Author Topic: Misc Credit Card Questions  (Read 1864766 times)

Offline TimT

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Re: Misc Credit Card Questions
« Reply #520 on: June 05, 2015, 07:00:14 AM »
When does the time to do spending thresholds start ? Does the 3-4 Month start from when you get approved, get the card, or when you activate the card ?
approval

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #521 on: June 05, 2015, 07:53:55 AM »

approval
And then you have exactly 3 months, or until closing date of last month ?
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Offline TimT

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Re: Misc Credit Card Questions
« Reply #522 on: June 05, 2015, 07:55:48 AM »
And then you have exactly 3 months, or until closing date of last month ?
Depending on bank it could be anywhere from 90 to 100+ days IIRC.

Offline clear thinker

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Re: Misc Credit Card Questions
« Reply #523 on: June 05, 2015, 08:39:16 AM »
Depending on bank it could be anywhere from 90 to 100+ days IIRC.
Chase iirc 102 days according to Dan

Offline TimT

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Re: Misc Credit Card Questions
« Reply #524 on: June 05, 2015, 08:40:38 AM »
Chase iirc 102 days according to Dan
That must be the one. All the others are 90 ?

Offline clear thinker

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Re: Misc Credit Card Questions
« Reply #525 on: June 05, 2015, 08:42:59 AM »
That must be the one. All the others are 90 ?
I have no data on the others.
But I believe Putpac they'll tell you the exact date.
Unless if it's Barclays

Offline zlt123

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Re: Misc Credit Card Questions
« Reply #526 on: June 05, 2015, 09:13:34 AM »
I think its 93 days by Chase, but i called them up once complaining that i got my BA card 2-3 weeks after approvel, so they extanded the deadline with 3 weeks YMMV

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #527 on: June 05, 2015, 10:13:41 AM »

Depending on bank it could be anywhere from 90 to 100+ days IIRC.
Amex ?
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Offline TimT

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Re: Misc Credit Card Questions
« Reply #528 on: June 05, 2015, 10:25:53 AM »
Amex ?
A rep I just spoke to said 92 days (3 months)

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #529 on: June 05, 2015, 10:46:55 AM »

A rep I just spoke to said 92 days (3 months)
Good info. Thank you TimT
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Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #530 on: June 13, 2015, 11:02:32 PM »
I have a vanilla gift card. When I go online, the balance states $500. Every Time  I try swiping the card at a register, I get a card read error. Now, if there is a balance of $500 then I'm assuming nothing went wrong when I bought the card. Anybody have an idea of what the problem may be ?
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Offline TimT

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Re: Misc Credit Card Questions
« Reply #531 on: June 13, 2015, 11:06:59 PM »
I have a vanilla gift card. When I go online, the balance states $500. Every Time  I try swiping the card at a register, I get a card read error. Now, if there is a balance of $500 then I'm assuming nothing went wrong when I bought the card. Anybody have an idea of what the problem may be ?
Is there any damage on the magnetic stripe ?

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #532 on: June 13, 2015, 11:48:04 PM »

Is there any damage on the magnetic stripe ?
Doesn't seem like it. I guess I'll try an online purchase to see if that would go through. If not, will they send me a replacement card ?
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Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #533 on: June 18, 2015, 12:20:08 PM »

Doesn't seem like it. I guess I'll try an online purchase to see if that would go through. If not, will they send me a replacement card ?
ETA: I got a new card.
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Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #534 on: June 18, 2015, 12:21:36 PM »
When a bank lets you fund an account with a cc, is it one transaction of funding, or can you split the amount over a few cards ?
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Offline shoobi

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Re: Misc Credit Card Questions
« Reply #535 on: June 18, 2015, 12:46:38 PM »
When a bank lets you fund an account with a cc, is it one transaction of funding, or can you split the amount over a few cards ?

I'm wondering the same thing, gotta minimum spend on a lot of cards now...

Offline tzifanya54

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Re: Misc Credit Card Questions
« Reply #536 on: June 18, 2015, 01:03:02 PM »
A rep I just spoke to said 92 days (3 months)
Is it 92 days from app date, approval date, or the card arriving in the mail?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #537 on: June 18, 2015, 01:12:09 PM »
IINM its from approval. someone CMIIW. certainly not when it arrives in the mail.

Offline a mirrer

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Re: Misc Credit Card Questions
« Reply #538 on: June 18, 2015, 01:14:10 PM »
Is it 92 days from app date, approval date, or the card arriving in the mail?
iirc approval date

Offline deal_rider

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Re: Misc Credit Card Questions
« Reply #539 on: June 19, 2015, 12:50:59 PM »
is there a non-business card that offers 5% back at staples?