Author Topic: Misc Credit Card Questions  (Read 1865636 times)

Offline meme

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Misc Credit Card Questions
« Reply #1240 on: November 21, 2015, 11:45:56 PM »
It doesn't help approval. Just helps for combining credit pulls without calling.
According to the wiki it does raise chances of instant approval for more cards

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1241 on: November 21, 2015, 11:46:45 PM »
According to the wiki it does raise chances of instant approval for more cards
Wiki is outdated.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline meme

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Re: Misc Credit Card Questions
« Reply #1242 on: November 21, 2015, 11:47:51 PM »

Wiki is outdated.
So that's been proven to be inaccurate?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1243 on: November 21, 2015, 11:48:35 PM »
So that's been proven to be inaccurate?
They see instantly that you've applied for other cards.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #1244 on: November 22, 2015, 12:02:37 AM »
According to the wiki it does raise chances of instant approval for more cards
Which wiki are you looking at because here it doesn't say that
http://forums.dansdeals.com/index.php?topic=9825

Offline meme

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Re: Misc Credit Card Questions
« Reply #1245 on: November 22, 2015, 12:18:09 AM »

Which wiki are you looking at because here it doesn't say that
http://forums.dansdeals.com/index.php?topic=9825
I saw this in Dans post about 3bm "I recently wrote about the process of a 3BM and an AOR in this post. The advantage is that you increase your odds for instant approvals and you limit the number of hard pulls." But I might have misunderstood it

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1246 on: November 22, 2015, 12:22:53 AM »
I saw this in Dans post about 3bm "I recently wrote about the process of a 3BM and an AOR in this post. The advantage is that you increase your odds for instant approvals and you limit the number of hard pulls." But I might have misunderstood it
The hard pulls combining are irrelevant to the 3bm, as long as it's on the same day. Even if it's not, a quick phone call to the CRA to inquire about the duplicate inquiry should fix that. It also hasn't been shown recently to have any positive impact on approval. People just use the term 3bm to refer to a multi app.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline meme

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Re: Misc Credit Card Questions
« Reply #1247 on: November 22, 2015, 11:01:36 AM »
Any issue with having 2 or more amex platinums at one time?

Offline benjie1305

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Re: Misc Credit Card Questions
« Reply #1248 on: November 22, 2015, 11:22:54 AM »
Any issue with having 2 or more amex platinums at one time?

What would the issue be? If you are talking about identical Personal Plats just be aware that you won't get the bonus x2 unless you have a no language app for one of them.
Work hard, Play harder!

Online bermo

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Re: Misc Credit Card Questions
« Reply #1249 on: November 22, 2015, 12:03:23 PM »
What would the issue be? If you are talking about identical Personal Plats just be aware that you won't get the bonus x2 unless you have a no language app for one of them.
What about biz?

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #1250 on: November 22, 2015, 12:04:03 PM »
What about biz?
Iinm the same if its on your ss

Offline Welder

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Re: Misc Credit Card Questions
« Reply #1251 on: November 22, 2015, 12:48:17 PM »
I've been playing the game for a little more then a year now and I've collected a lot of miles, scattered, however, in many programs. I'm beginning to see how although it's nice to have my miles "diversified", I really should choose one or two programs and really stock them up. Specifically, I'm looking to be able to do an amazing honeymoon (in the right time, but IYH soon).

What specific program(s) would you recommend I focus on ? Right now I'm thinking UR and Starwood.
"We need more welders and less philosophers" — Marco Rubio

Offline benjie1305

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Re: Misc Credit Card Questions
« Reply #1252 on: November 22, 2015, 12:52:55 PM »
I've been playing the game for a little more then a year now and I've collected a lot of miles, scattered, however, in many programs. I'm beginning to see how although it's nice to have my miles "diversified", I really should choose one or two programs and really stock them up. Specifically, I'm looking to be able to do an amazing honeymoon (in the right time, but IYH soon).

What specific program(s) would you recommend I focus on ? Right now I'm thinking UR and Starwood.

No straight forward answer. Between MR,UR,SPG,AA there are many different reasons to choose between them. Where you want to go, how you want to fly etc.
Work hard, Play harder!

Offline Welder

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Re: Misc Credit Card Questions
« Reply #1253 on: November 22, 2015, 12:58:08 PM »
No straight forward answer. Between MR,UR,SPG,AA there are many different reasons to choose between them. Where you want to go, how you want to fly etc.
Makes perfect sense, but I can't begin to plan that now.
"We need more welders and less philosophers" — Marco Rubio

Offline benjie1305

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Re: Misc Credit Card Questions
« Reply #1254 on: November 22, 2015, 12:59:55 PM »
Makes perfect sense, but I can't begin to plan that now.

Then there is no straight forward answer to give.

With the different CC's out there, it should not be too difficult to be diversified through-out the programs without having to focus too much on one single one for now.
Work hard, Play harder!

Offline TimT

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Re: Misc Credit Card Questions
« Reply #1255 on: November 22, 2015, 01:01:12 PM »
Makes perfect sense, but I can't begin to plan that now.
Keep on collecting everything until you have a better idea. :)

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #1256 on: November 22, 2015, 01:08:50 PM »
Keep on collecting everything until you have a better idea. :)
+1

Offline Welder

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Re: Misc Credit Card Questions
« Reply #1257 on: November 22, 2015, 01:19:15 PM »
Thank you! I'll keep collecting in general but I'll narrow it down to fewer programs, instead of the many I've been collecting in.
"We need more welders and less philosophers" — Marco Rubio

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1258 on: November 22, 2015, 01:20:10 PM »
Having a million UR, MR, and AA never hurt. Don't forget about TYP either.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline meme

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Re: Misc Credit Card Questions
« Reply #1259 on: November 22, 2015, 02:53:24 PM »
Sorry if this was already asked-is chase 5/24 rule always enforced?