Author Topic: Misc Credit Card Questions  (Read 1891919 times)

Offline DMYD

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Re: Misc Credit Card Questions
« Reply #2100 on: January 03, 2016, 11:04:35 AM »
Is it possible to do a balance transfer to a 3rd party account?
No

Offline DMYD

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Re: Misc Credit Card Questions
« Reply #2101 on: January 03, 2016, 11:05:45 AM »
Forgive me; I believe reading about it before , however i can't find it.
Is doing balance transfers bad credit - wise?  A freind who owes me money wants to do a balance transfer from my account to his.
TIA
Depends on your CL across your cards

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #2102 on: January 03, 2016, 12:32:45 PM »

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #2103 on: January 03, 2016, 12:36:04 PM »
Depends on your CL across your cards
How could eliminating debt ever be a bad thing?

Offline emjee

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Re: Misc Credit Card Questions
« Reply #2104 on: January 03, 2016, 12:36:12 PM »
What's wrong with it ?
Source ?

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #2105 on: January 03, 2016, 12:37:01 PM »

Offline emjee

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Re: Misc Credit Card Questions
« Reply #2106 on: January 03, 2016, 12:38:20 PM »
Eh. They care much more about biz cards than personal when it comes to laundering suspicion

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #2107 on: January 03, 2016, 12:44:50 PM »
What's wrong with it ?
Source ?
try google

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #2108 on: January 03, 2016, 12:49:53 PM »
Eh. They care much more about biz cards than personal when it comes to laundering suspicion
Chase's cash curbs have been on mortgages, auto loans, credit cards etc.  Primarily consumer products, not business products.  Completely negating your statement.

Chase hates cash.  They want to charge you negative interests on your deposits.  Cash makes this more difficult. 

Offline emjee

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Re: Misc Credit Card Questions
« Reply #2109 on: January 03, 2016, 01:21:40 PM »
No

-1

What's wrong with it ?
Source ?

Eh. They care much more about biz cards than personal when it comes to laundering suspicion

try google
Lol
Chase's cash curbs have been on mortgages, auto loans, credit cards etc.  Primarily consumer products, not business products.  Completely negating your statement.

Chase hates cash.  They want to charge you negative interests on your deposits.  Cash makes this more difficult.
True and agreed . I take back what I wrote. Thanks pillansme

Offline Marko Rubio

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Re: Misc Credit Card Questions
« Reply #2110 on: January 03, 2016, 02:01:28 PM »
im confused its not ideal to go in in my local branch to pay with cash my cc bills? I dont get whats wrong with it? Is chase shutting down for that?
Do u have any different idea for a signature?

Offline gubevo18

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Re: Misc Credit Card Questions
« Reply #2111 on: January 03, 2016, 02:02:07 PM »
Ok so I'm confused. Its a red flag if I pay my cc every month with cash deposited at an ATM?

Offline emjee

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Re: Misc Credit Card Questions
« Reply #2112 on: January 03, 2016, 03:42:15 PM »
Ok so I'm confused. Its a red flag if I pay my cc every month with cash deposited at an ATM?
Deposited into ur checking account ?

Offline emjee

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Re: Misc Credit Card Questions
« Reply #2113 on: January 03, 2016, 03:46:29 PM »
im confused its not ideal to go in in my local branch to pay with cash my cc bills? I dont get whats wrong with it? Is chase shutting down for that?
Not IDEAL - bc if this

Chase's cash curbs have been on mortgages, auto loans, credit cards etc.  Primarily consumer products.

Chase hates cash.  They want to charge you negative interests on your deposits.  Cash makes this more difficult.

And
Everything looks like laundering to them.
So . Yes. Not ideal

Offline cashasap

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Re: Misc Credit Card Questions
« Reply #2114 on: January 03, 2016, 04:19:26 PM »
with chases 5/24 policy does that mean you will get denied right away or it can go into into pending and still get denied because of 5/24 ?( i applied for ink)
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Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #2115 on: January 03, 2016, 04:24:05 PM »
with chases 5/24 policy does that mean you will get denied right away or it can go into into pending and still get denied because of 5/24 ?( i applied for ink)
There are exceptions with ink

Offline cashasap

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Re: Misc Credit Card Questions
« Reply #2116 on: January 03, 2016, 04:26:24 PM »
ive heard such rumors, but my main q is, is the 5/24 denial usually instant or not necessarily
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Offline cashasap

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Re: Misc Credit Card Questions
« Reply #2117 on: January 03, 2016, 04:54:44 PM »
also i hate making my wife call up about these stuff any chance of approval by just waitng it out
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Offline TimT

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Re: Misc Credit Card Questions
« Reply #2118 on: January 03, 2016, 05:14:42 PM »
also i hate making my wife call up about these stuff any chance of approval by just waitng it out
YMMV. She could always call & ask for you to take over the conversation.

Offline gubevo18

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Re: Misc Credit Card Questions
« Reply #2119 on: January 03, 2016, 07:14:20 PM »
Deposited into ur checking account ?
yes.