Misc Credit Card Questions

[eli1571]

Any way to pay a credit card bill from an international bank account ? (iow not a USD account)

Bump

[emjee]

yes.

That's not paying off your cc in cash. That is depositing cash in to your checking account

[PETERP]

That's not paying off your cc in cash. That is depositing cash in to your checking account

Does Chase look differently at that ! If they hate Cash ?

[PillanSmye]

with chases 5/24 policy does that mean you will get denied right away or it can go into into pending and still get denied because of 5/24 ?( i applied for ink)

IME, you get the "We need to look at things and you'll here from us" screen.  Then you call the UW and get the, "You've opened many accounts in the last year."

The Ink is not subject to the 5/24 hard rule.  They can tell you too many new accounts as a denail reason, but that is really them saying they dont like your profile.

[PETERP]

IME, you get the "We need to look at things and you'll here from us" screen.  Then you call the UW and get the, "You've opened many accounts in the last year."

The Ink is not subject to the 5/24 hard rule.  They can tell you too many new accounts as a denail reason, but that is really them saying they dont like your profile.

+1   They just told me that on Ink Plus app @ recon . 11 in the last year alone . HUCA ? or have banker try

[joe1234]

if i cancel my amex CC can i still dispute a charge afterwards?

[emjee]

Does Chase look differently at that ! If they hate Cash ?

To be honest, I don't know. I'm comfortable doing it though. However ; eventhough it might be different because it's two different transactions for two different accounts (1 checking and 1 credit) , according to what pillansyme is saying above there is still what to worry about

[PillanSmye]

+1   They just told me that on Ink Plus app @ recon . 11 in the last year alone . HUCA ? or have banker try

HUCA.  State your case.  There is no hard rule on Inks, so it's possible to overcome that reasoning.

[PillanSmye]

To be honest, I don't know. I'm comfortable doing it though. However ; eventhough it might be different because it's two different transactions for two different accounts (1 checking and 1 credit) , according to what pillansyme is saying above there is still what to worry about

I keep cash and MO's away from Chase.  I've been advised to treat WF similarly.  Everything is YMMV,  and personal choice.

[PETERP]

HUCA.  State your case.  There is no hard rule on Inks, so it's possible to overcome that reasoning.

Pleading my case with them now . Thanks

[srulky]

Anyone familiar with this card https://www.fidelity.com/cash-management/visa-signature-card

2%back no annual fee. How does it compare with Citi Double Cash?

Thanks

[Tom Brady]

Anyone familiar with this card https://www.fidelity.com/cash-management/visa-signature-card

2%back no annual fee. How does it compare with Citi Double Cash?

Thanks

Same difference, assuming you pay in full each month.

[PETERP]

Pleading my case with them now . Thanks

Got turned down again . Slightly different story . Probably my profile .
Not  going to try for Hyatt card now. They said I got 11 cards from them this year  alone 

[PillanSmye]

Got turned down again . Slightly different story . Probably my profile .
Not  going to try for Hyatt card now. They said I got 11 cards from them this year  alone 

11 from Chase alone?  Hahaha. 

[PETERP]

11 from Chase alone?  Hahaha. 

Think I should go for the Hyatt ? Or will be adding insult to injury ?
Pikers   

[PillanSmye]

Think I should go for the Hyatt ? Or will be adding insult to injury ?
Pikers   

Try any other co-brand business cards.  Pulls will merge.  Nothing to lose but time on the phone.

The 5/24 rule doesnt apply,  but that doesn't mean they wont have looser approvals for co-brands.  They're contractually obligated to get those cards to businesses.

[PETERP]

Try any other co-brand business cards.  Pulls will merge.  Nothing to lose but time on the phone.

The 5/24 rule doesnt apply,  but that doesn't mean they wont have looser approvals for co-brands.  They're contractually obligated to get those cards to businesses.

 I have every other co-branded biz card LOL  Marriot UA  .
Do they offer a IHG or Ritz carlton Biz  ?  Dont have SW

ETA  Will closing 2 personals with AF due now hurt my  chances at recon . I am going to try again for INK plus  later on

[PillanSmye]

Anyone familiar with this card https://www.fidelity.com/cash-management/visa-signature-card

2%back no annual fee. How does it compare with Citi Double Cash?

I just put a new post up about this card.

The Citi card is an MC.  Will have better purchase protections.  3% FTF

The Fidelity card is a Visa.  1% FTF.  It is serviced by Elan.  So it doesn't count against overall exposure from one of the big boys.

[PETERP]

 I have every other co-branded biz card LOL  Marriot UA  .
Do they offer a IHG or Ritz carlton Biz  ?  Dont have SW

ETA  Will closing 2 personals with AF due today ,  hurt my  chances at recon . I am going to try recon again for INK plus  later on in the week

Bump

[ydf]

I keep cash and MO's away from Chase.  I've been advised to treat WF similarly.  Everything is YMMV,  and personal choice.

with all respect i think pillan is misinformed on this, i am paying for years every month all my chase credit cards with cash  even huge amounts i just go in to a chase branch and i pay at window with cash never had any problems, i know plenty of ppl doing that and never had problems