Author Topic: Misc Credit Card Questions  (Read 1894240 times)

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5724
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #5760 on: March 28, 2017, 03:03:12 PM »
Try chatting from that account.
If they still don't see it, sign up for another one!
Memories last forever, make them while you can.

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3149
  • Total likes: 1304
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #5761 on: March 28, 2017, 05:20:22 PM »
8 day rule is a myth
From how many datapoints? Consensus seems to be that it's real. One or two times could be an aberration, like 5/24

Offline hvaces42

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2013
  • Posts: 5774
  • Total likes: 1151
  • DansDeals.com Hat Tips 14
    • View Profile
Re: Misc Credit Card Questions
« Reply #5762 on: March 28, 2017, 05:23:43 PM »
From how many datapoints? Consensus seems to be that it's real. One or two times could be an aberration, like 5/24
Its really less but people kept getting messed up so they made a geder and said 8.
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline regular

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Dec 2015
  • Posts: 614
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #5763 on: March 28, 2017, 05:39:13 PM »
Try chatting from that account.
You might want to wait a little though. I once chatted with amex from my account when I was finished I logged out and into dw's account and started a chat and they asked me if I still need help with what I just finished chatting about

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2966
  • Total likes: 132
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Misc Credit Card Questions
« Reply #5764 on: March 28, 2017, 05:52:55 PM »
amex gold is different than the prg regarding sign up bonus, correct?

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2966
  • Total likes: 132
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Misc Credit Card Questions
« Reply #5765 on: March 28, 2017, 05:54:33 PM »
Try chatting from that account.
I chatted from that account, and they pulled it up but they missed a few. I asked if that was it, and they said that if I fill out a secure form they can double check. so this little popup comes out of the side of the chatbox asking me for my ssn. after typing it in, they pulled up everything :(

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8394
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #5766 on: March 28, 2017, 05:55:37 PM »
I chatted from that account, and they pulled it up but they missed a few. I asked if that was it, and they said that if I fill out a secure form they can double check. so this little popup comes out of the side of the chatbox asking me for my ssn. after typing it in, they pulled up everything :(
Of course they did, if only it were so easy.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3933
  • Total likes: 399
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5767 on: March 28, 2017, 05:56:58 PM »
Its really less but people kept getting messed up so they made a geder and said 8.
+.5, there is no hard rule with citi, its just harder to get approved for an app the closer it is to ur last app

Offline Jellybelly

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2016
  • Posts: 1162
  • Total likes: 976
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #5768 on: March 28, 2017, 06:37:07 PM »
If I just used up all my spg points, is there any reason to keep open my spg card and pay the annual fee? I'm already paying for my Amex blue preferred, is there anything that spg can do that blue preferred can't?

Offline as2

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Mar 2013
  • Posts: 5724
  • Total likes: 917
  • DansDeals.com Hat Tips 24
  • Gender: Male
    • View Profile
Re: Misc Credit Card Questions
« Reply #5769 on: March 28, 2017, 06:38:14 PM »
If I just used up all my spg points, is there any reason to keep open my spg card and pay the annual fee? I'm already paying for my Amex blue preferred, is there anything that spg can do that blue preferred can't?
It can't earn starpoints.
Memories last forever, make them while you can.

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8394
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #5770 on: March 28, 2017, 06:38:35 PM »
is there anything that spg can do that blue preferred can't?
Be an SPG card.....
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline Jellybelly

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2016
  • Posts: 1162
  • Total likes: 976
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Misc Credit Card Questions
« Reply #5771 on: March 28, 2017, 06:45:44 PM »
Good point, I mean for benefits such as purchase protection are all Amex cards the same?

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 2098
  • Total likes: 230
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #5772 on: March 28, 2017, 07:15:42 PM »
+.5, there is no hard rule with citi, its just harder to get approved for an app the closer it is to ur last app
...but if you wait 8 days it is a different story.  ;)
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2966
  • Total likes: 132
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Misc Credit Card Questions
« Reply #5773 on: March 28, 2017, 09:41:16 PM »
+.5, there is no hard rule with citi, its just harder to get approved for an app the closer it is to ur last app
So how exactly does this 8 days work? Does it go by the hour of previous application?

Offline hvaces42

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2013
  • Posts: 5774
  • Total likes: 1151
  • DansDeals.com Hat Tips 14
    • View Profile
Re: Misc Credit Card Questions
« Reply #5774 on: March 28, 2017, 10:32:57 PM »
So how exactly does this 8 days work? Does it go by the hour of previous application?
On the 8th day G-d created trolls
Fair warning - Any PMs sent in response to forum posts are fair game for ridicule in public.

Offline mmgfarb

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2015
  • Posts: 8394
  • Total likes: 1110
  • DansDeals.com Hat Tips 4
    • View Profile
Re: Misc Credit Card Questions
« Reply #5775 on: March 28, 2017, 10:33:19 PM »
On the 8th day G-d created trolls
Lol
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3933
  • Total likes: 399
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5776 on: March 29, 2017, 12:18:45 AM »
So how exactly does this 8 days work? Does it go by the hour of previous application?
like i said 8 days is a made up number so you cant ask what it goes by.

Offline shulem92

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Feb 2015
  • Posts: 2966
  • Total likes: 132
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood
Re: Misc Credit Card Questions
« Reply #5777 on: March 29, 2017, 01:40:08 AM »
like i said 8 days is a made up number so you cant ask what it goes by.
Being that general consensus is that you won't be auto-approved within 8 days of another application, how does it work? Better?

Offline chinagel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2014
  • Posts: 3933
  • Total likes: 399
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: brooklyn
Re: Misc Credit Card Questions
« Reply #5778 on: March 29, 2017, 02:47:17 AM »
Being that general consensus is that you won't be auto-approved within 8 days of another application, how does it work? Better?
+.5, there is no hard rule with citi, its just harder to get approved for an app the closer it is to ur last app

Offline JTZ

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Apr 2016
  • Posts: 2098
  • Total likes: 230
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Misc Credit Card Questions
« Reply #5779 on: March 29, 2017, 07:04:08 AM »
Being that general consensus is that you won't be auto-approved within 8 days of another application, how does it work? Better?
Apply on the ninth day and problem solved.
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(