Author Topic: Misc Credit Card Questions  (Read 1865042 times)

Offline pixi

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Re: Misc Credit Card Questions
« Reply #1480 on: November 27, 2015, 12:39:13 AM »
Looking to a apply for Amex card... Which card is best? Amex Blue for Business that earn 1.3 points per dollar? Am I supposed to be applying for several cards at once (2BM, 3BM, etc?). Any advice would  be appreciated. Thank you!

Amex everyday preferred is one of the best cards out there.
Do a 3bm or more (last time I did 6bm).
Or if you want a business card,  get yourself  BRG with the 75k offer or the platinum card with the 150k offer
money doesn't talk......      it SCREAMS !

Offline pixi

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Re: Misc Credit Card Questions
« Reply #1481 on: November 27, 2015, 12:39:49 AM »
and you got a fr....
Is a 6bm a trigger?  What makes you think so?
money doesn't talk......      it SCREAMS !

Offline nw6158

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Re: Misc Credit Card Questions
« Reply #1482 on: November 27, 2015, 12:48:17 AM »
Or if you want a business card,  get yourself  BRG with the 75k offer or the platinum card with the 150k offer
Not chopping.. BRG is showing 25k.. Dan posted the Blue Business is good, no? I only do if 3BM if Im looking to apply for multiple cards at once right? I think Im just looking for one card right now...

Offline D93

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Re: Misc Credit Card Questions
« Reply #1483 on: November 27, 2015, 12:49:07 AM »

Offline pixi

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Re: Misc Credit Card Questions
« Reply #1484 on: November 27, 2015, 12:49:27 AM »
Not chopping.. BRG is showing 25k.. Dan posted the Blue Business is good, no? I only do if 3BM if Im looking to apply for multiple cards at once right? I think Im just looking for one card right now...
You can buy the business 75k offer,  pm me I have one for sale.
money doesn't talk......      it SCREAMS !

Offline pixi

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Re: Misc Credit Card Questions
« Reply #1485 on: November 27, 2015, 12:49:50 AM »
money doesn't talk......      it SCREAMS !

Online TimT

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Re: Misc Credit Card Questions
« Reply #1486 on: November 27, 2015, 12:50:08 AM »
Not chopping.. BRG is showing 25k.. Dan posted the Blue Business is good, no? I only do if 3BM if Im looking to apply for multiple cards at once right? I think Im just looking for one card right now...
All Amex cards will be the same 1 pull that day. So you may as well. Unless you can't meet all the spend thresholds.

Offline D93

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Re: Misc Credit Card Questions
« Reply #1487 on: November 27, 2015, 12:50:15 AM »

Offline nw6158

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Re: Misc Credit Card Questions
« Reply #1488 on: November 27, 2015, 12:52:42 AM »
All Amex cards will be the same 1 pull that day. So you may as well. Unless you can't meet all the spend thresholds.
Thanks but why do I want multiple Amex cards? And whats so bad if they're pulled on different days? Sorry I'm a beginner :)

Offline pixi

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Re: Misc Credit Card Questions
« Reply #1489 on: November 27, 2015, 12:54:17 AM »
Thanks but why do I want multiple Amex cards? And whats so bad if they're pulled on different days? Sorry I'm a beginner :)
The more hard pulls the lower your credit score is,  so if you do 3 apps in 1 day  it's 1 pull instead of 3 pulls,  but for a beginner I'd suggest you not to start with too many cards.
money doesn't talk......      it SCREAMS !

Online TimT

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Re: Misc Credit Card Questions
« Reply #1490 on: November 27, 2015, 12:54:52 AM »
Thanks but why do I want multiple Amex cards?
Multiple bonuses

Offline nw6158

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Re: Misc Credit Card Questions
« Reply #1491 on: November 27, 2015, 01:00:46 AM »
Multiple bonuses
The more hard pulls the lower your credit score is,  so if you do 3 apps in 1 day  it's 1 pull instead of 3 pulls,  but for a beginner I'd suggest you not to start with too many cards.
So I should start with one card? When you do MBM you cancel the cards as soon as you get the bonuses?

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #1492 on: November 27, 2015, 01:09:10 AM »
Is a 6bm a trigger?  What makes you think so?
thought I saw it somewhere maybe I'm wrong
Do u have any different idea for a signature?

Offline pixi

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Re: Misc Credit Card Questions
« Reply #1493 on: November 27, 2015, 01:23:35 AM »
thought I saw it somewhere maybe I'm wrong
I think you are wrong
money doesn't talk......      it SCREAMS !

Offline pixi

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Re: Misc Credit Card Questions
« Reply #1494 on: November 27, 2015, 01:23:57 AM »
So I should start with one card? When you do MBM you cancel the cards as soon as you get the bonuses?
Why cancel the card?
money doesn't talk......      it SCREAMS !

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1495 on: November 27, 2015, 01:34:51 AM »
Why cancel the card?
Depends which card.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline nw6158

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Re: Misc Credit Card Questions
« Reply #1496 on: November 27, 2015, 01:35:31 AM »
Why cancel the card?
Membership fees, headache owning so many cards... no?

Online TimT

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Re: Misc Credit Card Questions
« Reply #1497 on: November 27, 2015, 01:37:07 AM »
Membership fees, headache owning so many cards... no?
If it's a headache (& not a blessing) then it's probably better to stick to 1 or 2 cards.

Offline nw6158

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Re: Misc Credit Card Questions
« Reply #1498 on: November 27, 2015, 01:39:36 AM »
If it's a headache (& not a blessing) then it's probably better to stick to 1 or 2 cards.
How do you keep it not a headache? You just use one main card and let the others sit around? Why wouldn't you close them once you get the points? Then you can reopen 12 months later for more points...

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1499 on: November 27, 2015, 01:41:29 AM »
Membership fees, headache owning so many cards... no?
If it's a fee free card, why not keep it in the sock drawer, use it every once in a while, and let it contribute to your credit history? Amex bonuses are once in a lifetime anyways, so no churning.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