Author Topic: Misc Credit Card Questions  (Read 877807 times)

Offline chaimh770

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2016
  • Posts: 103
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9860 on: January 15, 2021, 11:16:01 AM »
I got the Capital One Spark card for the 300,000 bonus that had.
Due to Corona they extended my 6 months min spend requirements till the end of the year.
I met the limit in November, I called to confirm that I did and they confirmed that I would be getting the bonus.
The bonus never hit my account so I checked my years roundup and I see that Iím short $80!!
What can be done?

Offline lcm

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2019
  • Posts: 737
  • Total likes: 232
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: 5th paragraph of https://www.dansdeals.com/sms/
Re: Misc Credit Card Questions
« Reply #9861 on: January 15, 2021, 03:10:30 PM »
In continuation to this:For the united card I see in the app the progress bar for the spending needed in order to receive the sign up bonus, but for the ihg card I don't.
Should I be concerned that somehow the sign up offer got disassociated?
Never mind, it showed up

Offline yonah711

  • DansDeals Copper Elite
  • *
  • Join Date: Oct 2020
  • Posts: 2
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9862 on: January 16, 2021, 10:08:32 PM »
Which cc is the best to open if spending 300k in the first year?
Discover it miles?

Offline Shaya E

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2020
  • Posts: 109
  • Total likes: 89
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #9863 on: January 17, 2021, 01:42:11 AM »
Which cc is the best to open if spending 300k in the first year?
Discover it miles?

Possibly. But if making large purchases, an argument could be made for Amex business platinum. It all depends on how much you value MR. If you value one MR at 2 cents then you earn the same amount back, and with the amex you get the sign up bonus plus the card perks.
I'm assuming your purchases don't fit into any bonus categories.

Offline Young explorer

  • Dansdeals Silver Elite
  • **
  • Join Date: Sep 2020
  • Posts: 85
  • Total likes: 13
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Misc Credit Card Questions
« Reply #9864 on: January 17, 2021, 12:27:04 PM »
I'm finally getting back to less then 5/24 and want to open more cc's for points, I love chase for their hyatt value, but I have many cards, ranging from
chase freedom/freedom unlimited/SP.
Amex BusinessPlat/golddeltabsns/Hilton/bluecashpreferred/amazon.
Citi double cash, bestbuy, capital1 quicksilver (venture downgrade).
What other cards should I open that have good value/signup? (planning on opening a united for the free suitcase), I have an ink cash in my wife's name...
Thanks for you help!

Offline yonah711

  • DansDeals Copper Elite
  • *
  • Join Date: Oct 2020
  • Posts: 2
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9865 on: January 17, 2021, 02:36:49 PM »
Possibly. But if making large purchases, an argument could be made for Amex business platinum. It all depends on how much you value MR. If you value one MR at 2 cents then you earn the same amount back, and with the amex you get the sign up bonus plus the card perks.
I'm assuming your purchases don't fit into any bonus categories.
Thank you.
is the discover 100% 3 cents per dollar no matter how much I spend?

Offline Shaya E

  • Dansdeals Gold Elite
  • ***
  • Join Date: Oct 2020
  • Posts: 109
  • Total likes: 89
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: Brooklyn
Re: Misc Credit Card Questions
« Reply #9866 on: January 17, 2021, 03:07:44 PM »
Thank you.
is the discover 100% 3 cents per dollar no matter how much I spend?
Yes.

Offline Danlover111

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2016
  • Posts: 859
  • Total likes: 48
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jackson
Re: Misc Credit Card Questions
« Reply #9867 on: January 18, 2021, 03:17:37 PM »
Does loading a united travel bank trigger on the ritz card for the $300 airline credit?
Worked.

Offline justaregularguy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2014
  • Posts: 1025
  • Total likes: 431
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: not brooklyn
Re: Misc Credit Card Questions
« Reply #9868 on: January 18, 2021, 07:16:32 PM »
I dont know why this is so frustrating to find, and even google isnt helping: how do i add another credit card to my chase online account???

i want to transfer points to his card so ill do it by adding his card to my account, and then combine points from my card to his.

how do i add a card!?!?
nothings impossible- the word itself says Im possible

Offline iluv2travel

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2019
  • Posts: 1124
  • Total likes: 287
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9869 on: January 18, 2021, 09:02:17 PM »
I dont know why this is so frustrating to find, and even google isnt helping: how do i add another credit card to my chase online account???

i want to transfer points to his card so ill do it by adding his card to my account, and then combine points from my card to his.

how do i add a card!?!?

In my experience if a card is yours Chase automatically adds it to your account. So if its not your card, you need to add it under combine points. If you already have a card added there you need to remove that saved card in order to add a different one.

