Misc Credit Card Questions

[JTZ]

In regards to 5/24, do I need to remove AU from all 3 credit bureaus or just experian is enough?

Depends which CB chase pulls in your area.

They might also pull a soft first from a different CB so be careful.

[YOSSI170]

They might also pull a soft first from a different CB so be careful.

So I have to call up all 3 CB, uch... was on hold now with experian for 30 mins, actual phone call took 2 minutes and got it done, no patience to do the same with other 2

[JTZ]

So I have to call up all 3 CB, uch... was on hold now with experian for 30 mins, actual phone call took 2 minutes and got it done, no patience to do the same with other 2

Dispute online first. Did you get Amex AU's removed with EX? Some are having a hard time.

[YOSSI170]

Did you get Amex AU's removed with EX? Some are having a hard time.

Yes, they said they will remove it and notify me via mail within 30 days when it's done

[dealfinder85]

Yes, they said they will remove it and notify me via mail within 30 days when it's done

they said theyll remove it or dispute it?

[MasterAmex]

Is there any card from amex that will be approved even without a credit history?

[YOSSI170]

they said theyll remove it or dispute it?

Truth is I don't remember exactly the words, but i also told them to remove an inquiry and they right away said they can't, here they didn't say that, i hope it's being removed.

[dealfinder85]

Truth is I don't remember exactly the words, but i also told them to remove an inquiry and they right away said they can't, here they didn't say that, i hope it's being removed.

i hope for your sake
but i have been arguing iwth them and they say theyll dispute (Again), but amex is very annoying about removing

[YOSSI170]

Can anyone share from personal experience how long it took for them to remove AU from report?

[dealfinder85]

Can anyone share from personal experience how long it took for them to remove AU from report?

non amex was like a week or so
amex wont budge

[YOSSI170]

non amex was like a week or so
amex wont budge

No one had success removing amex AU??

[dealfinder85]

No one had success removing amex AU??

ppl have
i didnt

[YOSSI170]

ppl have
i didnt

Gotch ya, anyone to share how long it took to remove amex AU?

[night-owl]

I still get the 10% + 10 pts per dollar bonus on my old freedom. Would it be more worthwhile for me to do my basic spending on my old freedom than the new freedom unlimited? Besides for when its bonus category spending for which I will definitely use my old freedom..

Depends how much $ the transaction is.

What should my calculation be?

[Wizard]

I am 4/24 in regard to the chase 5/24 rule. I would like to try to apply for 2 (or 3?) cards at once. I would greatly appreciate everyone's expert opinion of how many I can try at once and which ones I should try? Thanks so much!

[1najol1]

I closed a bgr card in the past, but i got a spend 5k 75k mr bonus offer on my account & i applied for it & i was successful & got the 75k mr already so i want to know can i use this offer again? my offer is still available on my online account

[mord1]

A kollel wants to use my business card for everyday spending, I know that they will not be able to pay the full amount back, but will pay the minimum. Is that bad for my CR or CS? or as long as they make the minimum I will be fine? I would give them Amex or chase

[TimT]

A kollel wants to use my business card for everyday spending, I know that they will not be able to pay the full amount back, but will pay the minimum. Is that bad for my CR or CS? or as long as they make the minimum I will be fine? I would give them Amex or chase

What percentage of your CL will they be using ? Who's paying the interest fee ?

[mord1]

What percentage of your CL will they be using ? Who's paying the interest fee ?

lets say they max it out, they will pay the interest

[yochiek93]

lets say they max it out, they will pay the interest

Bad for your score