya E

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2020
  • Posts: 109
  • Total likes: 89
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn

Offline justmeha

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2019
  • Posts: 1310
  • Total likes: 135
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Misc Credit Card Questions
« Reply #9828 on: January 06, 2021, 02:27:32 PM »
most banks have such rules (@doctorofcredit has a good resource for them), but chase is known to be the harshest i.e. no exceptions or wiggle room.
What is Citi's and Amex's policy?

Offline Shaya E

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2020
  • Posts: 109
  • Total likes: 89
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #9829 on: January 06, 2021, 07:32:31 PM »

Offline Yo ssi

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2019
  • Posts: 3788
  • Total likes: 1213
  • DansDeals.com Hat Tips 38
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9830 on: January 06, 2021, 07:36:10 PM »
https://upgradedpoints.com/applying-for-credit-cards-bank-rules

Amex lowered the maximum to four.
By Amex YMMV, it's not set in stone. (Charge cards are a different calculation)

Offline Shaya E

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2020
  • Posts: 109
  • Total likes: 89
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #9831 on: January 06, 2021, 07:38:22 PM »
+1
As far as I know Chase's 5/24 is the only hard rule. But it's all elaborated on in the article I linked.

Offline Samb

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2020
  • Posts: 242
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Next to coffee
Re: Misc Credit Card Questions
« Reply #9832 on: January 07, 2021, 09:00:30 AM »

Offline Shaya E

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2020
  • Posts: 109
  • Total likes: 89
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #9833 on: January 11, 2021, 10:44:40 AM »
I applied  for the Freedom Flex and was auto-declined. I think I might be over 5/24 if you count authorized users. Do I have to call recon and get approved before 1/13 (when the current offer ends)? Or will it be enough that I applied before the deadline?

Offline justmeha

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2019
  • Posts: 1310
  • Total likes: 135
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Misc Credit Card Questions
« Reply #9834 on: January 11, 2021, 10:49:33 AM »
Or will it be enough that I applied before the deadline?

This

Offline Shaya E

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2020
  • Posts: 109
  • Total likes: 89
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #9835 on: January 11, 2021, 11:39:11 AM »

Offline madhocker

  • Dansdeals Silver Elite
  • **
  • Join Date: Nov 2020
  • Posts: 83
  • Total likes: 20
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: USA
Re: Misc Credit Card Questions
« Reply #9836 on: January 11, 2021, 11:16:44 PM »
Is anyone familiar with the BoA travel rewards product? What types of redemptions do they have, and do they transfer directly to airlines etc.?


Offline Freecountry

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2017
  • Posts: 559
  • Total likes: 38
  • DansDeals.com Hat Tips 9
    • View Profile
  • Location: Lakewood nj
Re: Misc Credit Card Questions
« Reply #9837 on: January 12, 2021, 09:53:04 AM »
Anyone know what costco gas codes as?

Online E.c

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2019
  • Posts: 255
  • Total likes: 33
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #9838 on: January 12, 2021, 07:17:31 PM »
Trying to decide bet amex gold consumer and chase sapphire preferred. Any advice?

Offline Yo ssi

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2019
  • Posts: 3788
  • Total likes: 1213
  • DansDeals.com Hat Tips 38
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9839 on: January 12, 2021, 08:28:18 PM »
Trying to decide bet amex gold consumer and chase sapphire preferred. Any advice?
Depends on your portfolio, overall CSP.