Author Topic: Misc Credit Card Questions (Read 1917220 times)

David Smith · « **Reply #3380 on:** March 30, 2016, 12:46:48 PM »

Quote from: Wizard on March 30, 2016, 12:37:27 PM

Its giving me an error "Federal tax ID cant be the same as SS"...

Leave it blank.

Wizard · « **Reply #3381 on:** March 30, 2016, 12:56:34 PM »

Quote from: David Smith on March 30, 2016, 12:46:48 PM

Leave it blank.

ETA: Tried and doesn't allow it to be blank and doesn't allow me to submit app w same as SS. Do 1 digit off of SS?

Is the SPG number a problem or I can have them change it before the 35k are put on?

tzifanya54 · « **Reply #3382 on:** March 30, 2016, 01:49:12 PM »

Quote from: Wizard on March 30, 2016, 12:56:34 PM

Is the SPG number a problem or I can have them change it before the 35k are put on?

Most likely the system will add it automatically. Even if it generates a new number, you can just easily merge them later.

David Smith · « **Reply #3383 on:** March 30, 2016, 01:56:16 PM »

Quote from: Wizard on March 30, 2016, 12:56:34 PM

ETA: Tried and doesn't allow it to be blank and doesn't allow me to submit app w same as SS. Do 1 digit off of SS?

Is the SPG number a problem or I can have them change it before the 35k are put on?

You put down business type as sole proprietorship?

Wizard · « **Reply #3384 on:** March 30, 2016, 02:04:42 PM »

Quote from: David Smith on March 30, 2016, 01:56:16 PM

You put down business type as sole proprietorship?

Oh, could be cuz I did partnership... Anyway I went ahead with it with Tax id 1 off because I wasn't sure when this afternoon the offer was ending (before Dan wrote 2:59pm EST) and it said to call. Called and was declined because of "only have credit history within last 12 months, too many new applications, etc." Offered to send to reconsideration but said that would be another pull, which would be my 3rd pull which may have Experian upset about removing it. Should I do the reconsideration or leave it and loose the 35k offer?

David Smith · « **Reply #3385 on:** March 30, 2016, 02:05:57 PM »

Quote from: Wizard on March 30, 2016, 02:04:42 PM

Oh, could be cuz I did partnership... Anyway I went ahead with it with Tax id 1 off because I wasn't sure when this afternoon the offer was ending (before Dan wrote 2:59pm EST) and it said to call. Called and was declined because of "only have credit history within last 12 months, too many new applications, etc." Offered to send to reconsideration but said that would be another pull, which would be my 3rd pull which may have Experian upset about removing it. Should I do the reconsideration or leave it and loose the 35k offer?

Reapply as a sole proprietor, in my opinion. Applying as a legal partnership may constitute fraud.

theblakdavid · « **Reply #3386 on:** March 30, 2016, 02:07:48 PM »

Quote from: David Smith on March 30, 2016, 02:05:57 PM

Reapply as a sole proprietor, in my opinion. Applying as a legal partnership may constitute fraud.

+1

unclesam · « **Reply #3387 on:** March 30, 2016, 02:18:01 PM »

Quote from: tzifanya54 on March 30, 2016, 02:49:29 AM

Is chase still 103 days for signup bonus. Friend of mine is @ 91 days from approval, rep said he missed the cutoff date. I remember something about 103 days though.

I applied on 12/24 they told me I have till 4/19. App was pending about 2 weeks

tzifanya54 · « **Reply #3388 on:** March 30, 2016, 02:18:59 PM »

Quote from: unclesam on March 30, 2016, 02:18:01 PM

I applied on 12/24 they told me I have till 4/19. App was pending about 2 weeks

Thanks for the datapoint.

Wizard · « **Reply #3389 on:** March 30, 2016, 02:19:30 PM »

Quote from: David Smith on March 30, 2016, 02:05:57 PM

Reapply as a sole proprietor, in my opinion. Applying as a legal partnership may constitute fraud.

Even though they said it was for other reasons that I was declined?

David Smith · « **Reply #3390 on:** March 30, 2016, 02:30:52 PM »

Quote from: Wizard on March 30, 2016, 02:19:30 PM

Even though they said it was for other reasons that I was declined?

You don't want it approved as a partnership.

Venilla · « **Reply #3391 on:** March 30, 2016, 02:31:18 PM »

Quote from: Wizard on March 30, 2016, 02:19:30 PM

Even though they said it was for other reasons that I was declined?

Yes. And never do this again...

ETA: I'd also call and ask them to cancel the partnership application.

Emkay · « **Reply #3392 on:** March 30, 2016, 02:32:19 PM »

Has anyone successfully churned a Chase Co-branded card in the past month or two?

Wizard · « **Reply #3393 on:** March 30, 2016, 02:33:17 PM »

Quote from: David Smith on March 30, 2016, 02:30:52 PM

You don't want it approved as a partnership.

I understand - although I'm not sure what's so bad about saying I have a business as a partnership but what I'm asking is should I even bother reapplying being that I was declined already?

Wizard · « **Reply #3394 on:** March 30, 2016, 02:34:40 PM »

Quote from: Venilla on March 30, 2016, 02:31:18 PM

Yes. And never do this again...

ETA: I'd also call and ask them to cancel the partnership application.

Ok I can do that. Why is it so terrible?

Venilla · « **Reply #3395 on:** March 30, 2016, 02:35:30 PM »

Quote from: Wizard on March 30, 2016, 02:34:40 PM

Ok I can do that. Why is it so terrible?

Quote from: David Smith on March 30, 2016, 02:05:57 PM

Reapply as a sole proprietor, in my opinion. Applying as a legal partnership may constitute fraud.

Wizard · « **Reply #3396 on:** March 30, 2016, 02:39:55 PM »

Quote from: Venilla on March 30, 2016, 02:35:30 PM

Fake tax ID...

Ok do you think I have a better chance of getting approved as sole prop still or don't bother?

ETA: Amex saying can't cancel app after decline...

David Smith · « **Reply #3397 on:** March 30, 2016, 02:42:55 PM »

Quote from: Wizard on March 30, 2016, 02:39:55 PM

Ok do you think I have a better chance of getting approved as sole prop still or don't bother?

ETA: Amex saying can't cancel app after decline...

Then leave it. Don't push it through.

pixi · « **Reply #3398 on:** March 30, 2016, 02:43:02 PM »

I just added a AU to my biz plat card and i got a message that "Pending final verification of your application" does it mean anything or its normal ?

Wizard · « **Reply #3399 on:** March 30, 2016, 02:47:20 PM »

Quote from: David Smith on March 30, 2016, 02:42:55 PM

Then leave it. Don't push it through.

Don't push to cancel the app or don't push to do another app as sole prop?

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Author Topic: Misc Credit Card Questions (Read 1917220 times)