Author Topic: Misc Credit Card Questions  (Read 1865382 times)

Offline Zalc

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Re: Misc Credit Card Questions
« Reply #880 on: October 28, 2015, 11:48:09 AM »
How long after account opening will chase and amex report new accounts (not pulls) to all 3 bureaus?

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #881 on: October 28, 2015, 11:54:24 AM »
How long after account opening will chase and amex report new accounts (not pulls) to all 3 bureaus?
Usually when first statement closes.

Offline Amusch

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Re: Misc Credit Card Questions
« Reply #882 on: October 29, 2015, 10:50:50 PM »
Quote
Not sure if this is the right thread.
I recently got a Delta card and an SPG card. Both first payments hit over Sukkos before I had set up an autopay (mussar haskel on procrastinating, I know), so I got hit with late fee/interest. My question is whether I can ask each card for a one-time courtesy or will they see that I have the same issue on two separate AMEX cards. I succeeded today in getting the Delta fees waived, and was wondering if I should: a)rush to call SPG before the refund posts, or b)if they'll know I called Delta anyway, or c)they won't know I called Delta anyway.
Thoughts?
THanks.

Quote
IMO they won't necessarily see you got on the other card. When you give your 15 digit cc# they open that account.

UPDATE: You are correct. Called them both (a few days apart) and they both gave refunded fee/interest. Thanks!

Offline ydf

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Re: Misc Credit Card Questions
« Reply #883 on: October 30, 2015, 11:05:43 AM »
how long after hitting the spending threshold is amex giving the bonus points? Do I have to wait for the statement to close first?

Offline benjie1305

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Re: Misc Credit Card Questions
« Reply #884 on: October 30, 2015, 11:07:15 AM »
how long after hitting the spending threshold is amex giving the bonus points? Do I have to wait for the statement to close first?

No.
Work hard, Play harder!

Offline TimT

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Re: Misc Credit Card Questions
« Reply #885 on: October 30, 2015, 11:08:59 AM »
how long after hitting the spending threshold is amex giving the bonus points? Do I have to wait for the statement to close first?
A few days IME

Offline ydf

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Re: Misc Credit Card Questions
« Reply #886 on: October 30, 2015, 11:19:23 AM »
No.
how long should it usually take? Anyway to expedite it?

Offline ydf

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Re: Misc Credit Card Questions
« Reply #887 on: October 30, 2015, 11:20:31 AM »

Offline username

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Re: Misc Credit Card Questions
« Reply #888 on: October 30, 2015, 11:59:02 AM »
how long should it usually take? Anyway to expedite it?
I believe you can chat/call and ask them to expedite them, like if you want to book a ticket and are afraid availability will be gone if you wait...
^^^

Offline ydf

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Re: Misc Credit Card Questions
« Reply #889 on: October 30, 2015, 12:53:33 PM »
I believe you can chat/call and ask them to expedite them, like if you want to book a ticket and are afraid availability will be gone if you wait...
on the phone they say that they cant expedite it it should take between 6-8 weeks.....

Offline TimT

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Re: Misc Credit Card Questions
« Reply #890 on: October 30, 2015, 12:57:10 PM »
on the phone they say that they cant expedite it it should take between 6-8 weeks.....
Bonus points or regular points ?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #891 on: October 30, 2015, 12:59:39 PM »
I have a few bonus points pending for over 6 weeks. Should i nudge them along?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline ydf

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Re: Misc Credit Card Questions
« Reply #892 on: October 30, 2015, 01:05:34 PM »
Bonus points or regular points ?
talking about bonus points anyway to expedite it?

Offline CS91

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Re: Misc Credit Card Questions
« Reply #893 on: October 30, 2015, 01:13:32 PM »
talking about bonus points anyway to expedite it?

You can call them and ask them to push the points through because you want to use them. Worked for me a few weeks ago.

Offline ydf

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Re: Misc Credit Card Questions
« Reply #894 on: October 30, 2015, 01:15:17 PM »
You can call them and ask them to push the points through because you want to use them. Worked for me a few weeks ago.
who should I call regular amex cs?

Offline CS91

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Re: Misc Credit Card Questions
« Reply #895 on: October 30, 2015, 01:16:27 PM »
who should I call regular amex cs?

Yup

Offline ydf

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Re: Misc Credit Card Questions
« Reply #896 on: October 30, 2015, 01:20:30 PM »

Offline nw6158

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Re: Misc Credit Card Questions
« Reply #897 on: October 30, 2015, 04:22:59 PM »
Anyone ever add Additional Users via Amex chat? I don't want to give SS numbers so can't do online form.. Also, sometimes even if you don't give SS it gets onto the persons credit report (I've had that with Chase Freedom). Is there any way to make that not happen? Would you recommend making up a name of someone that doesn't live at your address for the AU so that it shouldn't get into their credit report? Thanks ;)

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #898 on: October 30, 2015, 04:27:29 PM »
thanks
If it doesn't work, try chat.

Offline Jm1248

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Re: Misc Credit Card Questions
« Reply #899 on: November 01, 2015, 02:31:45 AM »
Anyone ever add Additional Users via Amex chat? I don't want to give SS numbers so can't do online form.. Also, sometimes even if you don't give SS it gets onto the persons credit report (I've had that with Chase Freedom). Is there any way to make that not happen? Would you recommend making up a name of someone that doesn't live at your address for the AU so that it shouldn't get into their credit report? Thanks ;)
I don't think anyone will "recommend" you do that. That's something you'll need to decide on your own if its worth doing