Author Topic: Misc Credit Card Questions  (Read 1865270 times)

Offline TimT

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Re: Misc Credit Card Questions
« Reply #1260 on: November 22, 2015, 02:55:06 PM »
Sorry if this was already asked-is chase 5/24 rule always enforced?
The success stories are becoming rarer & rarer.

Offline meme

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Re: Misc Credit Card Questions
« Reply #1261 on: November 22, 2015, 02:56:42 PM »

The success stories are becoming rarer & rarer.
Is there any easy way to check my record if I am over 5/24?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1262 on: November 22, 2015, 02:56:48 PM »
Sorry if this was already asked-is chase 5/24 rule always enforced?

The success stories are becoming rarer & rarer.
Yup. Someone even mentioned that they told him explicitly that it was due to churners.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline CS91

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Re: Misc Credit Card Questions
« Reply #1263 on: November 22, 2015, 03:05:12 PM »
Is there any easy way to check my record if I am over 5/24?

Credit report.

Offline CS91

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Re: Misc Credit Card Questions
« Reply #1264 on: November 22, 2015, 03:05:30 PM »
The success stories are becoming rarer & rarer.

For UR cards, or any Chase card?

Offline meme

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Re: Misc Credit Card Questions
« Reply #1265 on: November 22, 2015, 03:07:39 PM »
Do they count the card(s) you are applying for?

Offline CS91

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Re: Misc Credit Card Questions
« Reply #1266 on: November 22, 2015, 03:10:17 PM »
Do they count the card(s) you are applying for?
No. Though not sure what would happen if you've had 4 accounts in past 24 months, and then do a 2BM (let's say SP and Freedom) and get approved for one of them off the bat and the other pending. Don't know if they would count that recently approved one as the 5th.

Offline meme

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Re: Misc Credit Card Questions
« Reply #1267 on: November 22, 2015, 03:11:03 PM »

Credit report.
What's cheapest, quickest way to see credit report (not score)?

Offline CS91

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Re: Misc Credit Card Questions
« Reply #1268 on: November 22, 2015, 03:14:03 PM »
What's cheapest, quickest way to see credit report (not score)?
Use Credit Karma.

Offline meme

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Re: Misc Credit Card Questions
« Reply #1269 on: November 22, 2015, 03:16:19 PM »

Offline meme

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Re: Misc Credit Card Questions
« Reply #1270 on: November 22, 2015, 03:35:24 PM »
How come I don't see any hard pulls from cc companies on credit report, despite applying for several in past year or two?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #1271 on: November 22, 2015, 03:35:30 PM »
For UR cards, or any Chase card?
Certainly UR

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1272 on: November 22, 2015, 03:40:51 PM »
How come I don't see any hard pulls from cc companies on credit report, despite applying for several in past year or two?
Possibly they all pulled from Experian.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline meme

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Re: Misc Credit Card Questions
« Reply #1273 on: November 22, 2015, 03:41:59 PM »

Possibly they all pulled from Experian.
Experian was on the report too

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1274 on: November 22, 2015, 03:44:41 PM »
Experian was on the report too
Not credit karma. You must be confusing it with Equifax.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline meme

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Re: Misc Credit Card Questions
« Reply #1275 on: November 22, 2015, 03:48:29 PM »

Not credit karma. You must be confusing it with Equifax.
You are right again :) how can I check Experian?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1276 on: November 22, 2015, 03:49:26 PM »
You are right again :) how can I check Experian?
Who cares? Pulls don't matter for 5/24, only new accounts.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline meme

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Re: Misc Credit Card Questions
« Reply #1277 on: November 22, 2015, 03:51:08 PM »

Who cares? Pulls don't matter for 5/24, only new accounts.
Just curious what my score is, also credit karma does not show all my accounts, want to see if Experian has them

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #1278 on: November 22, 2015, 03:53:07 PM »
Just curious what my score is, also credit karma does not show all my accounts, want to see if Experian has them
If you're looking for score don't look at credit karma

Offline meme

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Re: Misc Credit Card Questions
« Reply #1279 on: November 22, 2015, 03:53:40 PM »

If you're looking for score don't look at credit karma
Why?