Offline ShimshonK

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2018
  • Posts: 417
  • Total likes: 108
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Misc Credit Card Questions
« Reply #9870 on: January 18, 2021, 09:30:03 PM »
I'm finally getting back to less then 5/24 and want to open more cc's for points, I love chase for their hyatt value, but I have many cards, ranging from
chase freedom/freedom unlimited/SP.
Amex BusinessPlat/golddeltabsns/Hilton/bluecashpreferred/amazon.
Citi double cash, bestbuy, capital1 quicksilver (venture downgrade).
What other cards should I open that have good value/signup? (planning on opening a united for the free suitcase), I have an ink cash in my wife's name...
Thanks for you help!

The Chase Ink business cards have some of the best sign up bonuses in the game now.
+ if you do them first, they won't count to your 5/24 count.

Offline justaregularguy

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2014
  • Posts: 1025
  • Total likes: 431
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: not brooklyn
Re: Misc Credit Card Questions
« Reply #9871 on: January 18, 2021, 10:59:07 PM »
In my experience if a card is yours Chase automatically adds it to your account. So if its not your card, you need to add it under combine points. If you already have a card added there you need to remove that saved card in order to add a different one.
im embarrassed to say: not only do i remembr that being the solution (so thank you) but i just noticed that my brothers credit card is already listed as a card to move points to! i didnt need to do anything except move the points!🤦‍♂️🤦‍♂️
nothings impossible- the word itself says Im possible

Offline free123cc

  • Dansdeals Silver Elite
  • **
  • Join Date: Jul 2019
  • Posts: 61
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: nj
Re: Misc Credit Card Questions
« Reply #9872 on: January 25, 2021, 03:39:07 PM »
i have a southwest card and the annual fee is approaching soon. i dont want to pay it bec its not worth it for me to keep the card open. i tried selling the points but was told by a very honest miles guy that i shouldnt sell them now bec its worth much less due to covid but i should wait. on the issue of the card fee this guy claims i can shut down the card and sell the points at a later date. does anyone know if thats true? that i could not have any active southwest cards but still have a rapid rewards account and sell my points in a yr or two???

thanks

Offline Cls2020

  • Dansdeals Gold Elite
  • ***
  • Join Date: Feb 2017
  • Posts: 161
  • Total likes: 10
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #9873 on: January 26, 2021, 09:03:37 AM »
i have a southwest card and the annual fee is approaching soon. i dont want to pay it bec its not worth it for me to keep the card open. i tried selling the points but was told by a very honest miles guy that i shouldnt sell them now bec its worth much less due to covid but i should wait. on the issue of the card fee this guy claims i can shut down the card and sell the points at a later date. does anyone know if thats true? that i could not have any active southwest cards but still have a rapid rewards account and sell my points in a yr or two???

thanks
It is true. I do not know about selling, but I can't see why it would make a difference.

Offline iluv2travel

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2019
  • Posts: 1124
  • Total likes: 287
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #9874 on: January 26, 2021, 10:40:20 AM »
It is true. I do not know about selling, but I can't see why it would make a difference.

Correct. You will not lose your Rapid Rewards miles if you close your credit card.

Points like Amex MR or Chase UR are lost when you close corresponding cards but not airline or hotel points because those can be earned outside of credit card spend.

Offline free123cc

  • Dansdeals Silver Elite
  • **
  • Join Date: Jul 2019
  • Posts: 61
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: nj
Re: Misc Credit Card Questions
« Reply #9875 on: January 26, 2021, 11:58:09 PM »
Correct. You will not lose your Rapid Rewards miles if you close your credit card.

Points like Amex MR or Chase UR are lost when you close corresponding cards but not airline or hotel points because those can be earned outside of credit card spend.


and I can still sell them for a value in year or two? and do you know if they expire?

Online Yehudaa

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2018
  • Posts: 2491
  • Total likes: 1070
  • DansDeals.com Hat Tips 82
    • View Profile
  • Location: YYZ

Offline rediplus

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2012
  • Posts: 397
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: nj
Re: Misc Credit Card Questions
« Reply #9877 on: January 27, 2021, 09:50:46 AM »
got some term changes from Chase today -Cash Like Transaction- seem to be targeting Plastiq . ramifications ?

Offline E-MAN

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 1458
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #9878 on: January 29, 2021, 03:05:40 PM »
Do any AA co-branded give any level of AAdvantage status?

Offline ShimshonK

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2018
  • Posts: 417
  • Total likes: 108
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Misc Credit Card Questions
« Reply #9879 on: February 02, 2021, 04:46:26 PM »
Trying to transfer Chase points to my mother's account. Have never transferred points before. After selecting to add a household member, and entering the card info and last name, I'm getting the error message "The 'move to' account is associated with another account. Please choose a different account."
Rep thought maybe it was because I had a different primary address listed, so they updated that to match, still didn't work, told me to wait 24 hours for it to completely update in the system.
Still not working. Anyone?