How long after account opening will chase and amex report new accounts (not pulls) to all 3 bureaus?
Not sure if this is the right thread.I recently got a Delta card and an SPG card. Both first payments hit over Sukkos before I had set up an autopay (mussar haskel on procrastinating, I know), so I got hit with late fee/interest. My question is whether I can ask each card for a one-time courtesy or will they see that I have the same issue on two separate AMEX cards. I succeeded today in getting the Delta fees waived, and was wondering if I should: a)rush to call SPG before the refund posts, or b)if they'll know I called Delta anyway, or c)they won't know I called Delta anyway.Thoughts?THanks.
IMO they won't necessarily see you got on the other card. When you give your 15 digit cc# they open that account.
how long after hitting the spending threshold is amex giving the bonus points? Do I have to wait for the statement to close first?
No.
A few days IME
how long should it usually take? Anyway to expedite it?
I believe you can chat/call and ask them to expedite them, like if you want to book a ticket and are afraid availability will be gone if you wait...
on the phone they say that they cant expedite it it should take between 6-8 weeks.....
Bonus points or regular points ?
talking about bonus points anyway to expedite it?
You can call them and ask them to push the points through because you want to use them. Worked for me a few weeks ago.
who should I call regular amex cs?
Yup
thanks
Anyone ever add Additional Users via Amex chat? I don't want to give SS numbers so can't do online form.. Also, sometimes even if you don't give SS it gets onto the persons credit report (I've had that with Chase Freedom). Is there any way to make that not happen? Would you recommend making up a name of someone that doesn't live at your address for the AU so that it shouldn't get into their credit report? Thanks