Author Topic: Misc Credit Card Questions  (Read 1864645 times)

Offline as2

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Re: Misc Credit Card Questions
« Reply #6040 on: May 22, 2017, 08:36:48 PM »
Just got the IP, with a 5k CL, for a family member. I need to spend the 5k, but don't want to cause any issues for him. I can swipe it all at once, but will that be a red flag? This is his first chase card and only his 3rd card overall. TIA
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Offline shie123

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Re: Misc Credit Card Questions
« Reply #6041 on: May 22, 2017, 08:47:45 PM »
Just got the IP, with a 5k CL, for a family member. I need to spend the 5k, but don't want to cause any issues for him. I can swipe it all at once, but will that be a red flag? This is his first chase card and only his 3rd card overall. TIA
Generally Chase isn't as strict but I would still not do it.
Go slowly, ease in.

Offline as2

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Re: Misc Credit Card Questions
« Reply #6042 on: May 22, 2017, 08:48:44 PM »
Generally Chase isn't as strict but I would still not do it.
Go slowly, ease in.
That's what I'm asking, is 2k slow? I don't usually swipe for less than 2x that.
Memories last forever, make them while you can.

Offline shie123

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Re: Misc Credit Card Questions
« Reply #6043 on: May 22, 2017, 08:51:48 PM »
That's what I'm asking, is 2k slow? I don't usually swipe for less than 2x that.
I personally would do a few small ($10-$100) charges for the first few weeks then $2,000 and a few weeks later the rest.
Always worked for me.

Offline as2

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Re: Misc Credit Card Questions
« Reply #6044 on: May 22, 2017, 08:55:26 PM »
I personally would do a few small ($10-$100) charges for the first few weeks then $2,000 and a few weeks later the rest.
Always worked for me.
Thanks.
Memories last forever, make them while you can.

Offline mmgfarb

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Re: Misc Credit Card Questions
« Reply #6045 on: May 22, 2017, 09:59:02 PM »
Just got the IP, with a 5k CL, for a family member. I need to spend the 5k, but don't want to cause any issues for him. I can swipe it all at once, but will that be a red flag? This is his first chase card and only his 3rd card overall. TIA
I would go slower if I were you.
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Offline as2

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Re: Misc Credit Card Questions
« Reply #6046 on: May 22, 2017, 10:08:11 PM »
I would go slower if I were you.
Thanks. I'll do my casual spending on it for the 1st 2 months and I'll do the rest the last month.
Memories last forever, make them while you can.

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #6047 on: May 22, 2017, 10:10:35 PM »
Thanks. I'll do my casual spending on it for the 1st 2 months and I'll do the rest the last month.
no need to wait 2 months just start with small purchases and after a few days finish up.

Offline myi

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Re: Misc Credit Card Questions
« Reply #6048 on: May 23, 2017, 01:41:06 AM »
no need to wait 2 months just start with small purchases and after a few days finish up.
Better safe then sorry, they give you 3 months for a reason. ;)
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Offline ChaimMoskowitz

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Re: Misc Credit Card Questions
« Reply #6049 on: May 23, 2017, 07:42:20 AM »
Just got the IP, with a 5k CL, for a family member. I need to spend the 5k, but don't want to cause any issues for him. I can swipe it all at once, but will that be a red flag? This is his first chase card and only his 3rd card overall. TIA
Of course I have to be different. Swipe all at once. Anyone have any DP's this has caused AA?
I just found a new supply of forks!

Offline hide4

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Re: Misc Credit Card Questions
« Reply #6050 on: May 23, 2017, 07:44:17 AM »
Better safe then sorry, they give you 3 months for a reason. ;)
Then amex should give unlimited time  ;)

Offline 12HRS

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Re: Misc Credit Card Questions
« Reply #6051 on: May 23, 2017, 08:01:01 AM »
Of course I have to be different. Swipe all at once. Anyone have any DP's this has caused AA?

