Misc Credit Card Questions

[Tom Brady]

There is technically a 3% method, but I wouldn't recommend it.

Are you referring to Discover, or to something else?

[David Smith]

Are you referring to Discover, or to something else?

Something else.

[Tom Brady]

Something else.

Which is...?

[David Smith]

Which is...?

Something else.

[Tom Brady]

You already said that.

[David Smith]

You already said that.

It's not really applicable, and not really recommended.

[Tom Brady]

It's not really applicable, and not really recommended.

Would you mind telling us anyway, if only to satisfy our curiosity?

[PillanSmye]

-0.5
1. The BOFA Travel Rewards CC with $100k in a BOFA account earns 2.625 points per dollar.
2. The Barclays Arrival Plus CC earns 2.11 points per dollar.
Both 1 & 2 can be made into cash back with almost zero effort, so I consider them as cash back cards.
3. The Amex Everyday Preferred gets 1.5 points per dollar. When sold at 1.4 cpp it earns you 2.1% cash back.

-10000000

What are you talking about?

If you have a business doing millions and millions as was suggested in the example, it should be incorporated.  You don't want to put corporate spend on personal cards in this manner, or you have voluntarily pierced the corporate veil through the co-mingling of finances/resources.  This is like Jr College Business 101 material.

[gubevo18]

What is the best card to have from Barclay?

[TimT]

What is the best card to have from Barclay?

Arrival+ is pretty good

[Tom Brady]

What is the best card to have from Barclay?

Arrival+ is pretty good

+1 For everyday spend -  the Arrival Plus MasterCard. For a good signup bonus, economy companion ticket, and 2 lounge passes - the M & M MasterCard. For a card with your favorite NFL team's logo on it - the NFL Extra Points Visa.

[gubevo18]

Don't care now that big blue is out but I'm basically in it for the signup bonus so sounds like m and m it is. But is there gonna be a better offer some time? It seems there is 50k offer from time to time.

[TimT]

Would I be nuts to purchase a $600-$700 stroller on amazon using the amex offer for 25% off as opposed to using an amex ?

[gubevo18]

I would use the Amex and save the %25 off for other items you don't need protection for. It's not like you lose the "coupon" if you don't spend it now

[TimT]

I would use the Amex and save the %25 off for other items you don't need protection for. It's not like you lose the "coupon" if you don't spend it now

I seem to have this dilemna every time I want to get something valuable from amazon. I'll never finish my balance just buying cheap stuff from them.

[curry30]

For a card that gets upgraded (in my case they upgraded it for me without asking me), are you suppose to receive the introductory offers (including bonuses and 0 Apr for example) for that card? If yes, is it applied automatically?

[TimT]

For a card that gets upgraded (in my case they upgraded it for me without asking me), are you suppose to receive the introductory offers (including bonuses and 0 Apr for example) for that card? If yes, is it applied automatically?

What did you get upgraded to ?

[curry30]

What did you get upgraded to ?

It was my first card just a standard Wells Fargo card to this: https://www.wellsfargo.com/credit-cards/cash-back/

But I realized just now that they never gave me the intro offers so I was wondering if that was supposed to be the case automatically Or if I had to request it

[Mplace]

Chase biz and personal will not get merged.

Get a TIN/EIN for your SP and you'll have better chances with biz cards

even for a new business?

[zer0k1]

Can I add someone to my bank account so they can prove their us address?

How else can I verify a family members us address without them currently being in the us?? I don't have utility bills to use