i would like to spend alot of $$ this holiday season on my ccs and i have 3 questions 1) if chase gave me a high credit line should i be nervous to max it out being that i dont normally spend this much ,assuming they let the charges thru... 2) if maxing out is not an issue ,would it be strongly reccomended to pay quickly or as long as pay,ments are received bfore due date all is well 3) do cc companys know that youre maxing out your other cards from other banks or they have no access to that data until the spending has been reported on the end of month credit report