Author Topic: Misc Credit Card Questions  (Read 1865183 times)

Offline D93

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Re: Misc Credit Card Questions
« Reply #700 on: September 07, 2015, 03:22:00 PM »
seriously, i thought with amex its one product per ssn?
Incorrect

Offline Luvtotravel

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Re: Misc Credit Card Questions
« Reply #701 on: September 07, 2015, 03:29:53 PM »
Incorrect
so what is it? one per type of cc and however many charge cards?
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Offline clear thinker

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Re: Misc Credit Card Questions
« Reply #702 on: September 07, 2015, 04:01:24 PM »
so what is it? one per type of cc and however many charge cards?
This particular example is a downgrade so I wouldn't receive any points for that so it's very understandable.
Ie somebody having more than one Freedom because they downgraded from Csp.

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #703 on: September 07, 2015, 04:53:32 PM »

Will Amex accept a notary to prove identity, that was done in Israel - the account address is an American one, but the account holder Is currently in Israel ?
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Offline mord1

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Re: Misc Credit Card Questions
« Reply #704 on: September 08, 2015, 01:24:15 PM »
I just applied for an amex card and got this message: 
Currently, our systems are not responding. Please try again later or call/contact us as follows:
 To apply by phone or for product information -- 1-800-223-2670.

 We apologize for the inconvenience and look forward to serving you.

Should, I just try again, call, anyone else get this today?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #705 on: September 08, 2015, 01:25:36 PM »
I just applied for an amex card and got this message: 
Currently, our systems are not responding. Please try again later or call/contact us as follows:
 To apply by phone or for product information -- 1-800-223-2670.

 We apologize for the inconvenience and look forward to serving you.

Should, I just try again, call, anyone else get this today?
First check americanexpress.com/applicationstatus to see if the application even went through.

Offline mord1

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Re: Misc Credit Card Questions
« Reply #706 on: September 08, 2015, 02:01:39 PM »
First check americanexpress.com/applicationstatus to see if the application even went through.
thanks, I just checked and was approved- pretty weird message for an approval!

Offline TimT

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Re: Misc Credit Card Questions
« Reply #707 on: September 09, 2015, 10:42:15 PM »
If I returned an item purchased with an Amex before the statement closed (3 days after buying it) will it still count towards the signup bonus ? It's at the end of the 3 months & I'm not sure if I met the spend threshold yet.

Offline mord1

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Re: Misc Credit Card Questions
« Reply #708 on: September 09, 2015, 11:37:40 PM »
If I returned an item purchased with an Amex before the statement closed (3 days after buying it) will it still count towards the signup bonus ? It's at the end of the 3 months & I'm not sure if I met the spend threshold yet.
No experience, but misvara I would say no, doesn't it say somewhere in the terms that it's - returns, cash advances etc...

Offline D93

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Re: Misc Credit Card Questions
« Reply #709 on: September 10, 2015, 02:15:48 AM »
If I returned an item purchased with an Amex before the statement closed (3 days after buying it) will it still count towards the signup bonus ? It's at the end of the 3 months & I'm not sure if I met the spend threshold yet.
Yes
No experience, but misvara I would say no, doesn't it say somewhere in the terms that it's - returns, cash advances etc...
T&C's are often meaningless

Offline benjie1305

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Re: Misc Credit Card Questions
« Reply #710 on: September 10, 2015, 08:51:09 AM »
If I returned an item purchased with an Amex before the statement closed (3 days after buying it) will it still count towards the signup bonus ? It's at the end of the 3 months & I'm not sure if I met the spend threshold yet.

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Offline TimT

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Re: Misc Credit Card Questions
« Reply #711 on: September 10, 2015, 08:57:45 AM »
Thanks for the responses. Will the refund deduct off of what I currently owe on this month's statement ?

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #712 on: September 10, 2015, 09:55:26 AM »

Thanks for the responses. Will the refund deduct off of what I currently owe on this month's statement ?
It depend when the credit posts to the account.
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Offline CS91

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Re: Misc Credit Card Questions
« Reply #713 on: September 10, 2015, 10:03:23 AM »
Thanks for the responses. Will the refund deduct off of what I currently owe on this month's statement ?

I believe that it does. Any credits (refunds included) are applied to any amount still outstanding from the most recent statement (IME).

Offline mord1

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Re: Misc Credit Card Questions
« Reply #714 on: September 10, 2015, 11:46:30 AM »
Counts.
That sounds like a nice plan to meet a signup bonus? (maybe this comment should be in the ethical thread?)

Offline TimT

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Re: Misc Credit Card Questions
« Reply #715 on: September 10, 2015, 12:11:17 PM »
That sounds like a nice plan to meet a signup bonus? (maybe this comment should be in the ethical thread?)
If abused you could be asking for an f/r.

Offline coralsnake

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Re: Misc Credit Card Questions
« Reply #716 on: September 10, 2015, 12:13:01 PM »
That sounds like a nice plan to meet a signup bonus? (maybe this comment should be in the ethical thread?)
I wouldn't plan to do it but it happens when you need to return something.
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Offline D93

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Re: Misc Credit Card Questions
« Reply #717 on: September 10, 2015, 12:47:50 PM »
Thanks for the responses. Will the refund deduct off of what I currently owe on this month's statement ?
Yes

Offline mord1

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Re: Misc Credit Card Questions
« Reply #718 on: September 10, 2015, 01:37:49 PM »
I wouldn't plan to do it but it happens when you need to return something.

I hear, I had 1 friend tell me a few months ago that was his method, but I definitely hear how it could raise suspicions.

Offline deal_rider

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Re: Misc Credit Card Questions
« Reply #719 on: September 14, 2015, 01:33:18 PM »
Are there any CCs that provide extended warranty for refurbished products?