Author Topic: Misc Credit Card Questions  (Read 1895765 times)

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #3600 on: April 20, 2016, 12:20:12 PM »
Is there an issue paying (pushing payment) a cc under someone else's name from a bank account under my name? I am an AU on the card.
from the bank account or from the cc

Offline noturbizniss

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Re: Misc Credit Card Questions
« Reply #3601 on: April 20, 2016, 12:21:20 PM »
from the bank account or from the cc
Pushing from bank account under my name to cc I'm au on
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #3602 on: April 20, 2016, 12:24:14 PM »
Pushing from bank account under my name to cc I'm au on
I always do it w/o a problem even w/o being an au

Offline username

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Re: Misc Credit Card Questions
« Reply #3603 on: April 20, 2016, 12:34:25 PM »
Is there an issue paying (pushing payment) a cc under someone else's name from a bank account under my name? I am an AU on the card.
read here
Amexserve/Softcard
^^^

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #3604 on: April 20, 2016, 12:39:14 PM »
I always do it w/o a problem even w/o being an au
It can be an issue

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #3605 on: April 20, 2016, 12:44:28 PM »
It can be an issue
you've had problems? i do it on a regular basis ( a few times a month) and never had a problem

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #3606 on: April 20, 2016, 12:46:52 PM »
you've had problems? i do it on a regular basis ( a few times a month) and never had a problem
There are reports of problems

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #3607 on: April 20, 2016, 12:48:27 PM »
There are reports of problems
weren't those making a payment from cc to their bank account

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #3608 on: April 20, 2016, 12:50:36 PM »
weren't those making a payment from cc to their bank account
Both

Offline david23

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Re: Misc Credit Card Questions
« Reply #3609 on: April 20, 2016, 02:54:28 PM »
can I get into airport lounges with a closed amex platinum card?

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #3610 on: April 20, 2016, 02:55:33 PM »
can I get into airport lounges with a closed amex platinum card?
Delta/AC-yes, Centurion-no, Priority Pass will likely be cancelled.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline david23

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Re: Misc Credit Card Questions
« Reply #3611 on: April 20, 2016, 02:57:06 PM »
Thanks.

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #3612 on: April 20, 2016, 05:43:43 PM »
Should I have them add me a few times to help more? And what happens if they close the account?
Bump please
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #3613 on: April 21, 2016, 08:43:50 AM »
I just opened a Corp., is there any quick way to build up business credit, like adding AU?
Also, is there any point to do so, being that i only need the credit for CC where they'll anyway pull my personal credit too?
BUMP

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #3614 on: April 21, 2016, 11:12:49 PM »
I added  my sister as an AU on a BofA CC. They didn't ask for her social or anything like that.  Is my sister building credit by being an AU?

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #3615 on: April 22, 2016, 12:20:01 PM »
I added  my sister as an AU on a BofA CC. They didn't ask for her social or anything like that.  Is my sister building credit by being an AU?

CC issuers don't need a SSN to find your AUs. 

AU accounts don't always report, especially if the address is different, but this has nothing to do with not using a SSN.  EQ especially does not like to report non-spousal AUs.

Offline Schneur22

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Re: Misc Credit Card Questions
« Reply #3616 on: April 22, 2016, 12:30:58 PM »
CC issuers don't need a SSN to find your AUs. 

AU accounts don't always report, especially if the address is different, but this has nothing to do with not using a SSN.  EQ especially does not like to report non-spousal AUs.
We have the same address... Anyways can I find out if their reporting her? And if not, how can she build credit?

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #3617 on: April 22, 2016, 12:38:11 PM »
We have the same address... Anyways can I find out if their reporting her? And if not, how can she build credit?

You can check her reports to see if they are reporting already.

To build credit, she really needs cards in her own name. 

FWIW my wife was approved by Amex twice and also Chase with only AU accounts reporting.

Offline GAM Z.

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Re: Misc Credit Card Questions
« Reply #3618 on: April 22, 2016, 01:40:26 PM »
CC issuers don't need a SSN to find your AUs. 

AU accounts don't always report, especially if the address is different, but this has nothing to do with not using a SSN.  EQ especially does not like to report non-spousal AUs.
If the address is the same, will they realize that its not a spouse?

Offline Mendelssohn

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Re: Misc Credit Card Questions
« Reply #3619 on: April 22, 2016, 02:05:28 PM »
If the address is the same, will they realize that its not a spouse?

I'm not sure how they verify AUs, but having the address match is the best thing you can do.