Author Topic: Misc Credit Card Questions  (Read 2032727 times)

Offline lechatchileh ariber

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Re: Misc Credit Card Questions
« Reply #4620 on: September 09, 2016, 06:42:14 PM »
Did he try to shift the credit to another card?
He wants the card not the cl
Definitely try HUCA.  and even a 3rd call, if necessary.
If all else fails, call to see which other card he has that may have a low fee cash advance check and move the credit line there.  But be sure to move the credit line to some other card.
Thx
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Offline David Smith

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Re: Misc Credit Card Questions
« Reply #4621 on: September 09, 2016, 06:48:10 PM »
He wants the card not the clThx
If the no BT fee is standard, he can PC another card to a slate after transferring the balance.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline curry30

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Re: Misc Credit Card Questions
« Reply #4622 on: September 10, 2016, 10:07:56 PM »
didn't know where to ask this but would appreciate the help. My Chase banker told me to speak with the CPC banker because it shows her that I am invited to apply for it there. I made a meeting with the CPC banker and I am just wondering exactly what happens during this meeting? Do you actually need to move funds the same day? Is the CPC status instant? Do I have to open all the CPC accounts or can I just chose the checking or the savings account etc. Do they make you sign any type of contract to keep funds with them? What should I expect? Would appreciate the insight. Thank you!

Offline yossig

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Re: Misc Credit Card Questions
« Reply #4623 on: September 10, 2016, 10:35:34 PM »
i have 50k citi ty points that are (taxable) not transferable and i closed my ty cc already and have till sep 16 to use them
any suggestions what is the most profitable way to redeem?

Offline regular

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Re: Misc Credit Card Questions
« Reply #4624 on: September 10, 2016, 10:37:02 PM »
I have 4 SPG cards laying around from the 35k bonus. My question is I only really need one any advantage or disadvantage closing the rest?? I do not need the CL.

On a side note: I combined my SPGaccount with my wife's by mistake instead of transfer the points and they combined the credits towards  elite to a total of 20 nights and 8 stays.
How do you do that? And once you do it do the points earned on both spg cards go to that joined acct?

Offline eli232

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Re: Misc Credit Card Questions
« Reply #4625 on: September 11, 2016, 12:07:44 AM »
does chase 5/24 rule applicable only on their cards? how about the united explorer card? anyone with experience.?

Online TimT

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Re: Misc Credit Card Questions
« Reply #4626 on: September 11, 2016, 12:25:50 AM »
does chase 5/24 rule applicable only on their cards?
From any bank

Offline mmgfarb

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Misc Credit Card Questions
« Reply #4627 on: September 11, 2016, 12:30:28 AM »
From any bank
I think he meant to ask which cards are affected by it not wich cards count against 5/24.
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Offline yochiek93

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Re: Misc Credit Card Questions
« Reply #4628 on: September 11, 2016, 01:29:33 AM »
does chase 5/24 rule applicable only on their cards? how about the united explorer card? anyone with experience.?
Most cards, there is a list I'll try to find it

Online TimT

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Re: Misc Credit Card Questions
« Reply #4629 on: September 11, 2016, 01:35:53 AM »
Most cards, there is a list I'll try to find it
Its been 6 minutes already, go ahead & post it. :D

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #4630 on: September 11, 2016, 01:46:25 AM »
does chase 5/24 rule applicable only on their cards? how about the united explorer card? anyone with experience.?
Affected:
All chase branded personal cards.
Ink cash/Ink plus.
All chase southwest cards.
All chase United cards.

Not affected:
IHG
Hyatt
British airways
Disney
Fairmount
Marriott business card
Ritz-Carlton
Amazon
AARP

Via the doc http://www.doctorofcredit.com/chase-524-rule-now-effect-credit-cards/
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #4631 on: September 11, 2016, 01:47:39 AM »
Most cards, there is a list I'll try to find it
Beat you to it
Its been 6 minutes already, go ahead & post it. :D
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #4632 on: September 11, 2016, 02:09:13 AM »
Does the $450 Annual Fee on Sapphire Reserve count toward 4k spending requirement?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #4633 on: September 11, 2016, 02:42:49 AM »
Does the $450 Annual Fee on Sapphire Reserve count toward 4k spending requirement?
No
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #4634 on: September 11, 2016, 02:48:31 AM »
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline Moshe G

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Re: Misc Credit Card Questions
« Reply #4635 on: September 11, 2016, 12:51:45 PM »
How do you do that? And once you do it do the points earned on both spg cards go to that joined acct?
by "my account" there's an option merge my accounts. You fill out a form it it should happen after a few days. At first they sent me an email stating that this is really only meant to merge 2 accounts for the same person and they will reverse the action, several months have gone by and they didn't reverse it. And yes all points were merged into one account.

Offline regular

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Re: Misc Credit Card Questions
« Reply #4636 on: September 11, 2016, 01:40:06 PM »
Thanx. What about points earned after the merge? Anybody else have this experience?

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #4637 on: September 11, 2016, 01:56:18 PM »
Thanx. What about points earned after the merge? Anybody else have this experience?
Apparently his accounts got merged as if they were both his (even the stays combined)...so it wud be a regular account. No?

Offline Moshe G

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Re: Misc Credit Card Questions
« Reply #4638 on: September 11, 2016, 03:38:17 PM »
Thanx. What about points earned after the merge? Anybody else have this experience?
Points from all cards still post to this ONE account. although I'm not really benefiting from it as I only really use one of these cards.
« Last Edit: September 11, 2016, 03:42:16 PM by Moshe G »

Offline Moshe G

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Re: Misc Credit Card Questions
« Reply #4639 on: September 11, 2016, 03:41:55 PM »
Thanx. What about points earned after the merge? Anybody else have this experience?
Try it and report back. heres the email i originaly got from them, but as pointed out before they never actually reversed it.

Dear M*********,
 
Thank you for contacting Starwood Preferred Guest regarding duplicate accounts. We appreciate your loyalty to SPG and I hope this email finds you well.
 
Per your request, I have located your referenced SPG accounts. Before I noticed them to have different first names, I merged them. This was an error which will be corrected and reversed. I apologize for any inconvenience this may cause.
 
We are unable to allow combination of individual accounts, whether for spouses' accounts, or for other members of your household. However, we do allow unlimited Starpoint transfers between accounts of members in the same household for redemption purposes, if the following requirements are met:
Both members live at the same postal address. (Starwood Vacation Network members (“Owners”) may transfer Starpoints between two designated Starwood Vacation Network Preferred Guest accounts, regardless of whether the accounts have the same residential address.)
 
The recipient is not an employee of Starwood Hotels & Resorts Worldwide.
 
Members may not transfer Starpoints to/from an account that has a P.O. Box, APO or SPO as the address.
 
Both accounts must have been enrolled and active for at least 30 days.
You may now fill out the online transfer request form. You will be asked to provide the quantity of Starpoints to be transferred, as well as the member number and last name of the account you wish to transfer to. Once account verification has taken place, a confirmation email will be sent to you within ten business days.
 
 
Best Regards,