Author Topic: Misc Credit Card Questions  (Read 1866353 times)

Offline shie123

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Re: Misc Credit Card Questions
« Reply #5660 on: March 05, 2017, 07:19:11 PM »
What's Citi's Annual fee refund policy, 30 or 60 days?
Pro rated?
Tia.

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #5661 on: March 05, 2017, 07:47:49 PM »
What's Citi's Annual fee refund policy, 30 or 60 days?
Pro rated?
Tia.
37 days.

Offline aarondeutsch95

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Re: Misc Credit Card Questions
« Reply #5662 on: March 05, 2017, 11:20:15 PM »
Two unrelated questions:

1- I have applied for freedom unlimited and sapphire reserve in the last 3 months and been approved. My next move is to go for Amex Gold, SPG, and Platinum (all business) using a 3BM. What is likelihood I get approved for all 3? Is that smart? And how long should I wait to apply due to all my activity?

2- I have a grandmother who has a lot of points, but she is not able to live by herself and has full time help (totally not in charge of her money anymore). Can I access her points and transfer to my own airline accounts?

Offline BP16

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Re: Misc Credit Card Questions
« Reply #5663 on: March 06, 2017, 12:11:28 AM »
Two unrelated questions:

1- I have applied for freedom unlimited and sapphire reserve in the last 3 months and been approved. My next move is to go for Amex Gold, SPG, and Platinum (all business) using a 3BM. What is likelihood I get approved for all 3? Is that smart? And how long should I wait to apply due to all my activity?

2- I have a grandmother who has a lot of points, but she is not able to live by herself and has full time help (totally not in charge of her money anymore). Can I access her points and transfer to my own airline accounts?
#1 you could and should be able to get approved for all 3.

And #2 it's possible just don't tell anyone

Online etech0

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Re: Misc Credit Card Questions
« Reply #5664 on: March 06, 2017, 12:17:10 AM »
Or open airline accounts in your grandmother's name, and then "have her" book tickets for you.
Workflowy. You won't know what you're missing until you try it.

Offline aarondeutsch95

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Re: Misc Credit Card Questions
« Reply #5665 on: March 06, 2017, 12:51:01 AM »
#1 you could and should be able to get approved for all 3.

And #2 it's possible just don't tell anyone

Thanks, you dont think I should wait for a little on new applications? I havent even finished my first statement on my CSR

Offline aarondeutsch95

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Re: Misc Credit Card Questions
« Reply #5666 on: March 06, 2017, 12:52:56 AM »
Also is it bad to do credit line transfers? I switched credit from freedom unlimited to CSR, but want to switch back.

Offline lechatchileh ariber

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Re: Misc Credit Card Questions
« Reply #5667 on: March 06, 2017, 01:02:37 AM »
Two unrelated questions:

1- I have applied for freedom unlimited and sapphire reserve in the last 3 months and been approved. My next move is to go for Amex Gold, SPG, and Platinum (all business) using a 3BM. What is likelihood I get approved for all 3? Is that smart? And how long should I wait to apply due to all my activity?

2- I have a grandmother who has a lot of points, but she is not able to live by herself and has full time help (totally not in charge of her money anymore). Can I access her points and transfer to my own airline accounts?
Keep in mind 5/24
I don't sin, I give myself opportunities to repent.

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5668 on: March 06, 2017, 01:03:11 AM »
Also is it bad to do credit line transfers? I switched credit from freedom unlimited to CSR, but want to switch back.
Bad in what way?
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Offline aarondeutsch95

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Re: Misc Credit Card Questions
« Reply #5669 on: March 06, 2017, 01:36:10 AM »
Bad in what way?
for your credit score

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5670 on: March 06, 2017, 02:02:26 AM »
for your credit score
Not unless you are closing that card with a balance and then dropping it's CL.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Amcha yisroel

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Re: Misc Credit Card Questions
« Reply #5671 on: March 07, 2017, 10:55:24 AM »
Is there any thread about CLI?
When is the best time to ask for it, right after app, or wait?
 how long should I wait?
How often can I ask for it?
Is it a hard pull??
Will it trigger a FR.....
Thanks

Online TimT

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Re: Misc Credit Card Questions
« Reply #5672 on: March 07, 2017, 11:00:03 AM »
Is there any thread about CLI?
When is the best time to ask for it, right after app, or wait?
 how long should I wait?
How often can I ask for it?
Is it a hard pull??
Will it trigger a FR.....
Thanks
There are quite a few
http://forums.dansdeals.com/index.php?topic=6288.0

Offline a good yeshiva bachur

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Offline lechatchileh ariber

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Re: Misc Credit Card Questions
« Reply #5674 on: March 07, 2017, 04:48:03 PM »
How long does it usually take for charges from Chase ur flight bookings to post?
I don't sin, I give myself opportunities to repent.

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5675 on: March 08, 2017, 01:20:50 AM »
When will my Amex points post?
My Statment closed last week and it still says 0 points?!

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5676 on: March 08, 2017, 01:22:31 AM »
When will my Amex points post?
My Statment closed last week and it still says 0 points?!
When did u meet the spend?

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5677 on: March 08, 2017, 01:41:01 AM »
When did u meet the spend?
Way before it closed, but nothing posted yet not even for the purchases I made!?

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5678 on: March 08, 2017, 02:12:10 AM »
Way before it closed, but nothing posted yet not even for the purchases I made!?
New account can take an extra billing cycle.
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Re: Misc Credit Card Questions
« Reply #5679 on: March 08, 2017, 10:46:33 AM »
Applied for three credit cards at the same time. One was on hold until four days later. I called and they released the hold. It's supposed to be one pull yet I see one on Experian a week later. This is with Amex. Any ideas?