Author Topic: Misc Credit Card Questions  (Read 1866052 times)

Offline Mplace

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Re: Misc Credit Card Questions
« Reply #2680 on: February 04, 2016, 09:48:21 PM »
Are  you sure? Cuz I wasn't told that on here? I was told to them to combine cuz same app.
how do you know it's the same app?
As far as your concerned there should only be one
What's your plan for yud shvat?

Offline Tom Brady

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Re: Misc Credit Card Questions
« Reply #2681 on: February 04, 2016, 09:49:17 PM »
Are  you sure? Cuz I wasn't told that on here? I was told to them to combine cuz same app.
That's the same thing he said. :)

Offline CS91

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Re: Misc Credit Card Questions
« Reply #2682 on: February 04, 2016, 10:21:21 PM »
Call the CB to get one of them removed. That's the easiest route.

Offline Tom Brady

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Re: Misc Credit Card Questions
« Reply #2683 on: February 04, 2016, 10:23:04 PM »
Call the CB to get one of them removed. That's the easiest route.
Who's question are you answering?

Offline CS91

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Re: Misc Credit Card Questions
« Reply #2684 on: February 04, 2016, 10:28:17 PM »
Who's question are you answering?
Aren't we all talking about OP's issue of having two pulls for the same app? I've always had an easy time getting two legitimate pulls combined, so the same should work when they were actually duplicates.

Offline Tom Brady

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Re: Misc Credit Card Questions
« Reply #2685 on: February 04, 2016, 10:31:33 PM »
Aren't we all talking about OP's issue of having two pulls for the same app? I've always had an easy time getting two legitimate pulls combined, so the same should work when they were actually duplicates.
If you read the conversation, you would've read that the OP already called the CB.

Offline CS91

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Re: Misc Credit Card Questions
« Reply #2686 on: February 04, 2016, 10:35:44 PM »
If you read the conversation, you would've read that the OP already called the CB.
My bad. I thought I read that he called Amex to have them combined. Sorry.

Offline Tom Brady

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Re: Misc Credit Card Questions
« Reply #2687 on: February 04, 2016, 10:39:26 PM »
My bad. I thought I read that he called Amex to have them combined. Sorry.
No worries. :)

Offline pixi

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Re: Misc Credit Card Questions
« Reply #2688 on: February 04, 2016, 11:22:19 PM »
Does amex pull your credit when asking for a CL increase?
money doesn't talk......      it SCREAMS !

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #2689 on: February 05, 2016, 01:51:27 AM »
Does amex pull your credit when asking for a CL increase?
AMEX is almost always a soft pull.   In fact,  they usually go by their last AR,  not even a new soft.

I'd say it's always a soft,  but I'm sure someone,  somewhere has had a hard pull for some reason or another.

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #2690 on: February 05, 2016, 04:28:08 AM »
Aren't we all talking about OP's issue of having two pulls for the same app? I've always had an easy time getting two legitimate pulls combined, so the same should work when they were actually duplicates.
Easy time? What number did you call? I was calling in to get two "half-legit" pulls removed (from app and then one from recon) and had difficulty. Need supervisor who made it like a one-time exception and said there's no such thing as combining pulls..
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline CS91

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Re: Misc Credit Card Questions
« Reply #2691 on: February 05, 2016, 07:20:04 AM »
Easy time? What number did you call? I was calling in to get two "half-legit" pulls removed (from app and then one from recon) and had difficulty. Need supervisor who made it like a one-time exception and said there's no such thing as combining pulls..
Saying that you want then "merged" is the wrong approach. You have to say that the second one was done in error. Then they'll remove one of them. I called the number that's in the Wiki in the credit score thread.

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #2692 on: February 05, 2016, 11:02:06 AM »
Easy time? What number did you call? I was calling in to get two "half-legit" pulls removed (from app and then one from recon) and had difficulty. Need supervisor who made it like a one-time exception and said there's no such thing as combining pulls..
You didn't have 2 half-legit pulls.   You had two legitimate pulls.

Again,  your approach was completely flawed.   You shouldn't be using words like "dispute"  and "combine"  in conversations with EX related to INQ's. From what you've typed here,  I'd bet you told the supervisor that one pull was from an app,  and other from a recon,  so you got lucky that the supervisor did you a solid.

Offline pixi

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Re: Misc Credit Card Questions
« Reply #2693 on: February 05, 2016, 11:04:00 AM »
When asking for a credit line increase from amex  is there any difference by submitting the request online or calling a representative?
« Last Edit: February 05, 2016, 11:10:56 AM by pixi »
money doesn't talk......      it SCREAMS !

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #2694 on: February 05, 2016, 11:09:35 AM »
You didn't have 2 half-legit pulls.   You had two legitimate pulls.

Again,  your approach was completely flawed.   You shouldn't be using words like "dispute"  and "combine"  in conversations with EX related to INQ's. From what you've typed here,  I'd bet you told the supervisor that one pull was from an app,  and other from a recon,  so you got lucky that the supervisor did you a solid.
+1

Offline eliraps

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Re: Misc Credit Card Questions
« Reply #2695 on: February 06, 2016, 06:00:11 PM »
Can't find this question addressed explicitly.
I need 3k more MR points to transfer to AC. I've put the spend on the card. Statement has not yet closed and points are not even showing as pending. What's the quickest possible way to get those points into MR account?

Offline eliraps

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Re: Misc Credit Card Questions
« Reply #2696 on: February 06, 2016, 06:38:41 PM »
Does the 5/24 rule effect business cc (ink)?

Offline lechatchileh ariber

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Re: Misc Credit Card Questions
« Reply #2697 on: February 06, 2016, 06:41:44 PM »
Does the 5/24 rule effect business cc (ink)?
Not as of now. They say things will change in March.
I don't sin, I give myself opportunities to repent.

Offline eliraps

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Re: Misc Credit Card Questions
« Reply #2698 on: February 06, 2016, 06:56:09 PM »
Not as of now. They say things will change in March.
So as of now, if I have more than 5/24 I'm good to go for INK.
And if I get approved (so far have never had success getting approved for business card), will that count towards my 5/24 to get a CSP in a few months time?

Offline TimT

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Re: Misc Credit Card Questions
« Reply #2699 on: February 06, 2016, 07:01:14 PM »
So as of now, if I have more than 5/24 I'm good to go for INK.
And if I get approved (so far have never had success getting approved for business card), will that count towards my 5/24 to get a CSP in a few months time?
You could get approved for the ink.