Author Topic: Misc Credit Card Questions  (Read 1891868 times)

Offline nw6158

  • Dansdeals Silver Elite
  • **
  • Join Date: Dec 2014
  • Posts: 95
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn, NY
Re: Misc Credit Card Questions
« Reply #1440 on: November 25, 2015, 06:45:37 PM »

So call immediately...
do you know why they don't allow such payments from new account?

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4456
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #1441 on: November 25, 2015, 06:54:47 PM »
I called amex to remove a pending charge but they said they can only dispute it once the charge is posted? I rather want it removed while pending then open a dispute, is it True or huca?
Cmiiw but How can they remove it if it's not posted to your account yet?

Offline Jack out of the box

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Oct 2015
  • Posts: 754
  • Total likes: 70
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ארצינו הקדושה
  • Programs: Chase UR, BA Avios, AAdvantage, UA Mileage Plus, SPG
Re: Misc Credit Card Questions
« Reply #1442 on: November 25, 2015, 06:56:25 PM »
I called amex to remove a pending charge but they said they can only dispute it once the charge is posted? I rather want it removed while pending then open a dispute, is it True or huca?
Don't know about Amex but I've gotten the same answer from another bank.

Offline Marko Rubio

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2015
  • Posts: 470
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #1443 on: November 25, 2015, 11:34:23 PM »
can someone tell me what a credit union is? I have no idea whatsoever that means
Do u have any different idea for a signature?

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8075
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Misc Credit Card Questions
« Reply #1444 on: November 25, 2015, 11:36:39 PM »
can someone tell me what a credit union is? I have no idea whatsoever that means
Basically a co-op bank.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4456
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #1445 on: November 25, 2015, 11:37:24 PM »
can someone tell me what a credit union is? I have no idea whatsoever that means
Giyf plenty of info

Offline Marko Rubio

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Nov 2015
  • Posts: 470
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #1446 on: November 25, 2015, 11:38:57 PM »
Basically a co-op bank.
what is there use? They have own cc or what?
Do u have any different idea for a signature?

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4456
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #1447 on: November 25, 2015, 11:39:45 PM »
what is there use? They have own cc or what?
Savings and investments...

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8075
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Misc Credit Card Questions
« Reply #1448 on: November 25, 2015, 11:39:53 PM »
what is there use? They have own cc or what?
It's the same thing as a bank, basically. They have credit cards just like banks do.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8075
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Misc Credit Card Questions
« Reply #1449 on: November 25, 2015, 11:43:04 PM »
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4456
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile

Offline unclesam

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2013
  • Posts: 417
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Misc Credit Card Questions
« Reply #1451 on: November 26, 2015, 08:01:01 AM »
Got 2 new Amex cards. Can't activate or create online account online comes up message to call. Anyone had that before and what should I expect when calling? Thanks

Offline pixi

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 1945
  • Total likes: 13
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #1452 on: November 26, 2015, 08:14:36 AM »
Does discover pull your credit when asking for a limit increase?
money doesn't talk......      it SCREAMS !

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22104
  • Total likes: 7190
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #1453 on: November 26, 2015, 08:16:03 AM »
Got 2 new Amex cards. Can't activate or create online account online comes up message to call. Anyone had that before and what should I expect when calling? Thanks
They'll probably ask for ssn. :)

Offline unclesam

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2013
  • Posts: 417
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NJ
Re: Misc Credit Card Questions
« Reply #1454 on: November 26, 2015, 08:30:23 AM »
They'll probably ask for ssn. :)
I hope that's it. Never had that before

Offline yochiek93

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2015
  • Posts: 4456
  • Total likes: 92
  • DansDeals.com Hat Tips 3
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #1455 on: November 26, 2015, 08:43:14 AM »
I hope that's it. Never had that before
Try chatting with them and see

Offline LoLo

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2014
  • Posts: 3774
  • Total likes: 197
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #1456 on: November 26, 2015, 08:56:16 AM »
Does discover pull your credit when asking for a limit increase?
IME no, but always confirm with rep.

Offline shie123

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2015
  • Posts: 359
  • Total likes: 14
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #1457 on: November 26, 2015, 09:30:06 AM »
Does the 5/24 rule effect instant approvals as well?
BUMP

Offline Emkay

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 14295
  • Total likes: 377
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Where I ought to be
Re: Misc Credit Card Questions
« Reply #1458 on: November 26, 2015, 11:09:04 AM »
BUMP
Not sure your question. You want to know if its hard coded and no chance of instant approval? No, it's not. Its possible

Offline meme

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Jul 2015
  • Posts: 854
  • Total likes: 88
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #1459 on: November 26, 2015, 12:09:10 PM »
I'm not sure(!) if I have ever had an Amex personal platinum, how can I figure that out (without making an awkward Amex call)?