Author Topic: Misc Credit Card Questions  (Read 1173365 times)

Offline Boruch999

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Re: Random Credit Card Questions
« Reply #260 on: February 19, 2015, 05:39:09 AM »
No idea, saw people asking for it around the forum.

I'll post it in goods for sale.  Need to come up with the right nusach.  "Car rental credit to reinstate expired miles for sale"  seems a bit cumbersome.

Offline Red

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Re: Random Credit Card Questions
« Reply #261 on: February 19, 2015, 05:41:51 AM »
I'll post it in goods for sale.  Need to come up with the right nusach.  "Car rental credit to reinstate expired miles for sale"  seems a bit cumbersome.
Found a thread http://forums.dansdeals.com/index.php?topic=48643

Offline Boruch999

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Re: Random Credit Card Questions
« Reply #262 on: February 19, 2015, 05:43:30 AM »
Thanks!

Offline Boruch999

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Re: Random Credit Card Questions
« Reply #263 on: February 19, 2015, 05:46:07 AM »
Is it allowed to also post in the sale board?

Offline yitzy93

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Re: Random Credit Card Questions
« Reply #264 on: February 20, 2015, 04:46:27 AM »
I used the trick to improve my credit score by keeping a $0.50 balance on my Discover card (which I don't use) but when the statement closed, it closed with a $0.00 balance.
(I checked the day before my statement closed and it still had a $0.50 balance.)
Anyone have an explanation for this?

Offline Red

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Re: Random Credit Card Questions
« Reply #265 on: February 20, 2015, 04:55:15 AM »
I used the trick to improve my credit score by keeping a $0.50 balance on my Discover card (which I don't use) but when the statement closed, it closed with a $0.00 balance.
(I checked the day before my statement closed and it still had a $0.50 balance.)
Anyone have an explanation for this?
many banks will not charge anything when a statement is below $1.

Offline D93

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Re: Random Credit Card Questions
« Reply #266 on: February 20, 2015, 05:02:11 AM »
many banks will not charge anything when a statement is below $1.
+1. They'll just refund you the money. And some banks don't even report the balance to the bureaus when it's under $5.

Offline yitzy93

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Re: Random Credit Card Questions
« Reply #267 on: February 20, 2015, 05:03:31 AM »
many banks will not charge anything when a statement is below $1.

Interesting. Thanks.

Offline clear thinker

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Re: Random Credit Card Questions
« Reply #268 on: February 23, 2015, 12:10:02 PM »
A friend of mined missed a payment by one day with his chase credit card. he called them and they said there is nothing they can do because it gets reported automatically on that same day! True or DROPR??

Offline tjak

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Re: Random Credit Card Questions
« Reply #269 on: February 23, 2015, 12:49:31 PM »

A friend of mined missed a payment by one day with his chase credit card. he called them and they said there is nothing they can do because it gets reported automatically on that same day! True or DROPR??
DROPR.

Offline D93

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Re: Random Credit Card Questions
« Reply #270 on: February 23, 2015, 12:51:38 PM »
A friend of mined missed a payment by one day with his chase credit card. he called them and they said there is nothing they can do because it gets reported automatically on that same day! True or DROPR??
DROPR. it doesn't get reported to the bureaus as a late payment until it's at least 30 days late.

Offline clear thinker

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Re: Random Credit Card Questions
« Reply #271 on: February 23, 2015, 02:22:08 PM »
DROPR.

DROPR. it doesn't get reported to the bureaus as a late payment until it's at least 30 days late.
So huca?  Or no need it anyways won't be reported?

Offline coralsnake

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Re: Random Credit Card Questions
« Reply #272 on: February 23, 2015, 02:23:38 PM »
So huca?  Or no need it anyways won't be reported?
No need because:

it doesn't get reported to the bureaus as a late payment until it's at least 30 days late.
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Offline tjak

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Re: Random Credit Card Questions
« Reply #273 on: February 23, 2015, 02:23:55 PM »

So huca?  Or no need it anyways won't be reported?
It won't be reported. But you might wanna call to get the fee waived.

Offline clear thinker

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Re: Random Credit Card Questions
« Reply #274 on: February 23, 2015, 03:31:53 PM »
No need because:

It won't be reported. But you might wanna call to get the fee waived.
Tnx.

Offline rs242

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Re: Random Credit Card Questions
« Reply #275 on: February 23, 2015, 09:51:51 PM »
Looking for the best card to get for miles for flights?

Online TimT

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Re: Random Credit Card Questions
« Reply #276 on: February 23, 2015, 09:52:49 PM »
Looking for the best card to get for miles for flights?
That's a big question. What miles do you want to collect ?

Offline yuguy

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Re: Random Credit Card Questions
« Reply #277 on: February 23, 2015, 10:03:47 PM »
Looking for the best card to get for miles for flights?

That's a big question. What miles do you want to collect ?

Or is there somewhere (and sometime) you're specifically looking to go?

Offline rs242

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Re: Random Credit Card Questions
« Reply #278 on: February 23, 2015, 10:34:42 PM »
I have delta but everyone says that it's not a great program and not worth spending on it so I guess a card for miles for flights around the U.S. Chatsworth spending on

Offline noturbizniss

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Re: Random Credit Card Questions
« Reply #279 on: February 23, 2015, 10:38:09 PM »
A friend of mined missed a payment by one day with his chase credit card. he called them and they said there is nothing they can do because it gets reported automatically on that same day! True or DROPR??
Reported to credit bureau you mean? If so, then yes. DROPR.  Minimum reporting time is if not paid 30 days after due date.
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