Author Topic: Misc Credit Card Questions  (Read 907720 times)

Offline yaakov

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Re: Misc Credit Card Questions
« Reply #9980 on: April 12, 2021, 09:46:07 AM »
I知 looking to open a credit card or cards and I知 trying to maximize on my points/cash back. I spend 150-300k in the food industry a year approximately. What would be my best cards to get. Pm me and I値l use your referral link

Offline yungermanchik

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Re: Misc Credit Card Questions
« Reply #9981 on: April 12, 2021, 09:49:27 AM »
I知 looking to open a credit card or cards and I知 trying to maximize on my points/cash back. I spend 150-300k in the food industry a year approximately. What would be my best cards to get. Pm me and I値l use your referral link
I would love to, but it'snot fair to @Dan or @jj1000 to use their website to gain referral links when their parnassah is based off theirs. ( and it's also against forum rules)
Small people talk about other people.
Average people talk about things
BIG PEOPLE TALK ABOUT IDEAS.

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9982 on: April 12, 2021, 10:09:20 AM »
I知 looking to open a credit card or cards and I知 trying to maximize on my points/cash back. I spend 150-300k in the food industry a year approximately. What would be my best cards to get. Pm me and I値l use your referral link
definitely the AmEx platinum for now

Offline yaakov

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Re: Misc Credit Card Questions
« Reply #9983 on: April 12, 2021, 10:53:30 AM »
I would love to, but it'snot fair to @Dan or @jj1000 to use their website to gain referral links when their parnassah is based off theirs. ( and it's also against forum rules)
Evan if they are giving me the service of advising me. I don稚 have patience to start figuring out which card to get

Offline yaakov

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Re: Misc Credit Card Questions
« Reply #9984 on: April 12, 2021, 11:36:27 AM »
definitely the AmEx platinum for now

What痴 so exciting about the platinum

Offline justmeha

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Re: Misc Credit Card Questions
« Reply #9985 on: April 12, 2021, 11:50:17 AM »
What痴 so exciting about the platinum
100k and 10x  on grocery up to $15k

Offline nucheiner

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Re: Misc Credit Card Questions
« Reply #9986 on: April 13, 2021, 08:48:02 AM »
For Amex, are product upgrades considered application approvals towards the Amex limits of max approvals in 7 days etc. Recently got targeted offers for Amex Gold  and Platinum and also two upgrade offers on Delta blue card.

Did the Amex gold. Can i do both the platinum and an upgrade?

Offline Cls2020

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Re: Misc Credit Card Questions
« Reply #9987 on: April 13, 2021, 01:42:09 PM »
For Amex, are product upgrades considered application approvals towards the Amex limits of max approvals in 7 days etc. Recently got targeted offers for Amex Gold  and Platinum and also two upgrade offers on Delta blue card.

Did the Amex gold. Can i do both the platinum and an upgrade?
I don't think upgrades are considered an "approval".

Offline Cls2020

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Re: Misc Credit Card Questions
« Reply #9988 on: April 13, 2021, 01:43:08 PM »
I'm pretty sure you're referring to the Citi card, but that benefit is no longer offered.
I believe the Citi Prestige 4th night free is still available, just it is now capped at twice a year.

Offline Samb

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Re: Misc Credit Card Questions
« Reply #9989 on: April 14, 2021, 10:28:02 AM »
I don't think upgrades are considered an "approval".
FYI.Max approval in seven days no longer exist. You have a max of 2 cards in 90 days no additional max for 7 days

Online MrKaplan

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Re: Misc Credit Card Questions
« Reply #9990 on: April 14, 2021, 01:09:40 PM »
If I refer someone and then later downgrade the card before the referral points post, will I lose the referral points?

Offline Cls2020

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Re: Misc Credit Card Questions
« Reply #9991 on: April 14, 2021, 05:01:23 PM »
If I refer someone and then later downgrade the card before the referral points post, will I lose the referral points?
A) You would likely get the points regardless (and not sure why you would open a specific card and downgrade - why not just open the card you want).

B) Referral points post quite quickly in my experience.

Online MrKaplan

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Re: Misc Credit Card Questions
« Reply #9992 on: April 14, 2021, 06:48:25 PM »
A) You would likely get the points regardless (and not sure why you would open a specific card and downgrade - why not just open the card you want).

B) Referral points post quite quickly in my experience.
Regarding A, my af just posted and want to downgrade but I want to refer somone.

Offline GershonNY

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Re: Misc Credit Card Questions
« Reply #9993 on: April 23, 2021, 01:23:36 AM »
Is there anything to do about the pop up at amex that does not let you open new accounts because of o many open or closed account?

Offline steve_z

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Re: Misc Credit Card Questions
« Reply #9994 on: April 24, 2021, 06:22:44 AM »
Question : Any data points on the ability to use my Hotel Loyalty number for my wife's credit card (happens to be Chase) ? Do they check names to match ?

Any insight is appreciated !

TIA !

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #9995 on: April 25, 2021, 12:21:19 AM »
When I opened a United card, they gave me a new United number because the name on my  united number didn't match the name on my card.

Offline 159dallas

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Re: Misc Credit Card Questions
« Reply #9996 on: April 27, 2021, 03:25:32 PM »
Chase Ink card currently (NJ) what would they pull for a credit increase?

Offline Joel

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Re: Misc Credit Card Questions
« Reply #9997 on: April 28, 2021, 12:17:33 AM »
Chase Ink card currently (NJ) what would they pull for a credit increase?
If you have another chase card you can try to shift credit instead

Online lansky

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Re: Misc Credit Card Questions
« Reply #9998 on: April 28, 2021, 07:08:18 AM »
I have read some reports that due to a law about minimum time to let you pay it can roll over to the next month  but I couldn't confirm, hence the question
data point i payed off my cc and waited 2 weeks and closed my statement that day , it triggered my points to post 4 days later and I came globalist lite

Offline Vrems

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Re: Misc Credit Card Questions
« Reply #9999 on: April 28, 2021, 03:52:28 PM »
I've looked for this topic but haven't found it, so apologies if it's a repost topic.
Is there a preferred credit card to use for rent to accumulate miles or points to convert to miles? My landlord uses clickpay as their service for paying rent, which has different fees and percentages for credit cards or debit cards. I'm looking for something that'll be a win even after the charge fees.