Misc Credit Card Questions

[3yummyboys]

You sure u didn't push from your account? I guess if someone else pushed the payment from their bank and put in wrong number that could happen. That's always been my fear. That's why I always do $1 test when pushing payments.

What do you mean by pushing payments?

[David Smith]

What do you mean by pushing payments?

Using bank bill pay to send payment to card instead of using bill pay in card to request payment from bank account.

[Yitzshpitz]

If I was at 4/24 I wouldn't waste it on a freedom.
Yes you can apply for more than one card, it's what's on the report that counts, going for 3 cards could be tough with Chase these days.

+1

Twice within the last year I went for 3 cards and both times after many HUCA ended up with only 2 of the cards. They're impossible these days

[ben89]

You sure u didn't push from your account? I guess if someone else pushed the payment from their bank and put in wrong number that could happen. That's always been my fear. That's why I always do $1 test when pushing payments.

no the weird thing was it was a check that was used as payment and I never pay my bills with checks...

[Marko Rubio]

no chase freedom 5% bonus this year by gas stations in the summer? 

[noturbizniss]

no chase freedom 5% bonus this year by gas stations in the summer? 

Buy gas cards at Costco and bjs

[Marko Rubio]

Buy had cards at Costco and bjs

had cards? whats that?

[noturbizniss]

had cards? whats that?

Typo. Gas

[Marko Rubio]

Typo. Gas

can u pls elaborate? u mean gas gift cards or what?

[David Smith]

can u pls elaborate? u mean gas gift cards or what?

Yes

[sruliL]

I have $400 on Serve that I loaded from an AMEX. I want to use the Serve funds to pay AMEX but the transaction hasn't posted yet, it is still pending. Is it bad for me to process bill pay before the transaction posts?

[Der Deutsche Jude]

I have $400 on Serve that I loaded from an AMEX. I want to use the Serve funds to pay AMEX but the transaction hasn't posted yet, it is still pending. Is it bad for me to process bill pay before the transaction posts?

It is bad to use serve to pay the credit card that you loaded it with.

[pixi]

If I dispute a AU cc from my CR and I don't close the AU card will it reappear on my CR after it was removed?

[mord1]

I am becoming the temporary executive director of a kollel and as I am reviewing the finances, the first thing I check is the credit cards. So I  found 1 card the CL is maxed out and they are paying 28.99%!!! interest and making the minimum monthly payments. Can I open a new card and do a balance transfer?  I obviously don't want this showing on my report- that only minimum payments are made or the balance. Will this affect me in anyway besides a pull? any recommendations on a card I can do a business balance transfer with 0% interest for a year and no transfer fees? TIA. PMs welcomed for any advice on how to handle this

[David Smith]

I am becoming the temporary executive director of a kollel and as I am reviewing the finances, the first thing I check is the credit cards. So I  found 1 card the CL is maxed out and they are paying 28.99%!!! interest and making the minimum monthly payments. Can I open a new card and do a balance transfer?  I obviously don't want this showing on my report- that only minimum payments are made or the balance. Will this affect me in anyway besides a pull? any recommendations on a card I can do a business balance transfer with 0% interest for a year and no transfer fees? TIA. PMs welcomed for any advice on how to handle this

Chase ink cash

[mord1]

Chase ink cash

will I be approved if I am over 5/24? this will not affect my personal credit score or hurt me personally in anyway? pay the 5% transfer fee?

[David Smith]

will I be approved if I am over 5/24? this will not affect my personal credit score or hurt me personally in anyway? pay the 5% transfer fee?

Even if you pay 5%, if it saves you from 2 months of interest, it's worth it.

This card is impacted by 5/24. Maybe if it wasn't in your name...

You can also try the Amex simply cash plus for 9 months 0% APR.

[mord1]

Even if you pay 5%, if it saves you from 2 months of interest, it's worth it.

This card is impacted by 5/24. Maybe if it wasn't in your name...

You can also try the Amex simply cash plus for 9 months 0% APR.

maskim,  but just in general, will this balance affect my personal score, or only paying the minimum payment affect me personally in any way, besides the 1 pull?

[David Smith]

maskim,  but just in general, will this balance affect my personal score, or only paying the minimum payment affect me personally in any way, besides the 1 pull?

If the card doesn't report to your personal profile, (chase and amex don't, cap1 will), it won't affect you unless the balance goes into default.

[noturbizniss]

If I dispute a AU cc from my CR and I don't close the AU card will it reappear on my CR after it was removed?

No it will not come back