ya, I saw that, just wondering if anyone here has had experience with this, there seems to be machlokes there on some cards and some banks
A lot of the Machlokes is because things change, so what once worked for some may not still work. That's why you should set your cash advance lines to $0, so if the purchase codes as a cash advance, it won't go through and you won't get charged fees. With Chase cards though, there can be times where a purchase initially pends as a cash advance, and then changes to a purchase once it posts, so then you wouldn't want your cash advance line at $0. YMMV.