Author Topic: Misc Credit Card Questions  (Read 1901777 times)

Offline yitrap

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Re: Misc Credit Card Questions
« Reply #5960 on: May 04, 2017, 07:49:04 PM »
-Chase VP also adamant that if I apply for 3 InkPref on the same day for 3 different biz entities, it's still 3 pulls on my personal!?!?  Is this true??
He's not totally wrong, however the three pulls will be automatically merged.

Offline as2

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Re: Misc Credit Card Questions
« Reply #5961 on: May 04, 2017, 10:25:35 PM »
Couldn't really find a good place for this, so...


A friend of mine is sitting on 270k Blue sky points from amex. What are the redemption options/best way to redeem?
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Offline chinagel

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Re: Misc Credit Card Questions
« Reply #5962 on: May 04, 2017, 10:47:18 PM »
Couldn't really find a good place for this, so...


A friend of mine is sitting on 270k Blue sky points from amex. What are the redemption options/best way to redeem?
travel, easily

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #5963 on: May 04, 2017, 11:11:07 PM »
i got approved for the citi biz aa plat today, is there anyway to have them expedite the cc or at least set up an online login?
AFAIK, no way to expedite. Dunno about login.

Offline as2

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Re: Misc Credit Card Questions
« Reply #5964 on: May 04, 2017, 11:48:39 PM »
Memories last forever, make them while you can.

Offline captivate18

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Re: Misc Credit Card Questions
« Reply #5965 on: May 05, 2017, 12:09:45 AM »
He's not totally wrong, however the three pulls will be automatically merged.

That makes sense. But only if they are done on the same calendar day?

Offline ChaimMoskowitz

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Re: Misc Credit Card Questions
« Reply #5966 on: May 05, 2017, 12:33:14 AM »
-No Chase VP actually adamant that biz cards still count towards 5/24.

-Chase VP also adamant that if I apply for 3 InkPref on the same day for 3 different biz entities, it's still 3 pulls on my personal!?!?  Is this true??
...and we all know that Chase VP's know what they are talking about.
I just found a new supply of forks!

Offline Live N Learn

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Re: Misc Credit Card Questions
« Reply #5967 on: May 05, 2017, 05:02:22 AM »
Is there anyway someone could get their check back from a 'Capital One secured card', without having to close the account?
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Offline chinagel

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Re: Misc Credit Card Questions
« Reply #5968 on: May 05, 2017, 01:14:53 PM »
Is there anyway someone could get their check back from a 'Capital One secured card', without having to close the account?
iinm they only keep the money for a certain amount of time

Offline sky121

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Re: Misc Credit Card Questions
« Reply #5969 on: May 05, 2017, 02:58:14 PM »
What does this mean at the end of the day?
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Offline albertsmith

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Re: Misc Random Questions
« Reply #5970 on: May 05, 2017, 03:17:11 PM »
If my credit report has a pull from "Amex Account Review" should I be concerned? It's a soft pull, so I'm not concerned about it hurting my score, but is that an indication that Amex is looking into me?


I dont think that a soft pull from amex account review means that amex is looking into you, maybe they just wanted to look at your account.

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #5971 on: May 05, 2017, 04:56:34 PM »
What does this mean at the end of the day?

that they dont want you to use a business cc for non business use and they will prob try to monitor accounts, however they have no real way of knowing whats business use and whats not! ;D

Offline LoLo

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Re: Misc Credit Card Questions
« Reply #5972 on: May 05, 2017, 05:22:07 PM »

I dont think that a soft pull from amex account review means that amex is looking into you, maybe they just wanted to look at your account.
Welcome to the forums. in the future, it may be a good idea to look at the date of the post you're responding to.

Offline ChaimMoskowitz

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Re: Misc Credit Card Questions
« Reply #5973 on: May 05, 2017, 05:25:05 PM »
Welcome to the forums. in the future, it may be a good idea to look at the date of the post you're responding to.
The response was not valid for the question?
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Offline LoLo

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Re: Misc Credit Card Questions
« Reply #5974 on: May 05, 2017, 05:52:32 PM »
The response was not valid for the question?
Did you see that in my post? I merely suggested something which i think is a good idea.

Offline ChaimMoskowitz

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Re: Misc Credit Card Questions
« Reply #5975 on: May 05, 2017, 06:14:53 PM »
I merely suggested something which i think is a good idea.
Most of the time I would agree but the info this time was still valid and important.
I just found a new supply of forks!

Offline Live N Learn

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Re: Misc Credit Card Questions
« Reply #5976 on: May 05, 2017, 07:28:24 PM »
iinm they only keep the money for a certain amount of time

A friend of mine has an account for over a year and a half, and they told him, that he either closes the account or he could wait for an offer to get the account unsecured (which they can't tell in advance if and when it'll come).
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Offline PillanSmye

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Re: Misc Credit Card Questions
« Reply #5977 on: May 06, 2017, 01:53:53 PM »
A friend of mine has an account for over a year and a half, and they told him, that he either closes the account or he could wait for an offer to get the account unsecured (which they can't tell in advance if and when it'll come).

CapitalOne never unsecures accounts.  That's why people with garbage credit need to look at BofA, Citi, Discover, NFCU
« Last Edit: May 06, 2017, 01:58:04 PM by PillanSmye »

Offline yitzgar

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Re: Misc Credit Card Questions
« Reply #5978 on: May 06, 2017, 10:34:21 PM »
What does this mean at the end of the day?
DOC had a post about this

Offline Live N Learn

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Re: Misc Credit Card Questions
« Reply #5979 on: May 07, 2017, 01:11:51 AM »
CapitalOne never unsecures accounts.  That's why people with garbage credit need to look at BofA, Citi, Discover, NFCU

Would his only option be to close the account?
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