Author Topic: Misc Credit Card Questions  (Read 879067 times)

Offline E.c

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Re: Misc Credit Card Questions
« Reply #9840 on: January 12, 2021, 08:47:07 PM »
Depends on your portfolio, overall CSP.
Thanks. I only have discover it and chase freedom...

Offline Yo ssi

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Re: Misc Credit Card Questions
« Reply #9841 on: January 12, 2021, 08:52:45 PM »
Thanks. I only have discover it and chase freedom...
Unless you want MR points, the CSP will allow you to cash-out your UR points at 1.25x plus partner transfers.
« Last Edit: January 12, 2021, 10:23:28 PM by Yo ssi »

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9842 on: January 12, 2021, 10:50:14 PM »
Thanks. I only have discover it and chase freedom...
assuming the CF is new, definitely CSP.

Offline Shaya E

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Re: Misc Credit Card Questions
« Reply #9843 on: January 12, 2021, 10:54:30 PM »
assuming the CF is new, definitely CSP.
If it isn't just get the other version and problem solved. Unless you order from restaurants so much that the 1 extra point per dollar (assuming you value MR and UR the same) really makes a difference.

Offline E.c

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Re: Misc Credit Card Questions
« Reply #9844 on: January 12, 2021, 11:12:27 PM »
assuming the CF is new, definitely CSP.
Have had it for almost a year

Offline E.c

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Re: Misc Credit Card Questions
« Reply #9845 on: January 12, 2021, 11:13:15 PM »
If it isn't just get the other version and problem solved. Unless you order from restaurants so much that the 1 extra point per dollar (assuming you value MR and UR the same) really makes a difference.
What do u mean by other version? I don't order from restaurants that much..
Also it doesn't have to be between these 2 cards necessarily.
I am curious what's the best card to get.
Use my cc for regular purchases and not in any specific categories really..
« Last Edit: January 12, 2021, 11:20:35 PM by E.c »

Offline TBD

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Re: Misc Credit Card Questions
« Reply #9846 on: January 12, 2021, 11:26:38 PM »
Barclays arrival account was closed while still having 80,000 points, they wrote I can use it in next 60 days. Can still apply for new arrival card and will be able to use points for travel credit?
Any Arrival cc offers? Can't find anything online

Offline Shaya E

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Re: Misc Credit Card Questions
« Reply #9847 on: January 12, 2021, 11:28:51 PM »
What do u mean by other version?
Freedom Flex/Freedom Unlimited. And I meant on top of the CSP. But I forgot the current. 5x on grocery is ending tomorrow so disregard everything I wrote.

But I still vote CSP.

Offline Danlover111

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Re: Misc Credit Card Questions
« Reply #9848 on: January 14, 2021, 07:45:12 AM »
Does loading a united travel bank trigger on the ritz card for the $300 airline credit?

Offline Eb228

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Re: Misc Credit Card Questions
« Reply #9849 on: January 14, 2021, 01:21:16 PM »
Is anyone familiar with the BoA travel rewards product? What types of redemptions do they have, and do they transfer directly to airlines etc.?



Did you ever get info on this?

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9850 on: January 14, 2021, 01:32:20 PM »
Is anyone familiar with the BoA travel rewards product? What types of redemptions do they have, and do they transfer directly to airlines etc.?
yes.
they can be used at 1 cent for travel.
no.

Offline ShimshonK

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Re: Misc Credit Card Questions
« Reply #9851 on: January 14, 2021, 02:41:59 PM »
https://www.dansdeals.com/credit-cards/final-hours-7-awesome-limited-time-credit-card-offers/

The Freedom Flex and Unlimited are still alive and well, don't know why they're marked expired.
Dan's link wasn't working at one point but it is now (public offer was never pulled).

Offline Freecountry

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Re: Misc Credit Card Questions
« Reply #9852 on: January 14, 2021, 03:41:29 PM »
https://www.dansdeals.com/credit-cards/final-hours-7-awesome-limited-time-credit-card-offers/

The Freedom Flex and Unlimited are still alive and well, don't know why they're marked expired.
Dan's link wasn't working at one point but it is now (public offer was never pulled).
the 20,000 points is still available but they took away the 5 points per dollar on groceries during first 6 months.

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9853 on: January 14, 2021, 04:33:35 PM »
the 20,000 points is still available but they took away the 5 points per dollar on groceries during first 6 months.
incorrect.
And it's one year, not did months
ETA: this seems to be normal practice not to pull offers exactly on the expiration date

Offline madhocker

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Re: Misc Credit Card Questions
« Reply #9854 on: January 14, 2021, 05:15:28 PM »
Did you ever get info on this?
Seems like you can get reimbursed for travel @1cent per mile. Or visit their rewards portal where miles can be used directly to book travel or hotels.

Offline Eb228

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Re: Misc Credit Card Questions
« Reply #9855 on: January 14, 2021, 08:42:00 PM »
Business spending millions a year on CC, had exclusivly Chase Biz cards til now.
Chase shutdown.

What redemption program is most simila to Chase? Amex? Capital One? BOA?
Main criteria is to be able to book straight through the portal, have good availability[not restricted to one hotel/ flight per stay], and good redemtion rates overall so that they won't have to keep comparing hotels/ flights to other sites before booking.

Sugestions?

Offline Freecountry

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Re: Misc Credit Card Questions
« Reply #9856 on: January 14, 2021, 08:48:41 PM »
incorrect.
And it's one year, not did months
ETA: this seems to be normal practice not to pull offers exactly on the expiration date
link to offer with 5x on groceries?

Offline ShimshonK

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Re: Misc Credit Card Questions
« Reply #9857 on: January 14, 2021, 09:01:26 PM »
link to offer with 5x on groceries?
Seems they updated and pulled the grocery offer at some point this afternoon.

Screenshots attached from this afternoon when I posted, and then another now.





Offline Shaya E

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Re: Misc Credit Card Questions
« Reply #9858 on: January 14, 2021, 09:02:08 PM »
Business spending millions a year on CC, had exclusivly Chase Biz cards til now.
Chase shutdown.

What redemption program is most simila to Chase? Amex? Capital One? BOA?
Main criteria is to be able to book straight through the portal, have good availability[not restricted to one hotel/ flight per stay], and good redemtion rates overall so that they won't have to keep comparing hotels/ flights to other sites before booking.

Sugestions?

Amex MR is the most comparable to Chase UR in terms of transfer options and travel portal options. However, based on your post, it seems you don't use the transfer method to use your points, rather, you book through the portal. If that's the case you might want to consider Capital one miles, they're worth one cent as a statement credit towards any paid travel, effectively eliminating the need for portals and allowing you much more flexibility. (I think BOA works the same way but I'm not sure).

If you do decide to go with Amex, make you sure you get the business gold or platinum as they give a 25% and 35% rebate on points used for travel respectively. This effectively gives you a 1.25%/1.35% return per point. However, keep in mind that it's a rebate, which means you need the full amount of points to book your travel and only get back the rebate after the fact.

Offline lcm

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Re: Misc Credit Card Questions
« Reply #9859 on: January 15, 2021, 12:17:04 AM »
In continuation to this:
Update:
I called and they approved it
For the united card I see in the app the progress bar for the spending needed in order to receive the sign up bonus, but for the ihg card I don't.
Should I be concerned that somehow the sign up offer got disassociated?