+1 Establish your going to be a high swiper from the beginning. Only thing swiping all at once can cause is more talking with the fraud department

Offline as2

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Re: Misc Credit Card Questions
« Reply #6052 on: May 23, 2017, 08:02:00 AM »
+1 Establish your going to be a high swiper from the beginning. Only thing swiping all at once can cause is more talking with the fraud department
Thanks!
Memories last forever, make them while you can.

Offline yitrap

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Misc Credit Card Questions
« Reply #6053 on: May 23, 2017, 11:36:53 AM »
Of course I have to be different. Swipe all at once. Anyone have any DP's this has caused AA?
You and Rashi agree, it's easy to "asser" but it takes a man to say something is "mutter"


I have a slight DP though, DW got AA for rapid increase in CL, to be fair its was 25K in one day and my accounts were flagged at the same time so I'm not sure which was the chicken and which was the egg.

ETA but I would still swipe the 5K at once.

Offline chinagel

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Re: Misc Credit Card Questions
« Reply #6054 on: May 23, 2017, 01:21:40 PM »
chase never gave me problems swiping a lot in the beginning

Offline 12HRS

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Re: Misc Credit Card Questions
« Reply #6055 on: May 23, 2017, 03:18:34 PM »
My Amex card CL was just increased from 10k - 17k. Got the card this month and have not had a billing statement yet. I already had put about 9k in spend on it and was just going to pay it down before the statement closes when I noticed the CLI. Has this happened to anyone else?

Offline JACKBLUE

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Re: Misc Credit Card Questions
« Reply #6056 on: May 23, 2017, 04:20:10 PM »
My Amex card CL was just increased from 10k - 17k. Got the card this month and have not had a billing statement yet. I already had put about 9k in spend on it and was just going to pay it down before the statement closes when I noticed the CLI. Has this happened to anyone else?
i had a card with 1k CL and used $999 the next day they increased to 3k

Offline ponsey

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Re: Misc Credit Card Questions
« Reply #6057 on: May 23, 2017, 04:37:50 PM »
 Hi everyone.

I currently have a big dilemma and can really use some advise/help.
I am 4/24 I got all the major cards CSR CSP IP. I recently applied for the UA biz as im trying to get as many chase cards before reaching 5/24. unfortunately I was denied because my history isn't too long and that I recently got the IP (jan17) HUCA didn't work. I also have a BP mailer 150/20 which I want to apply before 5/31 to lock the 50% rebate for a yr. When applying for the BP I want to apply for a the 2 Delta cards and the Green biz card  at the same time (one pull). I've also been waiting to start moving out of chase and making an AOR that includes the 2 Citi AA 60K cards and 2/3 Barclay cards ( AA & LH or A+) and maybe also do the 2 Alaska from BOA.
so im not sure what to do now. apply before 5/31 for the 4 amex biz cards and wait a few more months and apply again for my the UA biz and then move on to the other cards? or is it time to say goodbye to chase and just make one big AOR?

Offline a good yeshiva bachur

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Re: Misc Credit Card Questions
« Reply #6058 on: May 23, 2017, 04:44:42 PM »
Hi everyone.

I currently have a big dilemma and can really use some advise/help.
I am 4/24 I got all the major cards CSR CSP IP. I recently applied for the UA biz as im trying to get as many chase cards before reaching 5/24. unfortunately I was denied because my history isn't too long and that I recently got the IP (jan17) HUCA didn't work. I also have a BP mailer 150/20 which I want to apply before 5/31 to lock the 50% rebate for a yr. When applying for the BP I want to apply for a the 2 Delta cards and the Green biz card  at the same time (one pull). I've also been waiting to start moving out of chase and making an AOR that includes the 2 Citi AA 60K cards and 2/3 Barclay cards ( AA & LH or A+) and maybe also do the 2 Alaska from BOA.
so im not sure what to do now. apply before 5/31 for the 4 amex biz cards and wait a few more months and apply again for my the UA biz and then move on to the other cards? or is it time to say goodbye to chase and just make one big AOR?
Better safe then sorry,
I would go slower if I were you.

Offline ponsey

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Re: Misc Credit Card Questions
« Reply #6059 on: May 23, 2017, 05:00:10 PM »


so you saying better just apply for 4 amex since its only one pull and take it easy for at least a few months right?