My total CL went up with 36k in December. Should I be afraid of a Chase or Citi A/A?
More gets factored in.
Income?
Amex wants to call TD Bank themselves to verify the address of a family member who is trying to get his first Amex. If I add him as an AU to my bank account, even though he has no documentation of living at my address, this will suffice?
Income-CL ratio can factor
never knew this, can chase give u problems if u have too high CL?
I see in the wiki about too many new accounts, but nothing about credit limit, what can trigger a chase A/A if u have too much cl compared to income? Or if your cl went up alot in a short time?
What's known is that having too much credit compared to income may trigger an A/A. My question was if a sudden rise in the CL would also be a red flag. Last week I was approved for a card with a 26k CL (my first time ever with a CL over 20k) I hope it's not a problem.
too much total credit by chase or all banks together?
if i have say a total of 100k CL across all cards and spend on one the full 10k CL every month while pretty much spending nothing on the others, would that hurt my credit score?
Personal. On personal it doesn't make a difference. Right?
All banks.
Just the opposite. Balances on personal cards can hurt you, while balances on business cards don't.