Author Topic: Misc Credit Card Questions  (Read 783807 times)

Offline crunch11

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Re: Misc Credit Card Questions
« Reply #5415 on: January 14, 2017, 08:03:11 PM »
Hi everyone (Gut voch?), been lurking here a while as a guest, and really learned a lot.
My Q: i just opened a useless credit card (kinda by accident, long story) a couple days ago. problem is that this new CC is my 5/24 and my 5/24 status will only fall off in about 6 months.
If i cancel the card now, before the first statement posts, will it be recorded on my credit history?
Thanks alot!

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #5416 on: January 14, 2017, 08:29:03 PM »
Hi everyone (Gut voch?), been lurking here a while as a guest, and really learned a lot.
My Q: i just opened a useless credit card (kinda by accident, long story) a couple days ago. problem is that this new CC is my 5/24 and my 5/24 status will only fall off in about 6 months.
If i cancel the card now, before the first statement posts, will it be recorded on my credit history?
Thanks alot!
it might not have showed on ur report yet depending which bank. you can check your credit report and see if its there yet

Offline crunch11

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Re: Misc Credit Card Questions
« Reply #5417 on: January 14, 2017, 11:12:11 PM »
Thanks!
When you say credit reports would credit karma work? Or should I go back to the actual credit unions?

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #5418 on: January 14, 2017, 11:27:06 PM »
Thanks!
When you say credit reports would credit karma work? Or should I go back to the actual credit unions?
credit karma is fine

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5419 on: January 16, 2017, 01:28:11 AM »
I have a bunch of cards that I want to do the $2 trick on. What is the cheapest (looking for a percentage based, not fee based, obviously) service where I can swipe $2x10 into a friends account? Thinking of using square, but will that trigger a shutdown?

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5420 on: January 16, 2017, 01:33:57 AM »
I have a bunch of cards that I want to do the $2 trick on. What is the cheapest (looking for a percentage based, not fee based, obviously) service where I can swipe $2x10 into a friends account? Thinking of using square, but will that trigger a shutdown?
Why not just use PayPal? Is an extra one percent really gonna kill you on $20? If it is methinks you're in the wrong game
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5421 on: January 16, 2017, 01:35:04 AM »
Why not just use PayPal? Is an extra one percent really gonna kill you on $20? If it is methinks you're in the wrong game
Isn't there a fee to use a credit card with PayPal?

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5422 on: January 16, 2017, 01:37:31 AM »
Isn't there a fee to use a credit card with PayPal?
2.9% plus $.30 per transaction.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5423 on: January 16, 2017, 01:38:38 AM »
2.9% plus $.30 per transaction.
I thought it was like $4 or something... I'll check it out, thanx

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5424 on: January 16, 2017, 01:41:22 AM »
I thought it was like $4 or something... I'll check it out, thanx
That's what I'm here for
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5425 on: January 16, 2017, 01:41:25 AM »
2.9% plus $.30 per transaction.
Shows .36 by me, but thanx...

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5426 on: January 16, 2017, 01:41:59 AM »
Shows .36 by me, but thanx...
Did they change it?
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5427 on: January 16, 2017, 01:43:13 AM »
Did they change it?
Apparently. It used to be 4$ lol

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #5428 on: January 16, 2017, 02:59:25 AM »
I have a bunch of cards that I want to do the $2 trick on. What is the cheapest (looking for a percentage based, not fee based, obviously) service where I can swipe $2x10 into a friends account? Thinking of using square, but will that trigger a shutdown?

Before you waste your time and money,  go back and read what the $2 trick is.

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5429 on: January 16, 2017, 10:16:17 AM »
Before you waste your time and money,  go back and read what the $2 trick is.
It isn't all for one credit portfolio...lol