Author Topic: Misc Credit Card Questions  (Read 1864911 times)

Offline shulem92

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Re: Misc Credit Card Questions
« Reply #5840 on: April 07, 2017, 02:17:15 AM »
This whole Return issue - I think you can request replacement card online and the last 5 digits will be the same and the stores don't usually have more than the last five digits. If they still give trouble - use Amex Return Protection!
You can only request a replacement with exact same number by telling them the 3 digit code on the back of the card. Hence this whole conversation

Offline sag95

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Re: Misc Credit Card Questions
« Reply #5841 on: April 07, 2017, 02:20:26 AM »
Got Amex offer for 10k points if enroll in Extended Pay option. How do I do this without paying interest of my purchases?
You don't have to actually use the Extended Pay option, just enroll in it.

Offline myi

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Re: Misc Credit Card Questions
« Reply #5842 on: April 07, 2017, 02:41:49 AM »
You don't have to actually use the Extended Pay option, just enroll in it.
I enrolled and never saw the 10k.(iicrc I think I was targeted as to why I enrolled.)
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #5843 on: April 07, 2017, 03:10:28 AM »
You can only request a replacement with exact same number by telling them the 3 digit code on the back of the card. Hence this whole conversation
Even when requested via online account under card management?

You don't have to actually use the Extended Pay option, just enroll in it.
My purchases won't automatically go to Extended Pay and gain interest?
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Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5844 on: April 07, 2017, 07:19:02 AM »
My purchases won't automatically go to Extended Pay and gain interest?
It will only accrue interest if you don't pay in full when it's due.
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Online yitzgar

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Re: Misc Credit Card Questions
« Reply #5845 on: April 07, 2017, 08:54:02 AM »
Got Amex offer for 10k points if enroll in Extended Pay option. How do I do this without paying interest of my purchases?
Pay on time

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Re: Misc Credit Card Questions
« Reply #5846 on: April 07, 2017, 08:56:11 AM »
This whole Return issue - I think you can request replacement card online and the last 5 digits will be the same and the stores don't usually have more than the last five digits. If they still give trouble - use Amex Return Protection!
Doesn't make sense. When amex issues additional users and replacements, all they change is the last few numbers. In general I'm not convinced it's a problem with returns. I think the new card is linked and you should be able to return on it.

Offline regular

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Re: Misc Credit Card Questions
« Reply #5847 on: April 07, 2017, 10:55:15 AM »
Doesn't make sense. When amex issues additional users and replacements, all they change is the last few numbers. In general I'm not convinced it's a problem with returns. I think the new card is linked and you should be able to return on it.
Tell that to the store. Technically they can return it to any cc. They have a policy though to only return it to the same card

Offline Wizard

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Re: Misc Credit Card Questions
« Reply #5848 on: April 07, 2017, 01:20:38 PM »
Tell that to the store. Technically they can return it to any cc. They have a policy though to only return it to the same card
Or just use Amex return protection, or even easier - dispute it (or threaten to dispute)
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Offline Wizard

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Re: Misc Credit Card Questions
« Reply #5849 on: April 07, 2017, 01:20:59 PM »
It will only accrue interest if you don't pay in full when it's due.
Pay on time
Ok thank you
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Offline hide4

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Re: Misc Credit Card Questions
« Reply #5850 on: April 09, 2017, 12:14:41 PM »
Can I get the aaviator card from Barclays if I have the downgraded version from them? Or do i have to close it first?

Offline PETERP

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Re: Misc Credit Card Questions
« Reply #5851 on: April 09, 2017, 12:36:28 PM »
Can I get the aaviator card from Barclays if I have the downgraded version from them? Or do i have to close it first?

Yes. Could even be auto  approved If you have enough CL Available.
« Last Edit: April 09, 2017, 12:44:16 PM by PETERP »

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #5852 on: April 09, 2017, 12:59:26 PM »
Yes. Could even be auto  approved If you have enough CL Available.
Has anyone churned the new one yet?
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Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5853 on: April 09, 2017, 01:54:48 PM »
citi double cash declined my application as a fraud concern and they dont wanna budge even after all the HUCA that i did what now????

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5854 on: April 09, 2017, 01:59:34 PM »
i have two spg numbers, any reason to combine them, or not to? (one biz and one consumer)

Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #5855 on: April 09, 2017, 04:35:02 PM »
citi double cash declined my application as a fraud concern and they dont wanna budge even after all the HUCA that i did what now????

Contact their Executive Office

Offline Mr. CC

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Re: Misc Credit Card Questions
« Reply #5856 on: April 09, 2017, 05:10:20 PM »
citi double cash declined my application as a fraud concern and they dont wanna budge even after all the HUCA that i did what now????
call again like nothing happened

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5857 on: April 13, 2017, 01:14:24 PM »
call again like nothing happened
they say we dont accept 3rd party applications

Offline m.m.

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Re: Misc Credit Card Questions
« Reply #5858 on: April 13, 2017, 02:48:03 PM »
Can I get the aaviator card from Barclays if I have the downgraded version from them? Or do i have to close it first?
Yes. Could even be auto  approved If you have enough CL Available.
the system automaticly marks it as a duplicate with out a pull if you have the free one.
call, it should be a quick call, i said right away why it was marked as a duplicate, and was approved immediately

Offline VLK

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Re: Misc Credit Card Questions
« Reply #5859 on: April 13, 2017, 11:41:46 PM »
If I am a AU on a Amex platinum card of my parents and I cancel it will it effect my credit score ?