Author Topic: Misc Credit Card Questions  (Read 1865116 times)

Offline Ydad

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Offline unclesam

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Re: Misc Credit Card Questions
« Reply #4181 on: July 12, 2016, 02:54:44 PM »
How many days after statement close does amex update to experian?

Offline Der Deutsche Jude

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Re: Misc Credit Card Questions
« Reply #4182 on: July 12, 2016, 03:08:34 PM »
How many days after statement close does amex update to experian?
My Amex balance always gets updated to Experian CR on closing date

Offline unclesam

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Re: Misc Credit Card Questions
« Reply #4183 on: July 12, 2016, 03:53:51 PM »
My Amex balance always gets updated to Experian CR on closing date
thank you

Offline lg55

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Re: Misc Credit Card Questions
« Reply #4184 on: July 12, 2016, 10:07:51 PM »
Trying to earn some miles, I am planning on applying for the Gold Delta SkyMiles Credit Card, American Express Premier Rewards Gold Card, and the Amex EveryDay Credit Card. Each have a sign up bonus and I figured the EverDay card would be good to hold my miles when I cancel the other two before I receive the annual fee.

I recently got the chase sapphire preferred card about a month ago so I don't know if that will affect any approvals.

My credit score is 763 but by credit history is only about 4-5 years old.

Please let me know if this is a good idea or if you have any other recommendations.

Online TimT

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Re: Misc Credit Card Questions
« Reply #4185 on: July 12, 2016, 10:12:03 PM »
Trying to earn some miles, I am planning on applying for the Gold Delta SkyMiles Credit Card, American Express Premier Rewards Gold Card, and the Amex EveryDay Credit Card. Each have a sign up bonus and I figured the EverDay card would be good to hold my miles when I cancel the other two before I receive the annual fee.

I recently got the chase sapphire preferred card about a month ago so I don't know if that will affect any approvals.

My credit score is 763 but by credit history is only about 4-5 years old.

Please let me know if this is a good idea or if you have any other recommendations.
That should be long enough for amex. The delta doesn't earn MR points.

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #4186 on: July 12, 2016, 10:53:06 PM »
If i add myself as an AU to DW cc, and remove myself before the next statement closing, will it show up on my CR?
BUMP

Offline S209

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Re: Misc Credit Card Questions
« Reply #4187 on: July 12, 2016, 10:55:36 PM »
BUMP
Reports from the chase 5/24 thread were that you need to remove the history with your credit bureaus
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #4188 on: July 12, 2016, 10:57:35 PM »
Reports from the chase 5/24 thread were that you need to remove the history with your credit bureaus
His question is based on the fact that if it's before the closing of the statement it doesn't show on the report

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #4189 on: July 13, 2016, 02:09:51 AM »
His question is based on the fact that if it's before the closing of the statement it doesn't show on the report
Chase often reports mid-cycle - such as if you PIF - so there is no way to guarantee what he wants one way or another.

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #4190 on: July 13, 2016, 02:14:33 AM »
Chase often reports mid-cycle - such as if you PIF - so there is no way to guarantee what he wants one way or another.
I'm referring to amex now, so if they don't report mid-cycle it won't come up on my report, correct?

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4191 on: July 13, 2016, 05:42:39 AM »
I'm referring to amex now, so if they don't report mid-cycle it won't come up on my report, correct?
Correct

Offline username

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Re: Misc Credit Card Questions
« Reply #4192 on: July 13, 2016, 09:22:47 AM »
If I have two RSVP's enticing me to get an Amex Business Gold card, with no language, can i apply and be approved for two of the same card at the same time for a sole proprioty business under may social security number?
And if yes, do I need to change the business name?
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Offline newdealseeker

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Re: Misc Credit Card Questions
« Reply #4193 on: July 14, 2016, 01:49:44 AM »
that has nothing to do with this
Sorry if this quote is from a long time ago...
I was just trying to say that they could come after you even if it's after a long time.

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4194 on: July 14, 2016, 07:32:36 AM »
If I have two RSVP's enticing me to get an Amex Business Gold card, with no language, can i apply and be approved for two of the same card at the same time for a sole proprioty business under may social security number?
And if yes, do I need to change the business name?
Good question

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #4195 on: July 14, 2016, 10:58:06 AM »
I applied for an Amex card over the phone. When I check the application status, the app. doesn't show up online, and recon. cant see it either.
Any have this before?
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Offline Der Deutsche Jude

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Re: Misc Credit Card Questions
« Reply #4196 on: July 14, 2016, 03:10:50 PM »
Is there a way to add an AU card (a real one) to my own online Amex account, or must I create a new one for the AU?

Offline username

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Re: Misc Credit Card Questions
« Reply #4197 on: July 14, 2016, 03:23:55 PM »
Is there a way to add an AU card (a real one) to my own online Amex account, or must I create a new one for the AU?
Yes. Click the tab labled 'CARDS" towards the upper right hand side.
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Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #4198 on: July 14, 2016, 04:20:30 PM »
I applied for an Amex card over the phone. When I check the application status, the app. doesn't show up online, and recon. cant see it either.
Any have this before?
Had some technical error but it showed up now.
« Last Edit: July 14, 2016, 04:36:26 PM by rileywiles23 »
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Online mord1

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Re: Misc Credit Card Questions
« Reply #4199 on: July 14, 2016, 07:20:06 PM »
I wanted to cancel my dental insurance today before i got charged for the next month tomorrow, but just missed the insure company CS. They just closed. If they charge my card, can I dispute it with Barclays?