Author Topic: Misc Credit Card Questions  (Read 833888 times)

Offline Cat18

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Re: Misc Credit Card Questions
« Reply #9900 on: February 15, 2021, 01:41:55 PM »
which banks in midwest use experian for their credit pulls?

DP: both chase and barclays use transunion, so getting rejected for too many inquiries (not openings).
« Last Edit: February 15, 2021, 01:59:13 PM by Cat18 »

Offline El Capitan

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Re: Misc Credit Card Questions
« Reply #9901 on: February 15, 2021, 09:59:58 PM »
Anyone happen to know if Amex business gold shipping credit works at places like CH shipping center in crown heights?
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Offline Samb

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Re: Misc Credit Card Questions
« Reply #9902 on: February 19, 2021, 12:01:31 AM »
Good point, I guess it has been removed together with the rest :-\
It is still on. Check the benefits guide

Online Yo ssi

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Re: Misc Credit Card Questions
« Reply #9903 on: February 19, 2021, 12:02:05 AM »
It is still on. Check the benefits guide
Link please?


Online Yo ssi

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Offline motec bb

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Re: Misc Credit Card Questions
« Reply #9906 on: February 22, 2021, 11:18:56 AM »
Is it "safe" to pay off a chase credit card with cash, at the branch?
1) would it trigger an account shutdown
2) is it reported on your checking/savings account records?

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Offline Abc1234561

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Re: Misc Credit Card Questions
« Reply #9907 on: February 22, 2021, 12:21:31 PM »
I have large expenses coming up, around 100k. what cards give status based on spending alone and is it worth it?

Online justmeha

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Re: Misc Credit Card Questions
« Reply #9908 on: February 22, 2021, 12:26:40 PM »
I have large expenses coming up, around 100k. what cards give status based on spending alone and is it worth it?
B6,NK, and Hayat are the ones that come to mind of the top of my head.

you can do DL but it's not as straight forward.

ETA: you might want to look into earning FNCs, if you spending those amounts.
« Last Edit: February 22, 2021, 12:29:55 PM by justmeha »

Offline Abc1234561

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Re: Misc Credit Card Questions
« Reply #9909 on: February 22, 2021, 12:41:11 PM »
B6,NK, and Hayat are the ones that come to mind of the top of my head.

you can do DL but it's not as straight forward.

ETA: you might want to look into earning FNCs, if you spending those amounts.

Thanks, FNCs with Hyatt?

Online justmeha

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Re: Misc Credit Card Questions
« Reply #9910 on: February 22, 2021, 12:50:02 PM »
Thanks, FNCs with Hyatt?
you get 2 elite qualifying nights for every 5k in spend on the world of Hayat card.

as well you can earn FNCs for Radisson, Hilton, Marriott, IHG, or Hayat ,among others, for varying amounts of spend and and hotel category.

Offline Abc1234561

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Re: Misc Credit Card Questions
« Reply #9911 on: February 22, 2021, 12:59:10 PM »
thanks!!

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9912 on: February 23, 2021, 12:53:08 AM »
Is it "safe" to pay off a chase credit card with cash, at the branch?
1) would it trigger an account shutdown
2) is it reported on your checking/savings account records?

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Not safe

Online avrohomgelb

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Re: Misc Credit Card Questions
« Reply #9913 on: February 23, 2021, 12:54:01 AM »
Not safe
Interesting. I do it all the time.

Offline free123cc

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Re: Misc Credit Card Questions
« Reply #9914 on: February 28, 2021, 10:02:06 PM »
    I have the chase sapphire preferred which I just received my second bonus 2 months ago. I also have the chase freedom unlimited which I've had for about 2 years. I want to take advantage of the pay yourself back deal and cash out a lot of my points on grocery/dining. is it possible for me to upgrade from the CFU to the CSR, get the CSR (obviously without a bonus) and then cash out all my combined chase points (between me and my wife) on the CSR for 1.5 Per point?

it would only be worth it for me if I can do this and not pay the full annual fee of 550. so if I can do this now, and cash out asap and then downgrade back to the CFU after I cash out, would I only have to pay the prorated fee? - of about 2 months worth.

also would I have a hard pull? what about if I am at 5/24 already?

thanks