Author Topic: Misc Credit Card Questions  (Read 1896914 times)

Offline nw6158

  • Dansdeals Silver Elite
  • **
  • Join Date: Dec 2014
  • Posts: 95
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn, NY
Re: Misc Credit Card Questions
« Reply #920 on: November 02, 2015, 03:22:53 PM »
I haven't heard of better deals in the same login.

Ok thanks! So I'll make each card a separate login. It's simplest that way...
No multiple tabs necessary...

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #921 on: November 02, 2015, 03:34:15 PM »
"Simplest way" probably depends on how many cards you have. just make sure to keep track of all those usernames & passwords.

Offline nw6158

  • Dansdeals Silver Elite
  • **
  • Join Date: Dec 2014
  • Posts: 95
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn, NY
Re: Misc Credit Card Questions
« Reply #922 on: November 02, 2015, 04:28:29 PM »
"Simplest way" probably depends on how many cards you have. just make sure to keep track of all those usernames & passwords.
I don't have that much but it's definitely worth it in the long run with all the Amex offers. Safari remembers all of them for me :)

Offline ckmk47

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Aug 2012
  • Posts: 8031
  • Total likes: 1065
  • DansDeals.com Hat Tips 3
  • Gender: Female
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #923 on: November 03, 2015, 11:19:24 AM »
I don't have that much but it's definitely worth it in the long run with all the Amex offers. Safari remembers all of them for me :)
write them down also. 
My favorite cause: cssy.org

Offline Yingerman

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Oct 2015
  • Posts: 314
  • Total likes: 5
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #924 on: November 03, 2015, 01:36:43 PM »
"Simplest way" probably depends on how many cards you have. just make sure to keep track of all those usernames & passwords.
You can make it very simple, just use your first name(or any thing easy for you to remember)and add the last 5 of the card number for the user ID, and the password can be all the same.
learn to say: I don't know!!! (at least I don't know everything)

Offline nw6158

  • Dansdeals Silver Elite
  • **
  • Join Date: Dec 2014
  • Posts: 95
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn, NY
Re: Misc Credit Card Questions
« Reply #925 on: November 03, 2015, 02:46:37 PM »
You can make it very simple, just use your first name(or any thing easy for you to remember)and add the last 5 of the card number for the user ID, and the password can be all the same.
Is there any simpler way to group them other than separate login for each card? Of course, in a way that you can still take advantage of all the Amex offers..

Offline tzifanya54

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jan 2012
  • Posts: 5634
  • Total likes: 240
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #926 on: November 03, 2015, 02:53:42 PM »
Is there any simpler way to group them other than separate login for each card? Of course, in a way that you can still take advantage of all the Amex offers..
Not unless you want to domultiple tabs each time.

Offline nw6158

  • Dansdeals Silver Elite
  • **
  • Join Date: Dec 2014
  • Posts: 95
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn, NY
Re: Misc Credit Card Questions
« Reply #927 on: November 03, 2015, 03:21:15 PM »
Not unless you want to domultiple tabs each time.
Ok great so I like my plan. Makes things a lot easier with the Small Business November offer viaDans links...

Offline tzifanya54

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jan 2012
  • Posts: 5634
  • Total likes: 240
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #928 on: November 03, 2015, 11:05:42 PM »
Ok great so I like my plan. Makes things a lot easier with the Small Business November offer viaDans links...
Keep it mind that there is a very good chance that newer cards still won't get it, even with their own login.

Offline nw6158

  • Dansdeals Silver Elite
  • **
  • Join Date: Dec 2014
  • Posts: 95
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn, NY
Re: Misc Credit Card Questions
« Reply #929 on: November 03, 2015, 11:06:52 PM »
Keep it mind that there is a very good chance that newer cards still won't get it, even with their own login.
Yeh I know thanks!!

Offline yitrap

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2014
  • Posts: 3315
  • Total likes: 56
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #930 on: November 04, 2015, 07:40:14 AM »
AFAF is there any difference to credit score between bill closing at high amount and carrying the balance from month to month?

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2419
  • Total likes: 15
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Misc Credit Card Questions
« Reply #931 on: November 04, 2015, 08:20:12 AM »
AFAF is there any difference to credit score between bill closing at high amount and carrying the balance from month to month?
Don't think so

Offline Luvtotravel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2012
  • Posts: 3020
  • Total likes: 132
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Ny
Re: Misc Credit Card Questions
« Reply #932 on: November 05, 2015, 11:48:52 PM »
i have an additional user on one of my cc that actually uses his card. he recently went over the credit limit and it therefore reflected badly on my credit report. how is that possible? doesnt the card get frozen when the limit is reached?
Don't wait for the perfect moment; take the moment and make it perfect.

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22689
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #933 on: November 05, 2015, 11:50:46 PM »
i have an additional user on one of my cc that actually uses his card. he recently went over the credit limit and it therefore reflected badly on my credit report. how is that possible? doesnt the card get frozen when the limit is reached?
Not necessarily. It would reflect bad even at 100% utilization. What card ?

Offline Luvtotravel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2012
  • Posts: 3020
  • Total likes: 132
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Ny
Re: Misc Credit Card Questions
« Reply #934 on: November 05, 2015, 11:51:13 PM »
which hotel gives the most value for its points when transferred from ur or mr? ive seen the ratios and the points needed for redemption are for the most part relative to the ratio. is there a consensus as to which hotel currency gives the most bang for the buck (point)?
Don't wait for the perfect moment; take the moment and make it perfect.

Offline Luvtotravel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2012
  • Posts: 3020
  • Total likes: 132
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Ny
Re: Misc Credit Card Questions
« Reply #935 on: November 05, 2015, 11:51:35 PM »
Not necessarily. It would reflect bad even at 100% utilization. What card ?
sapphire
Don't wait for the perfect moment; take the moment and make it perfect.

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2419
  • Total likes: 15
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Misc Credit Card Questions
« Reply #936 on: November 06, 2015, 12:51:12 AM »
which hotel gives the most value for its points when transferred from ur or mr? ive seen the ratios and the points needed for redemption are for the most part relative to the ratio. is there a consensus as to which hotel currency gives the most bang for the buck (point)?
Sell the UR/MR and use the money to book a hotel

Offline D93

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2014
  • Posts: 8793
  • Total likes: 21
  • DansDeals.com Hat Tips 14
    • View Profile
  • Location: PHL - TLV
Re: Misc Credit Card Questions
« Reply #937 on: November 06, 2015, 12:51:30 AM »
i have an additional user on one of my cc that actually uses his card. he recently went over the credit limit and it therefore reflected badly on my credit report. how is that possible? doesnt the card get frozen when the limit is reached?
Not always.

Offline D93

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2014
  • Posts: 8793
  • Total likes: 21
  • DansDeals.com Hat Tips 14
    • View Profile
  • Location: PHL - TLV
Re: Misc Credit Card Questions
« Reply #938 on: November 06, 2015, 12:52:29 AM »
which hotel gives the most value for its points when transferred from ur or mr? ive seen the ratios and the points needed for redemption are for the most part relative to the ratio. is there a consensus as to which hotel currency gives the most bang for the buck (point)?
Hyatt

Online coralsnake

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: May 2008
  • Posts: 4608
  • Total likes: 162
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Misc Credit Card Questions
« Reply #939 on: November 06, 2015, 08:42:06 AM »
"Here at DansDeals we don’t do buses." -Dan