Author Topic: Misc Credit Card Questions  (Read 1865676 times)

Offline D93

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Re: Misc Credit Card Questions
« Reply #980 on: November 08, 2015, 01:45:06 PM »
You're doing a  platinum for 40k?

Maybe he/she has a 100k RSVP under his/her name?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #981 on: November 08, 2015, 01:45:44 PM »
Maybe he has a 100k RSVP under his/her name?
That's what i was asking.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #982 on: November 08, 2015, 01:46:33 PM »
That would be a horrible way to churn the card, by closing it, you will need to wait 18 months until you can churn it. You are better off waiting a couple months until they convert the W to WE and then you can churn the W without the 18 month wait.
Had no idea the W vs WE conversion had anything to do with the churn.  Learn something new everyday.  Can you point me to a link with this info?  THANKS!

Offline D93

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Re: Misc Credit Card Questions
« Reply #983 on: November 08, 2015, 01:48:37 PM »
Had no idea the W vs WE conversion had anything to do with the churn.  Learn something new everyday.  Can you point me to a link with this info?  THANKS!

The last 50 pages or so in this thread.

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #984 on: November 08, 2015, 01:56:13 PM »

Offline D93

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Re: Misc Credit Card Questions
« Reply #985 on: November 08, 2015, 01:57:51 PM »
Awesome.  Thanks again!
No problem. I'm not sure why this didn't get more attention here, pretty easy way to churn the card.

Online LoLo

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Re: Misc Credit Card Questions
« Reply #986 on: November 08, 2015, 02:19:00 PM »
No problem. I'm not sure why this didn't get more attention here, pretty easy way to churn the card.
So that's basically getting this card every 2 months?

Offline D93

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Re: Misc Credit Card Questions
« Reply #987 on: November 08, 2015, 02:20:08 PM »
So that's basically getting this card every 2 months?

Yup :) (it just depends on how long it takes Citi to convert your W to WE)

Online LoLo

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Re: Misc Credit Card Questions
« Reply #988 on: November 08, 2015, 02:28:57 PM »
Yup :) (it just depends on how long it takes Citi to convert your W to WE)
Usually happens around 2nd month IME.

Offline 3yummyboys

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Re: Misc Credit Card Questions
« Reply #989 on: November 08, 2015, 05:37:49 PM »

Yup :) (it just depends on how long it takes Citi to convert your W to WE)

How do you get it converted? Just call?

Offline benjie1305

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Re: Misc Credit Card Questions
« Reply #990 on: November 08, 2015, 05:38:09 PM »
How do you get it converted? Just call?

Through time..
Work hard, Play harder!

Online LoLo

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Re: Misc Credit Card Questions
« Reply #991 on: November 08, 2015, 06:18:51 PM »
How do you get it converted? Just call?
They automatically do it around the second month

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #992 on: November 08, 2015, 10:11:35 PM »
I believe my personal AA Pt was converted after 2 or 3 months.

I just received my CitiBiz AA Pt.  Will this card be converted?  Does this W->WE glitch work on the biz product as well?

Offline a mirrer

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Re: Misc Credit Card Questions
« Reply #993 on: November 09, 2015, 03:56:44 AM »
I believe my personal AA Pt was converted after 2 or 3 months.

I just received my CitiBiz AA Pt.  Will this card be converted?  Does this W->WE glitch work on the biz product as well?
no biz is separate ball game check the ft wiki for churning rules for the biz card

Offline PETERP

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Re: Misc Credit Card Questions
« Reply #994 on: November 09, 2015, 05:28:33 AM »
How do you get it converted? Just call?

That would be a good way to kill it for everyone  . Number one rule : Don't Call !
And spoon feeding to people who don't know this rule is not a good idea IMO !

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #995 on: November 09, 2015, 08:38:40 AM »
That would be a horrible way to churn the card, by closing it, you will need to wait 18 months until you can churn it. You are better off waiting a couple months until they convert the W to WE and then you can churn the W without the 18 month wait.
Wow didn't realize this thanx

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #996 on: November 09, 2015, 08:50:47 AM »
no biz is separate ball game check the ft wiki for churning rules for the biz card

Hmm.  Too bad.  I am trying to slow down on the personal cards for a while...just been going after the bonuses that are the highest they ever get like the 100K AMEX Pt, 100K Avios Chase BA etc.

My EIN's on the other hand are always up for a good time.

Offline 3yummyboys

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Misc Credit Card Questions
« Reply #997 on: November 09, 2015, 12:17:31 PM »
That would be a good way to kill it for everyone  . Number one rule : Don't Call !
And spoon feeding to people who don't know this rule is not a good idea IMO !

That's why I asked. I didn't realize it was automatic.

Offline tzifanya54

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Re: Misc Credit Card Questions
« Reply #998 on: November 09, 2015, 01:27:01 PM »
Does anyone have firsthand experience? I want to wait to cancel until about 6 months into the 2nd year of a chase cc. Will I get refunded for the AF that was charged at the end of the first year, if it's cancelled within 6 months. Or is the 6 months only for the first year on a brand new card?

Offline D93

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Re: Misc Credit Card Questions
« Reply #999 on: November 09, 2015, 01:31:56 PM »
Does anyone have firsthand experience? I want to wait to cancel until about 6 months into the 2nd year of a chase cc. Will I get refunded for the AF that was charged at the end of the first year, if it's cancelled within 6 months. Or is the 6 months only for the first year on a brand new card?

180 days is on 2nd year as well