Author Topic: Misc Credit Card Questions (Read 1896044 times)

D93 · « **Reply #3060 on:** March 01, 2016, 06:29:57 PM »

Quote from: mord1 on March 01, 2016, 06:28:39 PM

so even with an ein # they still will see I have more than 5/24 and be denied for the organization?

What does 5/24 have to do with anything?

Cappy · « **Reply #3061 on:** March 01, 2016, 07:05:16 PM »

Quote from: LoLo on March 01, 2016, 01:08:38 AM

Any other bank that reports immediately when balance is paid off the way chase does?

You can do it on discover and syncrony bank

Sync bank has cards like Walmart, ebates, samsclub etc...

Discover by request. sync by changing some of your personal info online . )like phone number of address change) can even be something like ... st to street

It doesn't actually have to be a $0 balance with sync and disco. Any amount, any time u want.

mord1 · « **Reply #3062 on:** March 01, 2016, 07:24:21 PM »

Quote from: D93 on March 01, 2016, 06:29:57 PM

What does 5/24 have to do with anything?

meaning even though I am applying for a card for my new organization, if lets say I apply for an ink card after the new rules go into affect, will the organization be denied, bec I am over the 5/24 rule? what about for amex cards- if I got the bonus- will my organization not get the bonus?

Zalc · « **Reply #3063 on:** March 01, 2016, 10:07:42 PM »

Quote from: Cappy on February 28, 2016, 03:57:22 AM

Reports also. But just like any other credit monitoring/reports site.

It won't give you everything like the Real expanded report, but it does the job for checking basic things

Can you please elaborate on what info is in the full report that is unavailable with this service, or similar ones?

Is there any way to see the full report besides annualcreditreport.com?

Cappy · « **Reply #3064 on:** March 01, 2016, 10:14:11 PM »

Quote from: Zalc on March 01, 2016, 10:07:42 PM

Can you please elaborate on what info is in the full report that is unavailable with this service, or similar ones?

Is there any way to see the full report besides annualcreditreport.com?

There is a way to go through the backdoor and you can see your full report there as well. I wouldn't suggest abusing it though, as many people have got locked out because of abuse.

zer0k1 · « **Reply #3065 on:** March 02, 2016, 12:46:07 AM »

I cancelled an Expedia booking and after a few days I disputed the charge that would soon be refunded... I was just impatient. Now, I see the amount was refunded twice. I assumed that one was the temporary credit that they issue during disputes, but they claim he dispute is "closed".... My card is closed and the amount is over $5000. I've explaining the situation to CS supervisors but they don't understand. Can I just keep it? Will they forsure take it back?

D93 · « **Reply #3066 on:** March 02, 2016, 12:47:03 AM »

Quote from: Cappy on March 01, 2016, 10:14:11 PM

There is a way to go through the backdoor and you can see your full report there as well. I wouldn't suggest abusing it though, as many people have got locked out because of abuse.

What's the back door?

Wizard · « **Reply #3067 on:** March 02, 2016, 12:56:00 AM »

Quote from: D93 on March 02, 2016, 12:47:03 AM

What's the back door?

+1

PillanSmye · « **Reply #3068 on:** March 02, 2016, 01:10:03 AM »

Quote from: D93 on March 02, 2016, 12:47:03 AM

What's the back door?

fake an online dispute

D93 · « **Reply #3069 on:** March 02, 2016, 01:48:01 AM »

Quote from: PillanSmye on March 02, 2016, 01:10:03 AM

fake an online dispute

Thanks

eliraps · « **Reply #3070 on:** March 02, 2016, 11:33:36 AM »

Quote from: eliraps on February 24, 2016, 04:13:49 AM

I downgraded by Barclay Lufthansa card to a no AF card. They said I'll get 10k points for 1k spend in the new card. I spent $600 and after that I put a refundable ticket on that card, and the points posted (did not pay bill).
Now that I've cancelled the ticket will they claw back the points?
(I don't really mind if they do, I just need to know if I should bother putting another $400 on that card)

The points for the ticket purchase have been removed but the sign up bonus is still there. Does that mean that they will not claw back these points?

rileywiles23 · « **Reply #3071 on:** March 02, 2016, 08:43:49 PM »

Bro. applied for Barclay card, and they pulled transunion.
Rep. tells him. that transunion has a diff. SSN listed on his credit report, then what he out on the app.
Does it make sense, that a CA could have associated the wrong SSN on the report ?!

Wizard · « **Reply #3072 on:** March 02, 2016, 11:32:30 PM »

Quote from: PillanSmye on March 02, 2016, 01:10:03 AM

fake an online dispute

What more info do you get when you make an online dispute?

meme · « **Reply #3073 on:** March 02, 2016, 11:48:55 PM »

Are PNC points worth anything?

newdealseeker · « **Reply #3074 on:** March 03, 2016, 01:32:19 AM »

Quote from: TimT on January 06, 2016, 06:43:14 AM

The teller refused to take a cash deposit yesterday because I didn't have a photo ID with me. She was happy to take checks though. I'll have to start using the ATM's more often.

Quote from: ydf on January 04, 2016, 08:13:45 PM

with all respect i think pillan is misinformed on this, i am paying for years every month all my chase credit cards with cash even huge amounts i just go in to a chase branch and i pay at window with cash never had any problems, i know plenty of ppl doing that and never had problems

Cash "deposits" have required photo ID for a while. Got a letter that as of Mar '16 you'll need photo ID for making cash "payments" to credit cards.
And it can only be the primary or authorized user on the card you're paying.

yochiek93 · « **Reply #3075 on:** March 03, 2016, 03:24:50 PM »

Applying online and by phone on the same day is one pull or double?

benjie1305 · « **Reply #3076 on:** March 03, 2016, 03:27:10 PM »

Quote from: yochiek93 on March 03, 2016, 03:24:50 PM

Applying online and by phone on the same day is one pull or double?

No difference how you are applying. If online is 1, phone is also 1.

yochiek93 · « **Reply #3077 on:** March 03, 2016, 03:28:11 PM »

Quote from: benjie1305 on March 03, 2016, 03:27:10 PM

No difference how you are applying. If online is 1, phone is also 1.

Was wondering if the pulls come up different if applying online and phone but I guess not

benjie1305 · « **Reply #3078 on:** March 03, 2016, 03:47:06 PM »

Quote from: yochiek93 on March 03, 2016, 03:28:11 PM

Was wondering if the pulls come up different if applying online and phone but I guess not

No.

Mr. CC · « **Reply #3079 on:** March 03, 2016, 04:57:10 PM »

Any ideas of how to get on the mailing lists for targeted offers?
Airline: sign up to frequent flyer program.
CC companies: ____

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Author Topic: Misc Credit Card Questions (Read 1896044 times)