Author Topic: Misc Credit Card Questions  (Read 1865452 times)

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5580 on: February 24, 2017, 03:46:17 PM »
signup for the green and then downgrade
Once I sign up and get a hard pull, why would it help me to downgrade and have another green card?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3863
  • Total likes: 388
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5581 on: February 24, 2017, 03:51:57 PM »
Once I sign up and get a hard pull, why would it help me to downgrade and have another green card?
same reason you want to b4 u sign up

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5582 on: February 24, 2017, 04:18:29 PM »
same reason you want to b4 u sign up
I'm not sure what that reason is. I only understand why someone would want several Freedom cards so they can max the 5% categories...
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3863
  • Total likes: 388
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5583 on: February 24, 2017, 04:57:43 PM »
I'm not sure what that reason is. I only understand why someone would want several Freedom cards so they can max the 5% categories...
i just thought you didnt want to cancel, thats all

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5584 on: February 24, 2017, 05:22:24 PM »
i just thought you didnt want to cancel, thats all
So no reaso for me to keep open right?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3863
  • Total likes: 388
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5585 on: February 25, 2017, 07:24:44 PM »
So no reaso for me to keep open right?
not imo

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5586 on: February 25, 2017, 07:31:42 PM »
not imo
Thanks! Only other Amex card I have is SPG - what'll be with my MR points when I close PRG card?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3863
  • Total likes: 388
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5587 on: February 25, 2017, 07:35:47 PM »
Thanks! Only other Amex card I have is SPG - what'll be with my MR points when I close PRG card?
get another mr card before you close it

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5588 on: February 25, 2017, 07:58:00 PM »
get another mr card before you close it
Otherwise I'll lose it all? No grace period?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3863
  • Total likes: 388
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5589 on: February 25, 2017, 08:14:25 PM »
Otherwise I'll lose it all? No grace period?
i think you have 30 days to get another mr card or use it

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5590 on: February 25, 2017, 08:29:00 PM »
i think you have 30 days to get another mr card or use it
Ok thank you!

My mom in same situation w Amex Delta Skymiles card. Is there a card w no signup bonus that my mom can downgrade to?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline Moshe26

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Sep 2016
  • Posts: 730
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5591 on: February 25, 2017, 08:55:11 PM »
Does chase have any charge cards?

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22077
  • Total likes: 7130
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Misc Credit Card Questions
« Reply #5592 on: February 25, 2017, 08:59:14 PM »

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3863
  • Total likes: 388
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5593 on: February 25, 2017, 09:02:17 PM »
Ok thank you!

My mom in same situation w Amex Delta Skymiles card. Is there a card w no signup bonus that my mom can downgrade to?
you dont need the card with delta in order to keep the miles

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5594 on: February 25, 2017, 09:14:28 PM »
you dont need the card with delta in order to keep the miles
I know, but I'm wondering if I should downgrade to a diff Amex CC that doesn't have a signup bonus or just close card?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3863
  • Total likes: 388
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5595 on: February 25, 2017, 09:19:29 PM »
I know, but I'm wondering if I should downgrade to a diff Amex CC that doesn't have a signup bonus or just close card?
if you want to keep the card the lowest af on a DL card is 55 dollars

Offline MrKaplan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2017
  • Posts: 329
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: DDF
Re: Misc Credit Card Questions
« Reply #5596 on: February 25, 2017, 09:22:59 PM »
Do I have to pay for a united flight with my united cc in order to get free bags?

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5597 on: February 25, 2017, 10:04:17 PM »
if you want to keep the card the lowest af on a DL card is 55 dollars
Can I downgrade to a non DL card that doesn't have a sign up bonus but is worth carrying around?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3863
  • Total likes: 388
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5598 on: February 25, 2017, 10:08:11 PM »
Can I downgrade to a non DL card that doesn't have a sign up bonus but is worth carrying around?
not anymore afaik

Offline Wizard

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2015
  • Posts: 1505
  • Total likes: 12
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: New York
Re: Misc Credit Card Questions
« Reply #5599 on: February 25, 2017, 10:38:30 PM »
not anymore afaik
Ok thanks!! Last Q :) : Amex card I should apply for within 30 days?
If you are trying to get my attention/assistance and I'm not responding, please feel free to PM me. :)