Misc Credit Card Questions

[Venilla]

Don't push to cancel the app or don't push to do another app as sole prop?

Don't push the partnership application through and hope it gets declined.

[Wizard]

Don't push the partnership application through and hope it gets declined.

It was already declined. That's why Amex said I can't cancel. Should I reapply as sole prop or I won't get approved for that too?

[unclesam]

By amex application status I see application in progress from last month without a name of a card does it make sense its from moving credit lines? Can't think of anything else

[CS91]

Has anyone successfully churned a Chase Co-branded card in the past month or two?

Not sure if this is exactly what you're looking for, but I closed my Hyatt card in the beginning of February and reapplied for it 30 days later and got approved. Waiting for free nights to post, but Chase confirmed that the welcome offer is attached to the card.

[emjee]

Not sure if this is exactly what you're looking for, but I closed my Hyatt card in the beginning of February and reapplied for it 30 days later and got approved. Waiting for free nights to post, but Chase confirmed that the welcome offer is attached to the card.

Chase Hyatt "co branded". Canceled on last two months , reapplied & got approved. That's what he's looking for.

[Wizard]

Was asked to call in on second Amex SPG business application after I was declined earlier today. Is it better to wait to call a few days for a better chance at approval or better to call today so can combine pulls? Thanks in advance!

[moshewoodmere01]

Was asked to call in on second Amex SPG business application after I was declined earlier today. Is it better to wait to call a few days for a better chance at approval or better to call today so can combine pulls? Thanks in advance!

Do they not give the 5 day wait shpiel  for business cards?

[moshewoodmere01]

Also just an interesting data point I came across today. Applied for DWs citicard today
Denied on basis of no established credit.
Turns out EQ still has her maiden name and I used her current name on the app.
Warning to any recent name changers to call CU beforehand to update

[pixi]

Also just an interesting data point I came across today. Applied for DWs citicard today
Denied on basis of no established credit.
Turns out EQ still has her maiden name and I used her current name on the app.
Warning to any recent name changers to call CU beforehand to update

Wow. isn't the CR being pulled based on the social security number?

[Wizard]

Do they not give the 5 day wait shpiel  for business cards?

I don't think so. When I applied earlier today for SPG business and was asked to call, they put me on hold and then declined. Should I wait to call about my second app or call today?

[David Smith]

I don't think so. When I applied earlier today for SPG business and was asked to call, they put me on hold and then declined. Should I wait to call about my second app or call today?

Call today. Probably too late now, anyways.

[moshewoodmere01]

Call today. Probably too late now, anyways.

+1 keep trying until you win

[Wizard]

Call today. Probably too late now, anyways.

Too late for what? I Called before 12 and was declined again I don't think I should do reconsideration right?

+1 keep trying until you win

What do you mean keep trying?

[David Smith]

Too late for what? I Called before 12 and was declined again I don't think I should do reconsideration right?
What do you mean keep trying?

You can call tomorrow and have them send it to underwriting, but chances are slim.

[Wizard]

You can call tomorrow and have them send it to underwriting, but chances are slim.

underwriting is same as reconsideration?
I'm nervous Experian won't combine all these pulls (1 for SPG personal, 1 for first business app, 1 for second app, and 1 for recon now)

[David Smith]

underwriting is same as reconsideration?
I'm nervous Experian won't combine all these pulls (1 for SPG personal, 1 for first business app, 1 for second app, and 1 for recon now)

Underwriting is similar to recon, but you can't talk to them. Don't worry about the pulls.

[Wizard]

Underwriting is similar to recon, but you can't talk to them. Don't worry about the pulls.

Ok, will call tomorrow and ask for it to be sent to underwriting. Then hope that Experian will combine all these pulls at the end.

Thanks a mil, David Smith (and the others who helped)

[eliraps]

I have an amex app pending. What's the number to call the Indians?

I pay $9 a month for life lock insurance. There supposed to contact me to verify every time there's a hard pull on my CR. Recently, I have applied for a few cards and never been contacted by them. Any known data on this?

[Emkay]

I have an amex app pending. What's the number to call the Indians?

I pay $9 a month for life lock insurance. There supposed to contact me to verify every time there's a hard pull on my CR. Recently, I have applied for a few cards and never been contacted by them. Any known data on this?

18004435502.

[eliraps]

18004435502.

Called and they said the system puts it on hold for five days. because application was submitted together with another card. What's the protocol now? Wait? HUCA?