Author Topic: Misc Credit Card Questions  (Read 1948748 times)

Offline unavailable

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Re: Misc Credit Card Questions
« Reply #5480 on: January 22, 2017, 03:20:11 PM »
tried searching

how can I tell if I'm over 5/24

Offline TimT

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Re: Misc Credit Card Questions
« Reply #5481 on: January 22, 2017, 04:56:01 PM »

Offline Alteva

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Re: Misc Credit Card Questions
« Reply #5482 on: January 22, 2017, 09:02:29 PM »
Hey guys,
I would like to get a Visa CC so I can take advantage of visa checkout discounts at stores like BestBuy.com . I would like however to get the most money value back from my purchase, whether in form of points or cashback. I find myself purchasing equipment worth $2,500-$5,000 on the average month. I don't need to get money out of this at this moment, but I'd like to get the most money value back out of my purchase for use later, for example if there was a visa card that gave me a lot of points per purchase that would have a high value later or a high percentage cashback, that would be the type of card I am looking for.
Does anyone have any suggestions as to which card would be most beneficial to me in this case? Visa specifically.

Thank you!!

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Re: Misc Credit Card Questions
« Reply #5483 on: January 22, 2017, 09:06:08 PM »
Hey guys,
I would like to get a Visa CC so I can take advantage of visa checkout discounts at stores like BestBuy.com . I would like however to get the most money value back from my purchase, whether in form of points or cashback. I find myself purchasing equipment worth $2,500-$5,000 on the average month. I don't need to get money out of this at this moment, but I'd like to get the most money value back out of my purchase for use later, for example if there was a visa card that gave me a lot of points per purchase that would have a high value later or a high percentage cashback, that would be the type of card I am looking for.
Does anyone have any suggestions as to which card would be most beneficial to me in this case? Visa specifically.

Thank you!!
You don't need a Visa card to use visa checkout

Offline ckmk47

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Re: Misc Credit Card Questions
« Reply #5484 on: January 23, 2017, 02:13:16 AM »

Alteva,
Your question is: On what credit card can I earn the most points for my regular purchases, and have those points wait for me until I want to use them?
Answer:
There are credit cards that earn you points toward specific airlines, OR you can earn that credit card's own points that can be moved to your choice of airline/hotel from the credit card partners.  These are obviously more versatile.
Chase points- UR- Ultimate Rewards
AMEX points - MR- Member Rewards


Or  You can earn 'cash back' in the form of  a cash credit on your statement. 


Start your information quest by reading some of the various threads listed here: http://forums.dansdeals.com/index.php?topic=23990.0
particularly: credit card comparison chart:  http://forums.dansdeals.com/index.php?topic=25991.0


Getting a big 'signup' bonus to open a card goes a long way to boosting your point accumulation.
Right now there's a card or 2 with big sign up bonuses.
My favorite cause: cssy.org

Offline emjee

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Re: Misc Credit Card Questions
« Reply #5485 on: January 23, 2017, 07:11:07 AM »


Hey guys.......
If you're looking for good cashback opportunities there bigger and better ways . Points and miles , your best options are to buy in bonus times. for between bonuses , ink plus on 5x is the way to go in your situation

Offline Emgee

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Re: Misc Credit Card Questions
« Reply #5486 on: January 23, 2017, 10:49:21 AM »
I opened a Chase SP card about 3 month ago, I met the spending and received the points already, I have now a charge of $1600 that I need to dispute, that will put me below the 4k requirement. Will they claw back the points?

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #5487 on: January 23, 2017, 10:53:01 AM »
I opened a Chase SP card about 3 month ago, I met the spending and received the points already, I have now a charge of $1600 that I need to dispute, that will put me below the 4k requirement. Will they claw back the points?
IME no.

Offline Hjay

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Re: Misc Credit Card Questions
« Reply #5488 on: January 23, 2017, 01:25:22 PM »
Tried signing up for creditscorecard didn't have the answer to one of the verification questions left the page to check came back & had to start all over now it says account already registered & when I try to log in says password/ email incorrect & when I try to retrieve password says no such acct exists. Any tips?

Offline Calvin.8900

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Re: Misc Credit Card Questions
« Reply #5489 on: January 23, 2017, 02:07:02 PM »
I have a Bank/CC question. I have a $400 signup bonus for Regions bank checking account in my email, and I plan on taking it in branch tomorrow to signup. It says you can fund the account with a Mastercard or Vista, I would like to use my CSR and fund it with $1600 however I want to make sure I am not going to get fined for doing this, I set the cash advance on the account to $20, so is there any way this is going to backfire on me?

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #5490 on: January 23, 2017, 02:13:42 PM »
I have a Bank/CC question. I have a $400 signup bonus for Regions bank checking account in my email, and I plan on taking it in branch tomorrow to signup. It says you can fund the account with a Mastercard or Vista, I would like to use my CSR and fund it with $1600 however I want to make sure I am not going to get fined for doing this, I set the cash advance on the account to $20, so is there any way this is going to backfire on me?
should be fine

Offline Calvin.8900

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Re: Misc Credit Card Questions
« Reply #5491 on: January 23, 2017, 03:06:58 PM »

Online shmooz

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Re: Misc Credit Card Questions
« Reply #5492 on: January 24, 2017, 10:47:04 AM »
Account manager for an Amex card, will there be a credit pull?

Wouldnt think so, but they ask for social so you never know

Offline emjee

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Re: Misc Credit Card Questions
« Reply #5493 on: January 24, 2017, 01:57:49 PM »
Account manager for an Amex card, will there be a credit pull?

Wouldnt think so, but they ask for social so you never know
I'm an account manager and iirc when I checked there was no pull . Ssn is for security I believe

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Re: Misc Credit Card Questions
« Reply #5494 on: January 24, 2017, 02:06:54 PM »
thanks
confirmed with Amex that there is no pull

Offline emjee

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Re: Misc Credit Card Questions
« Reply #5495 on: January 24, 2017, 04:59:32 PM »
thanks
confirmed with Amex that there is no pull
I don't Know why you'd believe them but okay

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Re: Misc Credit Card Questions
« Reply #5496 on: January 24, 2017, 05:02:09 PM »
i dont unless it matches with info i get here

Offline emjee

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Re: Misc Credit Card Questions
« Reply #5497 on: January 24, 2017, 05:33:53 PM »
i dont unless it matches with info i get here
Then next time just tell amex

thanks amex,
confirmed with DDF that there is no pull

;)

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Re: Misc Credit Card Questions
« Reply #5498 on: January 24, 2017, 11:04:22 PM »
Whats the best way to get United miles when way over 5/24?

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5499 on: January 24, 2017, 11:22:16 PM »
Whats the best way to get United miles when way over 5/24?
Transfer from UR.
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