Author Topic: Misc Credit Card Questions  (Read 1865098 times)

Offline Marco Polo

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Re: Misc Credit Card Questions
« Reply #1680 on: December 08, 2015, 02:39:18 PM »
Will consolidating credit lines with Barclay result in a hard pull? Rep says yes, but it's not her department that does it. I couldn't tell if she knew what she was talking about.
IME, DROPR.
Quaerite et Invenietis.

Offline tzifanya54

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Re: Misc Credit Card Questions
« Reply #1681 on: December 08, 2015, 02:41:26 PM »
IME, DROPR.
Great, thanks for the quick response. Are they accommodating, or do they give you a tough time doing it?

Offline Marco Polo

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Re: Misc Credit Card Questions
« Reply #1682 on: December 08, 2015, 02:42:19 PM »
Great, thanks for the quick response. Are they accommodating, or do they give you a tough time doing it?
I had no issues.
Quaerite et Invenietis.

Offline D93

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Re: Misc Credit Card Questions
« Reply #1683 on: December 08, 2015, 02:47:56 PM »

Offline Sholom123

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Re: Misc Credit Card Questions
« Reply #1684 on: December 08, 2015, 03:08:05 PM »
Called amex about downgrading delta card to no annual fee card, suggested I change to hh honors card, is that my best option? (Would mean I can't apply for that card and get the bonus offer it comes with).
I basically want that card for its cc history but don't use it enough to justify the fee, any ideas?
Thank you.

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1685 on: December 08, 2015, 03:09:07 PM »
Called amex about downgrading delta card to no annual fee card, suggested I change to hh honors card, is that my best option? (Would mean I can't apply for that card and get the bonus offer it comes with).
I basically want that card for its cc history but don't use it enough to justify the fee, any ideas?
Thank you.
Did you get the bonus on any fee free cards yet?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #1686 on: December 08, 2015, 03:31:17 PM »
I downgraded under 60 days of opening a amex bcp to bce but I see now on my statement they only gave me a partial refund for the AF, are they not giving a full refund if u downgrade it before 60 days?
Do u have any different idea for a signature?

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #1687 on: December 08, 2015, 03:36:43 PM »
Life is as good as you make it...

Offline D93

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Re: Misc Credit Card Questions
« Reply #1688 on: December 08, 2015, 03:48:13 PM »
Both.

No need for BGR to be open for a year.

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #1689 on: December 08, 2015, 04:15:20 PM »
I downgraded under 60 days of opening a amex bcp to bce but I see now on my statement they only gave me a partial refund for the AF, are they not giving a full refund if u downgrade it before 60 days?
bump, anyone with experience?
Do u have any different idea for a signature?

Offline benjie1305

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Re: Misc Credit Card Questions
« Reply #1690 on: December 08, 2015, 04:16:08 PM »
bump, anyone with experience?

If under 60 days it should be full refund.
Work hard, Play harder!

Offline Sholom123

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Re: Misc Credit Card Questions
« Reply #1691 on: December 08, 2015, 04:20:06 PM »
@Davidsmith
I got on the freedom.

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #1692 on: December 08, 2015, 04:24:43 PM »
I added spetember a family member as an au on my amex card, the family member just pulled his Expirian report but its not showing that account yet, does it always take so long to go on the report?
Do u have any different idea for a signature?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #1693 on: December 08, 2015, 04:25:32 PM »
@Davidsmith
I got on the freedom.
Nice. Apply for more while you're at it. You can combine pulls within 30 days. BTW what is this in response to?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline tzifanya54

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Re: Misc Credit Card Questions
« Reply #1694 on: December 08, 2015, 05:56:35 PM »
I downgraded under 60 days of opening a amex bcp to bce but I see now on my statement they only gave me a partial refund for the AF, are they not giving a full refund if u downgrade it before 60 days?
60 days is only if you cancel. Since you just switched the product to something else, they count the amount of time you had the card and deduct that from the AF. I learnt this the hard way. (So did you I guess).

Offline tzifanya54

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Re: Misc Credit Card Questions
« Reply #1695 on: December 08, 2015, 05:58:41 PM »
@Davidsmith
I got on the freedom.
He was referring to fee free Amex cards. What you got with chase is irrelevant to your current situation.

Offline benjie1305

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Re: Misc Credit Card Questions
« Reply #1696 on: December 08, 2015, 06:04:11 PM »

60 days is only if you cancel. Since you just switched the product to something else, they count the amount of time you had the card and deduct that from the AF. I learnt this the hard way. (So did you I guess).

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Work hard, Play harder!

Offline emjee

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Re: Misc Credit Card Questions
« Reply #1697 on: December 09, 2015, 06:13:23 AM »
Which credit card would be advised to get to start ones credit started?- my cousin is 21 & still without any credit

Offline D93

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Re: Misc Credit Card Questions
« Reply #1698 on: December 09, 2015, 07:17:32 AM »
Which credit card would be advised to get to start ones credit started?- my cousin is 21 & still without any credit

No credit at all? No AU?

Offline username

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Re: Misc Credit Card Questions
« Reply #1699 on: December 09, 2015, 08:38:58 AM »
Which credit card would be advised to get to start ones credit started?- my cousin is 21 & still without any credit
Read this thread, and the WIKI.
http://forums.dansdeals.com/index.php?topic=266
^^^