I dont believe that the ppl here doing 3bm and opening credit cards every day are really so rich they have where to spend and pay all that huge spending thresholds in 90 days
Correct. Anyways, that would be no fun.
That's why there's an incredible amount of data and knowledge here about MS. However, nobody wants to spoonfeed after silencing the time to gather the knowledge themselves, so the only solution is to read, read, read.