Author Topic: Misc Credit Card Questions  (Read 1865429 times)

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #4240 on: July 24, 2016, 02:51:47 AM »
iirc there has never been a better one
There was a 50k targeted offer a few months ago.

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #4241 on: July 24, 2016, 02:32:41 PM »
There was a 50k targeted offer a few months ago.
thats better than 2 nights?

Offline Emkay

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Re: Misc Credit Card Questions
« Reply #4242 on: July 24, 2016, 02:37:22 PM »
thats better than 2 nights?
Depends.

Offline bmw

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Re: Misc Credit Card Questions
« Reply #4243 on: July 24, 2016, 04:35:12 PM »
I am being offered 25k by amex to upgrade my delta platinum to a delta gold. if I do that will that disqualify me from a getting a signup bonus in the future on the delta platinum ? [I have never had it before].

Offline cholent

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Re: Misc Credit Card Questions
« Reply #4244 on: July 24, 2016, 04:37:17 PM »
I am being offered 25k by amex to upgrade my delta platinum to a delta gold. if I do that will that disqualify me from a getting a signup bonus in the future on the delta platinum ? [I have never had it before].
You mixed up your question, but the answer is yes
Don't ask stupid questions and you won't get stupid answers

Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #4245 on: July 24, 2016, 04:39:05 PM »


I am being offered 25k by amex to upgrade to delta platinum from delta gold. if I do that will that disqualify me from a getting a signup bonus in the future on the delta platinum ? [I have never had it before].
ftfy
Yes


Offline chinagel

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Re: Misc Credit Card Questions
« Reply #4246 on: July 24, 2016, 06:15:02 PM »
which banks still backdate credit reporting for aus

Offline David Smith

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Re: Misc Credit Card Questions
« Reply #4247 on: July 24, 2016, 06:34:27 PM »
which banks still backdate credit reporting for aus
Everyone but amex
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #4248 on: July 24, 2016, 06:37:47 PM »
Everyone but amex
thanks. so if i add an au and wait till the statement closes he can apply like hes been a cardholder since i got the card

Offline Ydad

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Re: Misc Credit Card Questions
« Reply #4249 on: July 24, 2016, 07:20:42 PM »
Is there any way to find out what exactly is the foreign exchange rate that Amex will give me? Specifically for CAD.

Offline yitrap

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Re: Misc Credit Card Questions
« Reply #4250 on: July 24, 2016, 07:33:40 PM »
Is there any way to find out what exactly is the foreign exchange rate that Amex will give me? Specifically for CAD.
Goes based on the current exchange...has to be exact iinm

Offline Ydad

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Re: Misc Credit Card Questions
« Reply #4251 on: July 24, 2016, 07:59:42 PM »
Goes based on the current exchange...has to be exact iinm
So basically I google CAD to USD and whatever I get is what Amex gives me? Nice!

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4252 on: July 25, 2016, 05:35:17 AM »
thanks. so if i add an au and wait till the statement closes he can apply like hes been a cardholder since i got the card
IME , not that quick but you can monitor his credit and when report shows , go for it

Offline BWG

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Re: Misc Credit Card Questions
« Reply #4253 on: July 25, 2016, 12:42:09 PM »
Wish to close my Slate card with 16K credit line that i have had over 20 years.  they charge $99 fee that they wont waive. Its a joint liability card so they wont transfer  credit line to my or my husband's other chase cards. (20 years ago they did joint cards , now they dont).  Do I call and increase my Sapphire Line before or after I close my Slate?  Credit score is otherwise very good. thank you

Offline rileywiles23

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Re: Misc Credit Card Questions
« Reply #4254 on: July 25, 2016, 12:48:41 PM »
Wish to close my Slate card with 16K credit line that i have had over 20 years.  they charge $99 fee that they wont waive. Its a joint liability card so they wont transfer  credit line to my or my husband's other chase cards. (20 years ago they did joint cards , now they dont).  Do I call and increase my Sapphire Line before or after I close my Slate?  Credit score is otherwise very good. thank you
They are charging you $99 on your slate card !?
Life is as good as you make it...

Offline emjee

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Re: Misc Credit Card Questions
« Reply #4255 on: July 25, 2016, 12:51:55 PM »
Wish to close my Slate card with 16K credit line that i have had over 20 years.  they charge $99 fee that they wont waive. Its a joint liability card so they wont transfer  credit line to my or my husband's other chase cards. (20 years ago they did joint cards , now they dont).  Do I call and increase my Sapphire Line before or after I close my Slate?  Credit score is otherwise very good. thank you
Just keep it open

Offline TimT

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Re: Misc Credit Card Questions
« Reply #4256 on: July 25, 2016, 12:56:20 PM »
Wish to close my Slate card with 16K credit line that i have had over 20 years.  they charge $99 fee that they wont waive. Its a joint liability card so they wont transfer  credit line to my or my husband's other chase cards. (20 years ago they did joint cards , now they dont).  Do I call and increase my Sapphire Line before or after I close my Slate?  Credit score is otherwise very good. thank you
What kind of fee ?

Offline Cappy

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Re: Misc Credit Card Questions
« Reply #4257 on: July 25, 2016, 01:04:26 PM »
Wish to close my Slate card with 16K credit line that i have had over 20 years.  they charge $99 fee that they wont waive. Its a joint liability card so they wont transfer  credit line to my or my husband's other chase cards. (20 years ago they did joint cards , now they dont).  Do I call and increase my Sapphire Line before or after I close my Slate?  Credit score is otherwise very good. thank you

What are they charging $99 for?

Offline yitzyul

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Re: Misc Credit Card Questions
« Reply #4258 on: July 25, 2016, 01:20:54 PM »
1) Anyway to tell when I can apply for another chase card? I have no clue as when I opened what cards, with citi or chase or amex? my credit report is to confusing as I have been a user on numerous cards and not sure which is what.

2) How can I figure out which amex I can reapply for the signup bonus and which one has the lifetime on it?

Offline Ydad

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Re: Misc Credit Card Questions
« Reply #4259 on: July 25, 2016, 01:23:15 PM »
1) Anyway to tell when I can apply for another chase card? I have no clue as when I opened what cards, with citi or chase or amex? my credit report is to confusing as I have been a user on numerous cards and not sure which is what.
Get rid of recent au's on you're CR and only count accounts that are you're responsibility.